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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Trikonomika: Jurnal Ekonomi EQUILIBRIUM IMAGE Iqtishoduna: Jurnal Ekonomi Islam The International Journal of Business Review (The Jobs Review) Jurnal Wacana Ekonomi Review of Islamic Economics and Finance JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Indonesian Journal of Advanced Research (IJAR) West Science Social and Humanities Studies Jurnal Pendidikan Progresif
Kusnendi, Kusnendi
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Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Intensi Pemilihan Wisata Berkelanjutan di Pulau Belitung: Pengetahuan Pariwisata Sebagai Variabel Moderasi Kusumah, Echo Perdana; Kusnendi, Kusnendi; Sari, Maya
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 9, No 1 (2020): Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (598.159 KB) | DOI: 10.26418/jebik.v9i1.37936

Abstract

Purpose of this study is to predict the intentions of tourists to choose sustainable tourism destinations based on travel motivation, destination image, and word of mouth (WoM). Destination image factor is moderated by the knowledge factor. Survey targets domestic and international tourists who have visited or planned to travel at least one tourist destination around Belitung Island using the convenience sampling method. A total of 250 online questionnaires were distributed to tourists in popular tourism destinations on the island of Belitung and analyzed using the Smart PLS application. Findings of this study prove that all factors positively influence tourist intentions to choose sustainable tourism destinations. Furthermore, this research proves that tourism knowledge cannot moderate image of destination in intention of tourists to choose sustainable tourism destinations. Belitung Island is one of the main islands in Bangka Belitung Province which is developing tourism potential, especially in marine tourism. Stakeholders related to tourism on Belitung Island must find ways to encourage knowledge sharing among all interested parties and also outside their direct influence, namely information owned by tourists.
THE INFLUENCE OF INFLATION, EXCHANGE RATES, CAR AND NPF TO STABILITY OF ISLAMIC BANKS IN INDONESIA PERIOD 2015-2019 L.P., Gumilang Budi; Kusnendi, Kusnendi; Utami, Suci Aprilliani
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (611.584 KB) | DOI: 10.36835/iqtishoduna.v9i1.468

Abstract

This study aims to see the extent of the influence of the level of Inflation (CPI), Exchange Rate (kurs), Capital Adequacy Ratio (CAR) and Non Performing Financing (NPF) on the Stability of Islamic Banks in Indonesia Period 2015-2019. To support research, we use the Vector Error Correction Model (VECM) methodology. VECM test results show that in the short term the significant effect on the level of stability are Kurs and CAR, with the direction of a negative relationship (reducing the level of stability). Meanwhile, in the long term the significant effect on the level of stability are inflation and Kurs with the direction of a negative relationship (reducing the level of stability). From the results of this study it can be concluded that the macroeconomic variables significantly affect the stability of Islamic banking, therefore the government has an important role in controlling macroeconomic turmoil to maintain Islamic banking stability. Besides that, the internal variables of the banking sector are considered to have no significant effect partially, therefore it is necessary to conduct further research with a variety of internal factors in the banking industry to prove their effects on the stability of Islamic banking
MODERATING EFFECT OF PERSONALITY TRAITS ON THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY ON THE IMPLEMENTATION OF ISLAMIC FINANCIAL PLANNING Rahmanita, Nadya Dwi; Kusnendi, Kusnendi; Utami, Suci Aprilliani
The International Journal of Business Review (The Jobs Review) Vol 3, No 1 (2020): The International Journal of Business Review. June 2020
Publisher : Fakultas Pendidikan Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/tjr.v3i1.26568

Abstract

Abstract. Islamic financial planning is a realization in applying maqashid sharia in terms of improving the welfare of an individual in relation to preserving faith, self, sense, posterity and wealth. This study aims to determine the effect of Islamic financial literacy reinforced by personality traits in the implementation of Islamic financial planning. This study uses purposive sampling - judgment sampling method with 138 respondents. This study also uses survey method with explanatory approach. The results of this study indicate that Islamic financial literacy has a significant predictor for Implementation of Islamic financial planning, after that conscientiousness and neuroticism have a significant effect on the relation of Islamic financial literacy with the implementation of Islamic financial planning, but other personality traits such as extroversion, agreeableness, and opennes to experience do not have significant effect on the relation of Islamic financial literacy with the implementation of Islamic financial planning.  Keyword. Islamic financial planning, Islamic financial literacy, personality traits
Muzakki's Commitment Improvement Model in Distributing ZIS Funds Through Prosocial Values Behavioral Approach Murwenie, Ira; Fattah, Nanang; Kusnendi, Kusnendi; Sultan, Mokhamad Adib; Wibowo, Lili Adi
EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.10750

