Claim Missing Document
Check
Articles

Found 22 Documents
Search

The Performance Of Islamic Banking Based On Sharia Maqashid Index (SMI) Suci Aprilliani Utami; Yana Rohmana; Firmansyah Firmansyah; Ripan Hermawan
Review of Islamic Economics and Finance Vol 4, No 2 (2021): Review of Islamic Economics and Finance : December 2021
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v4i2.41115

Abstract

AbstractPurpose – The purpose of the study must be stated in abstract.  Ideally in one sentence, the primary objectives should be clear. This section also contains scope of the study or the reasons why the paper was conducted.Methodology - An abstract of a scientific work may include specific models or approaches used in the larger study. Other abstracts may describe the types of evidence used in the research. The methodology used in the paper should be presented clearly. Findings - The abstract must be written in English. The abstract should be in one paragraph with no more than 250 words. It uses Times New Roman 11, single space, and italic. The abstract should contain purpose, methodology, findings, novelty, research limitation, research implication, keywords, and paper type. Novelty – The paper should have originality or novelty. This term means something completely different. To a researcher and a funding source, a novel idea means something that is unique in the field or scope being analyzed. It can be a new methodology or a new design that sets the stage for new knowledge. Research Limitation - The weaknesses of the study, often outside of control of the researcher should be written in this study. These could include things like time, access to funding, equipment, data or participants.Research Implication - How does this work add to the body of knowledge on the topic? Are there any practical or theoretical applications from your findings or implications for future research?Keywords: It is a maximum of 5 keywords in English with apparent meaning. The keywords are separated by a semicolon (;). For example, Islamic bank; profit sharing; customer satisfaction.
Sharia Corporate Governance and Reputation Effects on Customer Trust in Islamic Bank (Survey on BJB Syariah KCP Cimahi) Evita Nurul Rusady; Girang Razati; Suci Aprilliani Utami
Review of Islamic Economics and Finance (RIEF) Vol 2, No 2 (2019): Review of Islamic Economics and Finance (RIEF) December 2019
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (315.377 KB) | DOI: 10.17509/rief.v2i1.21829

Abstract

The city of Cimahi is ranked the lowest in wealth and deposits compared to eight cities in West Java Province, which confirms that the level of public trust in Islamic banks is still low. Another factor that causes low customer confidence is that the Sharia Corporate Governance has not been maximized, as evidenced by IRTI's research results showing that GCG implementation has not been implemented well in Islamic banks in various countries and failure to apply sharia principles to 85%. Sharia Corporate Governance (SCG) combines two theories, namely Good Corporate Governance (GCG) and the theory of Sharia Compliance. The implementation of SCG in Islamic banks is based on six principles: transparency, accountability, accountability, professionalism and fairness, and implementation of compliance shariah. Sharia Corporate Governance (SCG) can also be referred to as a system, regulation, and process used to realize a compliance culture in managing Islamic banking risk as well as monitoring, regulating, and encouraging its performance efficiently to generate sustainable added value for stakeholders in the long term following sharia principles. This study aims to determine the effect of the application of SCG and reputation on customer trust in Islamic banks. The population in this study is the customer of BJB Syariah KCP Cimahi. The sampling technique in this study was simple random sampling with a sample of 210 respondents. The method used in this research is the explanatory method. The data analysis technique used is the multiple linear regression method. The results of the research designation that the implementation of Sharia Corporate Governance and reputation simultaneously affect customer trust, which will increase the market share of Islamic banks.
Pengaruh Inflasi, Harga Emas dan Tingkat Suku Bunga terhadap Return Saham Syariah Yoyok Prasetyo; Suci Aprilliani Utami; Linna Ismawati; Darwin Nahwan; Diana Farid; Sigit Ganjar Firmansyah
Jurnal SEKURITAS (Saham, Ekonomi, Keuangan dan Investasi) Vol 6, No 1 (2022): Jurnal SEKURITAS
Publisher : Prodi Manajemen Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/skt.v6i1.22669

Abstract

Mengidentifikasi beberapa faktor yang berpengaruh terhadap return saham syariah menjadi latar belakang utama penelitian ini. Penelitian ini bertujuan untuk mengetahui pengaruh faktor eksternal, berupa Inflasi, harga emas, dan tingkat suku bunga terhadap return saham syariah di Indonesia selama periode tahun 2017-2020. Metode penelitian yang digunakan kuantatif dengan analisis regresi berganda. Sampel pada penelitian ini merupakan perusahaan-perusahaan yang terdaftar dalam JII (Jakarta Islamic Index) yang berjumlah 30 emiten. Dengan menggunakan teknik purposive sampling, diperoleh sampel sebanyak 13 emiten syariah. Adapun metode analisis data yang digunakan dalam penelitian ini adalah analisis deskriptif, uji asumsi klasik dan uji hipotesis dengan menggunakan software Eviews 10. Berdasarkan hasil analisis data dapat disimpulkan bahwa secara parsial inflasi berpengaruh terhadap return saham syariah, sedangkan harga emas dan tingkat suku bunga tidak berpengaruh terhadap return saham syariah. Sedangkan secara simultan inflasi, harga emas, dan tingkat suku bunga tidak berpengaruh terhadap return saham syariah di Indonesia.
Problems and Solutions for Cash Waqf Collection in Indonesia: Analytical Hierarchy Process Approach Muhammad Fathrul Quddus; Hilda Manoarfa; Suci Aprilliani Utami
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 5 (2022): September-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20225pp710-730