Abstract

The presence of Islamic insurance is an alternative, in order to avoid conventional insurance which is considered to have elements of usury, maytsir, gharar and zholim. In the era of economic disruption, Islamic insurance players and customers are waiting for the direction of strategic policies from the government as regulator and facilitator. The formulation of a sharia insurance development strategy policy begins with analyzing the obstacles to developing sharia insurance in Indonesia. These constraints mean that the number of sharia insurance customers in Indonesia is not maximal. These obstacles include the lack of socialization and promotion, inadequate use of technology, lack of product and service development, lack of knowledge, and the existence of conventional insurance. Based on these constraints, strategies for developing sharia insurance in Indonesia that can be carried out include maximizing socialization and promotion, maximizing the use of technology, developing products and services, increasing literacy, and market penetration. This research is aimed at analyzing the constraints and development strategies of Islamic insurance using a mathematical method, namely the Analytic Network Process (ANP) method, so that policy recommendations are supported by scientific studies. Furthermore, in this study the ANP method was adopted in a survey design involving a number of respondents. The heterogeneity of the assessments of a number of respondents is expected to provide a more rational alternative. The results of the analysis using the ANP method are priority constraints in order to get more attention and priority strategies that can be used to formulate policies to make them more focused.
The Economic Empowerment of Women Micro Entrepreneurs: How is the Islamic Wealth Management Impact? Nurasyiah, Aas; Monoarfa, Hilda; Kusnendi, Kusnendi; Firmansyah, Firmansyah; Rosida, Rida; Ismail, Shafinar
Review of Islamic Economics and Finance Vol 6, No 2 (2023): Revıew of Islamic Economics and Finance (RIEF): December 2023
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v6i2.64901

Abstract

Purpose – This research aims to analyze what factors keep women economically empowered during the COVID-19 period. The basic theory used is the theory of famines of poverty (Amartya Sen), which states that one of the main factors for women's economic empowerment is access to financial resources. In this study, the financial governance carried out refers to the Islamic Wealth Management concept developed by experts.Methodology - The method used in this study is quantitative with a causality approach, and besides that, the data analysis technique used is Structural Equation Modeling-Partial Least Square (SEM-PLS). The subjects of this study were female micro-entrepreneurs who were able to be empowered during the Covid-19 pandemic. Findings - The results of this study conclude that of the five aspects of Islamic Wealth Management, there are wealth accumulation, wealth protection, and wealth distribution have a significant effect on women's economic empowerment. Furthermore, the wealth creation and wealth purification variables do not have a significant effect on women's economic empowerment.
Eksplorasi Trends dalam Work Engagement dan Work Family Conflict dengan Metode Bibliometrik Ciptagustia, Annisa; Kusnendi, Kusnendi; Perdana, Yoga; Faldesiani, Riske
Image : Jurnal Riset Manajemen Vol 11, No 1 (2023): Image : Jurnal Riset Manajemen
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/image.2023.010

Abstract

The purpose of the study is a comprehensive picture of work engagement and work family conflict for the criteria of key authors, documents, and keywords and mapping the development of research through a bibliometric approach with computational mapping analysis using VOSviewer. This research used bibliometric analisis with VOSviewer sofware. This study used the Scopus database using A comma separated value (CSV) format consisting of 440 reference metadata used for analysis in VOSviewer in the period 1993-2023. Clustering of the network visualisation map was done using 2 keywords, namely, work engagement and work family conflict. The analysis showed that most of the publications were done in 2022 with 69 articles with a high number of citations in this field from researchers in the United States and China. A total of 11 articles were published in the International Journal Of Environmental Research And Public Health and the documents referenced or heavily cited came from the Journal Of Occupational And Environmental Medicine with 469 articles.
The Effect Of Workload And Digital Competence on The Performance of Non-Lecturing Staff at Open University of Bandung in Facing Era 4.0 Rakhmayati, Eka Nur; Sondari, Mery Citra; Kusnendi, Kusnendi
Jurnal Wacana Ekonomi Vol 24 No 1 (2024): Jurnal Wacana Ekonomi
Publisher : Fakultas Ekonomi Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52434/jwe.v24i1.41455