Abstract

ABSTRAK Penghimpunan wakaf tunai di Indonesia belum terhimpun secara optimal meskipun memiliki potensi yang besar. Tujuan dari penelitian ini adalah untuk mengetahui masalah terbesar dan juga solusi yang menjadi prioritas penghimpunan wakaf tunai di Indonesia dengan menggunakan 5 aspek yaitu regulator, pengelola, promosi, program dan masyarakat. Teknik analisis data yang digunakan adalah Analytical Hierarchy Process (AHP). Penelitian ini melibatkan 9 responden ahli menilai dan membandingkan masalah dan solusi penghimpunan wakaf tunai di Indonesia. Hasil penelitian menunjukkan bahwa belum semua lembaga mendigitalisasi penghimpunan wakaf menjadi masalah terbesar dalam penghimpunan wakaf tunai di Indonesia berdasarakan pendapat para responden ahli. Selanjutnya prioritas solusi berdasarkan penilaian para responden ahli adalah mengembangkan profesionalitas nazir. Selanjutnya, hasil penelitian menghasilkan bahwa secara umum aspek yang paling bermasalah adalah aspek regulator, begitu juga dengan prioritas solusi secara umum adalah aspek regulator. Implikasi dari penelitian ini adalah hasil penelitian dapat dijadikan pertimbangan oleh pengelola wakaf untuk mengoptimalkan digitalisasi dalam penghimpunan wakaf serta meningkatkan profesionalitas nazir. Selain itu, penelitian ini dapat dijadikan referensi oleh pemangku kebijakan untuk merumuskan suatu kebijakan yang mendukung penghimpunan wakaf. Kata Kunci: Wakaf Tunai, Regulator, Pengelola, Promosi, Program, Masyarakat.   ABSTRACT The collection of cash waqf in Indonesia has not been collected optimally even though it has enormous potential. This study aims to find out the biggest problems and solutions that become priorities in collecting cash waqf in Indonesia by using 5 aspects, namely regulators, managers, promotions, programs and society. The data analysis technique used is the Analytical Hierarchy Process (AHP). This study involved 9 respondents who were asked to assess the problems and solutions for collecting cash waqf in Indonesia. The results of the study show that not all institutions have digitized waqf collection into the biggest problem in collecting cash waqf in Indonesia based on the opinion of expert respondents. Furthermore, the priority based on the assessment of the expert respondents is to improve the professionalism of Nazir. The next result is the regulatory aspect that is the most problematic, as well as the priority solutions on the regulatory aspect. The implication of this research is that the results of the research can be taken into consideration by waqf managers to optimize digitalization in collecting waqf and increasing the professionalism of nazir. In addition, this research can be used as a reference by policy makers to formulate a policy that supports the collection of waqf. Keywords: Cash Waqf, Regulators, Managers, Promotions, Programs, Society.   Abidin, H., Annisa, N., & Kurniawati. (2009). Membagun kemandirian perempuan: Potensi dan pola derma untuk pemberdayaan perempuan, serta strategi penggalangannya. Depok: Piramedia. Afdhal, M., & Faizah, S. I. (2017). Proses kegiatan penghimpunan dan distribusi wakaf tunai di baitul maal hidayatullah Surabaya. Jurnal Ekonomi Syariah Teori Dan Terapan, 3(6), 490-503. https://doi.org/10.20473/vol3iss20166pp490-503 Affandi, A., & Nufus, D. N. (2010). Analysis on cash waqf return fund allocation in indonesia : A case study in Indonesian waqf. 7th International Conference on the Tawhidi Epistemology: Zakat and Waqf Economy, 119–135. Algadri, A. M. (2017). Evaluasi implementasi kebijakan pemberdayaan nazhir wakaf di Jakarta. Jurnal Bimas Islam, 10(4), 665–682. https://doi.org/10.37302/jbi.v10i4.39 Ali, K. M., Yuliani, M., Mulatsih, S., & Abdullah, Z. (2018). Aspek-aspek prioritas manajemen wakaf di Indonesia. Al-Falah: Journal of Islamic Economics, 3(1), 1–28. http://dx.doi.org/10.29240/jie.v3i1.345 Amadea, N., & Nafis, M. C. (2017). Analisis pengaruh media komunikasi terhadap intensi masyarakat dalam berwakaf di wakaf Al-Azhar, Jakarta. Jurnal Middle East And Islamic Studies, 4(1), 92–106. https://doi.org/10.7454/meis.v5i1.16 Amaliyah, N., Leviansyah, M. R., & Rahmawati, L. (2022). Wakaf uang digital: Transformasi dan implementasi di Indonesia. Al-Infaq: Jurnal Ekonomi Islam, 13(1), 26–46. https://doi.org/10.32507/ajei.v13i1.986 Ascarya. (2005). Analytic network process (ANP) pendekatan baru studi kualitatif. Jakarta: Pusat Pendidikan dan Studi Kebanksentralan Bank Indonesia. Atabik, A. (2016). Strategi pendayagunaan dan pengelolaan wakaf tunai di Indonesia. ZISWAF: Jurnal Zakat Dan Wakaf, 1(2), 1-21. http://dx.doi.org/10.21043/ziswaf.v1i2.1490 Aziz, M. (2017). Peran badan wakaf indonesia (BWI) dalam mengembangkan prospek wakaf uang di Indonesia. Jurnal Ekonomi Syariah, 2(1), 35–54. https://doi.org/10.30736/jesa.v2i1.14 Berakon, I., Irsad, A. M., Hanif, N. N., & Yasinta, F. (2017). E-Payment: Inovasi layanan penghimpunan dan redistribusi wakaf uang berbasis. Jurnal Al Qardh, 5(1), 26–41. https://doi.org/10.23971/jaq.v2i1.824 Bungin, B. (2011). Metodologi penelitian kuantitatif: Komunikasi, ekonomi, dan kebijakan publik serta ilmu-ilmu sosial lainnya. Jakarta: Kencana. Dahlan, R. (2018). Faktor-faktor yang mempengaruhi persepsi nazhir terhadap wakaf uang. ZISWAF : Jurnal Zakat Dan Wakaf, 4(1), 1–24. https://doi.org/10.21043/ziswaf.v4i1.3028 Deviyana, N. (2019). Sasar milenial, KNKS dorong digitalisasi pembayaran wakaf. Retrieved from medcom.id/ekonomi/mikro/GNGBe9pK-sasar-milenial-knks-dorong-digitalisasi-pembayaran-wakaf Fanani, M. (2011). Pengelolaan wakaf uang. Walisongo: Jurnal Penelitian Sosial Keagamaan, 19(1), 179–196. https://doi.org/10.21580/ws.19.1.217 Fauza, N. (2015). Rekonstruksi pengelolaan wakaf: Belajar pengelolaan wakaf dari Bangladesh dan Malaysia. Universum: Jurnal Keislaman Dan Kebudayaan, 9(2), 161–172. https://doi.org/10.30762/universum.v9i2.83 Ferdinand, A. (2014). Metode penelitian manajemen. Semarang: Badan Penerbit Universitas Diponegoro. Firdaus, N., Nuruddin, A., & Hasmawati, F. (2019). Analisis problematika manajemen investasi wakaf uang pada lembaga wakaf uang di Sumatera Barat (Studi pendekatan analitical network process). Juris: Jurnal Ilmiah Syariah, 18(2), 137–152. http://dx.doi.org/10.31958/juris.v18i2.1584 Fitri, R., & Wilantoro, H. P. (2018). Analisis prioritas solusi permasalahan pengelolaan wakaf produktif (Studi kasus kabupaten Banjarnegara). Jurnal Al-Muzara’ah, 6(1), 41–59. https://doi.org/10.29244/jam.6.1.41-59 Ghofur, A. (2018). Tiga kunci fundraising: Sukses membangun lembaga nirlaba. Jakarta: Gramedia. Hague, P. (1995). Merancang kuesioner. Jakarta: Pustaka Binaman Pressindo. Handayani, R. P., & Kurnia, T. (2015). Analisis persepsi masyarakat kota Bogor terhadap wakaf tunai. Jurnal Syarikah : Jurnal Ekonomi Islam, 1(2), 61–70. https://doi.org/10.30997/jsei.v1i2.256 Hasan, A. (2010). Marketing bank syariah. Bogor: Penerbit Ghalia Indonesia. Hasan, T. (2008). Perkembangan kebijakan wakaf di Indonesia. Retrieved from https://bwi.or.id/index.php/ar/publikasi/artikel/203-perkembangan-kebijakan-wakaf-di-indonesia.html Hasim, K., Lubis, D., & Ali, K. M. (2016). Analisis faktor-faktor yang mempengaruhi penghimpunan wakaf uang di Indonesia (Pendekatan analytical network process). Jurnal Al-Muzara’ah, 4(2), 127–141. https://doi.org/10.29244/jam.4.2.127-141 Haura, A., Braga, L. M., & Tanjung, H. (2016). Analisis pengelolaan wakaf uang pada koperasi jasa keuangan syariah (Pendekatan analytical network process). Jurnal Al-Muzara’ah, 3(2), 89–105. https://doi.org/10.29244/jam.3.2.89-105 Herlena, W., & Mujib, A. (2021). Strategi penghimpunan, pengelolaan