Abstract

Open University as a pioneer in the midst of distance education competition in the country is expected to remain at the forefront in providing distance education services. The purpose of this study is to analyze the effect of workload on the performance of non-teaching staff at Open University of Bandung and the effect of digital competence on the performance of non-teaching staff at Open University of Bandung. This research approach employs quantitative methods and correlational research methods. The object of this research is the Open University. While the subjects are non-teaching staff at Open University of Bandung. Research findings results are, when it comes to competing for distance higher education services in the 4.0 era, workload affects the performance of non-teaching staff at the Open University of Bandung. Digital competence has a positive effect on the performance of non-teaching staff at Open University of Bandung when faced with competition for distance higher education services in the 4.0 era.
The Influence of Financial Technology on Improving Financial Literacy for MSMEs in Cirebon Regency Kusnendi, Kusnendi; Hadiyati, Siti Nur
Indonesian Journal of Advanced Research Vol. 3 No. 7 (2024): July 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v3i7.10525

Abstract

This study examines the influence of Financial Technology (Fintech) on the improvement of MSME financial literacy in Cirebon Regency. In the digital era, Fintech makes it easier to access and use financial services, overcoming obstacles that MSMEs often face such as collateral requirements, remote locations, and high administrative costs. A quantitative approach with Theory of Planned Behavior (TPB) is used to measure the intentions and behaviors of MSMEs in adopting Fintech. The results of the study show that Fintech has a positive effect on the financial literacy of MSMEs by providing easier, faster, and more efficient services, as well as education on the use of digital financial services. This increase in financial literacy helps MSMEs in optimizing financial management, accessing capital, and expanding their businesses. Government and related institutions support is needed for regulations and educational programs to encourage Fintech adoption. This research concludes that Fintech has great potential to increase financial literacy and support the development of MSMEs in the digital era.
Pengaruh Literasi Digital terhadap Intensi Kewirausahaan Digital Siswa Sekolah Menengah Kejuruan (SMK) Kusumaningrum, Alifah; Kusnendi, Kusnendi
JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Vol. 7 No. 01 (2022): JUSIE (Jurnal Sosial dan Ilmu Ekonomi)
Publisher : Jurusan PIPS FKIP UMMY Solok

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36665/jusie.v7i01.603

Abstract

This study aims to determine the effect of digital literacy and entrepreneurship education on digital entrepreneurship intentions. The research method used is an explanatory survey using a questionnaire as data collection. The population in this study were vocational school students majoring in for the 2021/2022 academic year and a sample of 200 students was taken using a simple random sampling technique. The data analysis technique used is multiple linear regression analysis. The results of the study indicate that digital literacy affects students' digital entrepreneurship intentions in senior high schools (SMK). Based on the significance value: the coefficients table obtained a significant value of 0.000 < 0.05, so it can be concluded that the economic digital literacy variable has an effect on the variables of digital entrepreneurship intentions. Based on the t value: it is known that the tcount value is 34,881 > 1,97, so it can be concluded that the economic digital literacy variable affects the digital entrepreneurship intention on Vocational High School.
Employer Branding Phenomenon: A Systematic Review Conceptualization at Higher Education Institutions Ciptagustia, Annisa; Senen, Syamsul Hadi; Kusnendi, Kusnendi
West Science Social and Humanities Studies Vol. 1 No. 06 (2023): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v1i06.466

Abstract

This research aims to uncover the dimensions of employer branding (EB) that attract and retain employees working at the university, both lecturers and education personnel. This research uses a systematic literature review with the PRISMA diagram. The database used comes from Scopus and Emerald with journal criteria, open access, English language, obtained 6 articles to be analyzed. The dimensions used are social values, development values, diversity, economic values, interest values, reputation values, working environment values, and work life balance. Some use Reward strategy, People orientedness, Leadership development to measure employer branding. In addition, it uses the EB dimension of employee retention and employee attraction. This study examines the object of employer branding research in higher education related to exploring the dimensions of the perspective of academic workers including lecturers and education personnel. In addition, it finds the grand theory used in constructing employer branding.
Co-Authors Adib Sultan, Adib Alifah Kusumaningrum Bayu Indra Setia Ciptagustia, Annisa Eeng Ahman, Eeng Firmansyah Firmansyah Hari Mulyadi, Hari Ismail, Shafinar Janah Sojanah, Janah Kurjono, Kurjono Kusumah, Echo Perdana L.P., Gumilang Budi Lili Adi Wibowo Maya Sari Monoarfa, Hilda Murweni, Ira Nanang Fattah Nurasyiah, Aas Pangestu, Erry Perdana, Yoga Poy Saefullah Zevender Rahmanita, Nadya Dwi Rakhmayati, Eka Nur Riske Faldesiani Rosida, Rida Siti Nur Hadiyati Sondari, Mery Citra Syamsul Hadi Senen, Syamsul Hadi Tjutju Yuniarsih, Tjutju Utami, Suci Aprilliani