dan penyaluran wakaf tunai. Az Zarqa’: Jurnal Hukum Bisnis Islam, 13(2), 269–289. https://doi.org/10.14421/azzarqa.v13i2.1857 Herlina, S. (2015). Strategi komunikasi humas dalam membentuk citra pemerintahan di Kota Malang. JISIP: Jurnal Sosial Dan Ilmu Politik, 4(3), 493–500. https://doi.org/10.33366/jisip.v4i3.132 Hilmi, H. (2012). Dinamika pengelolaan wakaf uang: studi sosio-legal perilaku pengelolaan wakaf uang pasca pemberlakuan UU No. 41 tahun 2004 tentang wakaf. Ijtihad: Jurnal Wacana Hukum Islam Dan Kemanusiaan, 12(2), 123-143. https://doi.org/10.18326/ijtihad.v12i2.123-143 Huda, N., Anggraini, D., Ali, K. M., Mardoni, Y., & Rini, N. (2014). Prioritas solusi permasalahan pengelolaan zakat dengan metode AHP (Studi di Banten dan Kalimantan Selatan). Al-Iqtishad: Journal of Islamic Economics, 6(2), 223–238. https://doi.org/10.15408/ijies.v6i2.1232 Huda, N., Anggraini, D., Rini, N., Hudori, K., & Mardoni, Y. (2014). Akuntabilitas sebagai sebuah solusi pengelolaan wakaf. Jurnal Akuntansi Multiparadigma, 5(3), 485–497. https://doi.org/10.18202/jamal.2014.12.5036 Huda, N., & Heykal, M. (2015). Lembaga keuangan Islam tinjauan teoritis dan praktis. Jakarta: Prenadamedia Group. Huda, N., Rini, N., Mardoni, Y., Anggraini, D., & Hudori, K. (2016). Manajemen pengelolaan wakaf Di Indonesia Timur. Ekuitas: Jurnal Ekonomi Dan Keuangan, 20(1), 1–17. https://doi.org/10.24034/j25485024.y2016.v20.i1.35 Huda, N., Rini, N., Mardoni, Y., Hudori, K., & Anggraini, D. (2017). Problems, solutions and strategies priority for waqf in Indonesia. Journal of Economic Coorperation and Development, 38(1), 29–54. Humas Badan Wakaf Indonesia. (2021). Menelisik manfaat potensi wakaf uang untuk bantu kaum dhuafa. Retrieved from https://www.bwi.go.id/5926/2021/02/05/menelisik-manfaat-potensi-wakaf-uang-untuk-bantu-kaum-dhuafa/ Islam, A. I., Jamaludin, A., & Heryana, N. (2021). Sistem pendukung keputusan kelayakan klaim asuransi menggunakan metode AHP. Jurnal Informatika Polinema, 7(2), 115–122. https://doi.org/10.33795/jip.v7i2.398 Iswanto, B. (2016). Peran bank indonesia, dewan syariah nasional, badan wakaf indonesia dan baznas dalam pengembangan produk hukum ekonomi Islam di Indonesia. Iqtishadia, 9(2), 421–439. http://dx.doi.org/10.21043/iqtishadia.v9i2.1738 Jalil, M. I. A., Pitchay, A. A., & Yahya, S. (2017). Cash waqf and preferred method of payment: Case of Malaysia using an AHP approach. Research Workshop on Revival of Waqf for Socio Economic Development. https://doi.org/10.1007/978-3-030-18449-0_10 KBBI. (n.d.). Arti penghimpunan di Kamus Besar Bahasa Indonesia (KBBI). Retrieved from https://kbbi.lektur.id/penghimpunan#:~:text=Menurut Kamus Besar Bahasa Indonesia,berasal dari kata dasar himpun. Kementrian Agama Republik Indonesia. (2013). Standarisasi amil zakat di Indonesia. Jakarta: Kementrian Agama Republik Indonesia. Kuncorowati, D. E., Achsani, N. A., & Hafidhuddin, D. (2018). Manajemen risiko wakaf di dompet dhuafa. Jurnal Aplikasi Bisnis Dan Manajemen, 4(3), 441–453. https://doi.org/10.17358/jabm.4.3.441 Man, Y. L. (2015). Optimalisasi pemberdayaan wakaf uang. Mizani, 25(2), 28–43. Mukhalad, W. (2020). Problematika pengelolaan dan pengembangan tanah wakaf (Studi kasus di kecamatan Meureubo Kabupaten Aceh Barat). Tadabbur: Jurnal Peradaban Islam, 2(2), 219–230. https://doi.org/10.22373/tadabbur.v2i2.15 Muntaqo, F. (2015). Problematika dan prospek wakaf produktif di Indonesia. Al-Ahkam, 25(1), 83–108. https://doi.org/10.21580/ahkam.2015.1.25.195 Peraturan Pemerintah Republik Indonesia. (2018). Peraturan pemerintah Republik Indonesia No.25. Permadi, B. (1992). AHP. Jakarta: Pusat Antar Universitas, Universitas Indonesia. Pertiwi, R. S., Ryandono, M. N. H., Rofiah, K., & Anita. (2019). Regulations and management of waqf institutions in Indonesia and Singapore: A comparative study. The 2nd International Conference on Islamic Economics, Business, and Philanthropy, 3(13), 766. https://doi.org/10.18502/kss.v3i13.4246 Putra, D. A. (2019). Komite Nasional Ekonomi Syariah dorong pembuatan database wakaf nasional. Retrieved from https://www.liputan6.com/bisnis/read/3909734/komite-nasional-ekonomi-syariah-dorong-pembuatan-database-wakaf-nasional Rahmawati, Thamrin, H., Guntoro, S., & Kurnialis, S. (2021). Transformasi digital wakaf BWI dalam menghimpun wakaf di era digitalisasi. Jurnal Tabarru’: Islamic Banking and Finance, 4(2), 532–540. https://doi.org/10.25299/jtb.2021.vol4(2).8375 Rozalinda. (2016). Ekonomi Islam: Teori dan aplikasinya pada aktivitas ekonomi. Jakarta: Rajawali Pers. Rusydiana, A. S., & Devi, A. (2016). Strategi pengelolaan dana wakaf tunai di Indonesia : Sebuah Pendekatan Metode AHP. Jurnal Ekonomi Syariah, 1(1), 14–32. https://doi.org/10.37058/jes.v1i1.903 Rusydiana, A. S., & Devi, A. (2017). Analisis pengelolaan dana wakaf uang di Indonesia : Pendekatan Metode Analytic Network Process (ANP). Al-Awqaf: Jurnal Wakaf Dan Ekonomi Islam, 10(2), 115–133. https://doi.org/10.47411/al-awqaf.v10i2.74 Rusydiana, A. S. (2018). Aplikasi interpretive structural modeling untuk strategi penghimpunan wakaf tunai di Indonesia. Jurnal Ekonomi Dan Bisnis Islam, 4(1), 1–17. https://doi.org/10.20473/jebis.v4i1.9771 Saadati, N. (2016). Efisiensi produktifitas wakaf tunai (Wakaf uang) dalam pemberdayaan ekonomi di Indonesia. Muqtasid: Jurnal Ekonomi Dan Perbankan Syariah, 7(1), 73-91. https://doi.org/10.18326/muqtasid.v7i1.73-91 Saaty, T. L. (1993). Pengambilan keputusan bagi para pemimpin. Jakarta: Gramedia. Sabiq, S. (2010). Fiqh sunnah. Jakarta: Pena Pundi Aksara. Sandy, K. F. (2018). Instrumen wakaf perlu diperkuat sehingga lebih produktif. Retrieved from ekbis.sindonews.com/newsread/1362131/178/instrumen-wakaf-perlu-diperkuat-sehingga-lebih-produktif-1544600307 Septiyani, R., Djalaluddin, A., & Munir, M. (2018). Telaah strategi fundraising wakaf tunai mewujudkan pemberdayaan masyarakat (Studi kasus kawasan Baitul Maal Hidayatullah Perwakilan Jawa Timur). Islamic Economics Quotient: Journal of Economics & Business Sharia, 1(2), 6–19. https://doi.org/10.18860/.v1i2.5321 Sudarsono, H. (2013). Bank dan lembaga keuangan syariah deskripsi dan ilustrasi. Yogyakarta: Penerbit Ekonisia. Susanto, H. (2016). Sejarah perkembangan perundang-undangan wakaf di Indonesia. Bilancia: Jurnal Studi Ilmu Syariah Dan Hukum, 10(2), 59–90. https://doi.org/10.24239/blc.v10i2.290 Tanjung, H., & Devi, A. (2013). Metodologi penelitian ekonomi Islam. Bekasi: Gramata Publishing. Tho’in, M., & Prastiwi, I. E. (2015). Wakaf tunai perspektif syariah. Jurnal Ilmiah Ekonomi Islam, 1(2), 61–74. http://dx.doi.org/10.29040/jiei.v1i02.29 Wulandari, S., Effendi, J., & Saptono, I. T. (2019). Pemilihan nazhir dalam optimalisasi pengelolaan wakaf uang. Jurnal Aplikasi Manajemen Dan Bisnis, 5(2), 295–307. https://doi.org/10.17358/jabm.5.2.295 Yuliafitri, I., & Rivaldi, A. I. (2017). Pengaruh penerapan prinsip-prinsip good governance dan promosi terhadap penerimaan wakaf tunai (Pada lembaga pengelola wakaf di Indonesia). InFestasi, 13(1), 217-226. https://doi.org/10.21107/infestasi.v13i1.3044 Zaimah, N. R. (2017). Analisis progresif skema fundraising wakaf dengan pemanfaatan E-Commerce di Indonesia. ’Anil Islam, 10(2), 285–316.
Islamic Social Reporting Disclosure on Manufacturing Companies in the Jakarta Islamic Index and Bursa Malaysia 2016-2020 A. Jajang W. Mahri; Juliana Juliana; Suci Aprilliani Utami; Widia Astuti
The International Journal of Business Review (The Jobs Review) Vol 5, No 1 (2022): The International Journal of Business Review. June 2022
Publisher : Fakultas Pendidikan Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/tjr.v5i1.61469

Abstract

To gain knowledge and analyze the factors that influence the disclosure of Islamic Social Reporting. And to find out the comparison of the breadth and informativeness of annual reports from manufacturing companies listed on the Jakarta Islamic Index and Bursa Malaysia. This research design uses a causality description technique with a quantitative approach. This study used a purposive sampling technique to determine the sample used in this study. The data analysis technique used in this research is panel data regression analysis technique using an analytical tool in the form of the Eviews version 10. The results show that the level of liquidity, leverage and company age have a positive and significant effect, while the level of profitability and the size of the board of commissioners do not. significant effect on the disclosure of Islamic Social Reporting. Based on each variable, it shows that the Jakarta Islamic Index is superior to the level of disclosure of Islamic Social Reporting, the level of profitability, and the level of leverage. Meanwhile, Bursa Malaysia only excels in terms of liquidity. For the size of the board of commissioners and the age level of the company, both the Jakarta Islamic Index and Bursa Malaysia yield the same results, which have met the standards of their respective provisions. The application of the disclosure of the Islamic Social Reporting Index in the annual reports published by manufacturing companies becomes more extensive, informative and pays attention to sharia compliance as a form of responsibility to Allah SWT and humans. This research is a direct study of the influence of the factors that influence the disclosure of Islamic Social Reporting, as well as comparing the two countries. These results show that the Jakarta Islamic Index is better and informative regarding the content of annual report publications based on the Islamic Social Reporting Index compared to Bursa Malaysia.
IMPLEMENTASI TEORI ISLAMIC WEALTH MANAGEMENT DALAM STUDI KUANTITATIF KEMAMPUAN PENGELOLAAN KEUANGAN SYARIAH GEN-Z A. Jajang W Mahri; Suci Aprilliani Utami; Sofia Velia
Finansha: Journal of Sharia Financial Management Vol 4, No 1 (2023): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v4i1.29054

Abstract

Kemampuan mengelola keuangan di kalangan mahasiswa dinilai masih sangat rendah. Berangkat dari fenomena tersebut, penelitian ini bertujuan untuk mengetahui bagaimana tingkat literasi keuangan syariah, sikap keuangan, jumlah uang saku, dan tingkat religiusitas, serta pengaruhnya terhadap kemampuan pengelolaan keuangan syariah mahasiswa muslim Gen-Z. Penelitian dilakukan dengan menggunakan metode deskriptif kuantitatif berdasarkan teori Islamic Wealth Management (IWM) yang dianalisis dengan Partial Least Square-Structural Equation Modeling (PLS-SEM) melalui software SmartPLS. Subjek penelitian ini adalah mahasiswa  muslim Gen-Z di Jawa Barat dengan jumlah sampel 301 responden. Hasil penelitian menunjukkan bahwa literasi keuangan syariah berada pada kategori sedang, sedangkan sikap keuangan, jumlah uang saku dantingkat religiusitas berada pada kategori tinggi. Sedangkan hasil uji hipotesis menunjukkan bahwa variabel tingkat literasi keuangan syariah, sikap keuangan, jumlah uang saku dan tingkat religiusitas berpengaruh positif dan signifikan terhadap kemampuan pengelolaan keuangan syariah mahasiswa. Hasil penelitian ini menjelaskan bahwa semakin tinggi tingkat literasi keuangan syariah, sikap keuangan, jumlah uang saku, dan tingkat religiusitas, maka semakin tinggi tingkat kemampuan pengelolaan keuangan syariah mahasiswa
Behavior to Adopt Sharia Insurance in The Midst of Pandemic with Religiosity as a Moderator Variable (Survey on Sharia Unit of Prudential Life Insurance) A. Jajang W. Mahri; Juliana Juliana; Rifa Mutiara; Suci Aprilliani Utami; Dadang Munandar
PINISI Discretion Review Volume 6, Issue 2, March 2023
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/pdr.v6i2.51464

Abstract

This study aims to analyze the effect of attitudes, subjective norms, and perceptions of behavioral control on intentions and the effect of intentions on behavior with sharia life insurance. In addition, it raises religiosity variables that are used to moderate attitudes, subjective norms, and perceptions of behavioral control over intentions. The method in this research is causality method with quantitative approach. The sampling technique used was purposive sampling with a total sample of 130 PruSyariah participants throughout Indonesia. While the data analysis used the PLS-SEM approach. Findings: The results shows that attitudes and perceptions of behavioral control had a positive and significant effect on intentions, while subjective norms had no and no significant effect on intentions. The intention has a positive and significant effect on behavior. The moderating variable religiosity did not moderate attitudes, subjective norms, and perceptions of behavioral control in increasing intention, but religiosity is able to moderate between intention to behavior to adopt sharia life insurance. In an effort to increase public participation in sharia life insurance, the intention formed begins with a good evaluation of sharia life insurance itself and is strengthened by maturity and readiness both materially and other supporting things that make people confident and able to access sharia life insurance with easy. Sharia compliance is also a plus point to be able to increase intentions which then affect the behavior of sharia life insurance. This study studies the behavioral determinants of sharia life insurance which are influenced by intention. Where the determinants of intention studied are factors in the theory of planned behavior by bringing up religiosity as a moderating factor.
Inflation Through the Transmission Of Islamic And Conventional Monetary Policy In Indonesia Rohmana, Yana; Utami, Suci Aprilliani
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 1 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (477.213 KB) | DOI: 10.29313/amwaluna.v7i1.11214

Abstract

This study aims to identify the transmission of Islamic and conventional monetary policy through the interest rate channel, credit channel, and exchange rate channel to inflation in Indonesia using the Vector Error Correction Model (VECM). VECM estimates show that all variables in the short term have no effect on inflation. The results of the Impulse-Response Function (IRF) show that all variables in the model are able to stabilize the inflation rate within three to seven months, while stabilizing real sector growth takes four to eight months. The results of the Forecast Error Variance Decomposition (FEVD) show that Total Conventional Banking Credit (CRED) has the most influence on inflation, while Bank Indonesia Certificate (SBI) is the variable that has the most influence on the real sector. Sharia monetary instruments play a big role in controlling inflation, but the effect is not as big as conventional monetary instruments. So that the relevant authorities are expected to develop more sharia monetary instruments based on the real sector based on underlying assets in order to be able to strengthen their influence on inflation.
Indeks Inklusi Keuangan Syariah di Indonesia Tahun 2015-2018 Puspitasari, Sindi; Mahri, A. Jajang W; Utami, Suci Aprilliani
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2020): Amwaluna : Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v4i1.8080

Abstract

This research is based on the problem is the low involvement of the public in making transaction using Islamic banking service in Indonesia. This study aims to describe and measure the level of Islamic financial inclusion on the Islamic banking sector include Sharia Commercial Bank (BUS), Sharia Business Unit (UUS) and Rural Sharia Bank (BPRS) in Indonesia period 2015-2018 using Index of Financial Inclusion. There are three dimensions measured in this study dimensions of accessibility, availability and usage. This research was conducted in 33 provinces in Indonesia. The method used in this research is quantitative descriptive method. The results showed the level of sharia financial inclusion in 2015-2018 experienced a fluctuating development in which the average Index of shariah financial inclusion in Indonesia is the low category. From 33 provinces in Indonesia, DKI Jakarta included in the high category, Aceh and D.I Yogyakarta are in the medium category, and there are 30 provinces with low category. Nusa Tenggara Timur Province is a province with the lowest category during the study period. Generally, the dimensions index of shariah financial inclusion are the low category.
The Influence Of Brand Image And Perceived Quality On Muslim Millennials' Purchase Interest In Local Fashion Brand Products Shiddieq, Muhammad Biagi Hafizh; Juliana, Juliana; Utami, Suci Aprilliani; Marlina, Ropi
Iqtisad: Journal of Islamic Economic and Civilization Vol. 1 No. 2 (2025): Iqtisad : Journal of Islamic Economic and Civilization (In Progress)
Publisher : PT. Student Rihlah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61630/ijiec.v1i2.7

Abstract

Around 60% of consumers dominated by Muslim millennials still pursue imported fashion brands because they are recognized as having better quality and prestige, even though they know that the price of local fashion products is more affordable. The purpose of this study is to determine the influence of brand imageand perceived quality on the purchase interest of Muslim millennials in Islamic economics study program students at State Universities in Bandung City. The method used in this study is the causality method with a quantitative approach and hypothesis testing design. The study was conducted on students of Islamic economics study programs at State Universities in Bandung City including UPI, UIN, and UNPAD. The results of the study showed that brand image and perceived quality influenced the purchase interest of Islamic economics students in fashion products in Bandung City. The researcher hopes that the results of this study can provide benefits for various parties, especially local business actors, so that they can pay more attention to brand image and perceived quality to increase purchase interest in local fashion products in Bandung City.