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All Journal Muaddib : Studi Kependidikan dan Keislaman Jurnal Ekonomi dan Bisnis Digital (MINISTAL) West Science Accounting and Finance
Marsiwi, Dwiati
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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The Urgence of Gender Responsive Marriage Guidelines as an Effort for Happy and Prosperous Family Susanti, Sri; Munawaroh, Siti; Marsiwi, Dwiati
MUADDIB Jurnal Kependidikan dan Keislaman Vol 14, No 2 (2024)
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/muaddib.v14i2.9544

Abstract

Marriage guidance is a stage that must be passed by prospective brides and grooms in an effort to form a happy and prosperous family. This study aims to describe the urgency of marriage guidance and analyze the influence of guidance programs on divorce rates, as well as to determine the obstacles faced by the Office of Religious Affairs in implementing marriage guidance for prospective brides and grooms in Ponorogo district. This study uses a descriptive method with a qualitative approach. The data collection instruments used are observation, interviews, and documentation. Analysis of research data uses data reduction, data presentation, and drawing conclusions. Marriage guidance is a stage that must be passed by prospective brides and grooms before carrying out the marriage contract in order to prepare themselves in building a household so that a happy and prosperous family is realized. The Ponorogo Regency Religious Affairs Office has implemented marriage guidance for prospective brides and grooms quite effectively in reducing the divorce rate, with 1,513 cases of divorce lawsuits and 556 cases of divorce lawsuits occurring in 2019, decreasing to 1,412 cases of divorce lawsuits and 498 cases of divorce lawsuits in 2020, and slightly increasing to 1,450 cases of divorce lawsuits and 540 cases of divorce lawsuits in 2021.
Effects of Financial Planning, Savings Behavior, and Income Level on Retirement Readiness of Millenial Generation Kaswoto, Junet; Rahayu, Ruci Arizanda; Marsiwi, Dwiati; Sudarmanto, Eko
West Science Accounting and Finance Vol. 3 No. 01 (2025): West Science Accounting and Finance
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsaf.v3i01.1766

Abstract

This study examines the effect of financial planning, saving behavior, and income level on millennial retirement readiness. Employing a quantitative approach with 120 respondents, data were collected using a Likert scale (1–5) and analyzed through Structural Equation Modeling - Partial Least Squares (SEM-PLS). Results reveal that financial planning, saving behavior, and income level significantly influence retirement readiness, explaining 62% of its variance. These findings emphasize the interconnectedness of these factors and their implications for fostering retirement preparedness. Practical recommendations include enhancing financial literacy, promoting savings discipline, and addressing income disparities through policy and institutional interventions. The study contributes to the theoretical understanding of behavioral finance and offers actionable insights to improve millennials' financial security for retirement.
Financial Management Model and Increasing the Independence of UMKM in Ponorogo Marsiwi, Dwiati; Winanto, Asis Riat; Pinaryo
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ministal.v3i1.7744

Abstract

Small, Micro and medium business activities are currently experiencing good development, especially in the food and beverage sector. Therefore, MSMEs must also be able to manage finances by preparing good financial reports. Financial management and reporting in MSMEs is still not widely used. This is because MSMEs feel that their daily money turnover can be predicted. However, without recording and separating personal assets from his business, an entrepreneur cannot control his business properly. The mixing of personal interests with business can increase risks to business sustainability and continuity. The independence of small, micro and medium enterprises today is the ability to run their business only by relying on their own capital. Soft loan capital is very rarely obtained because financial management has not been carried out, so even simple financial reports are not available. Business independence of course needs to be accompanied by the ability of MSMEs to manage their finances.
The Urgence of Gender Responsive Marriage Guidelines as an Effort for Happy and Prosperous Family Susanti, Sri; Munawaroh, Siti; Marsiwi, Dwiati
MUADDIB Jurnal Kependidikan dan Keislaman Vol 14 No 2 (2024)
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/muaddib.v14i2.9544

Abstract

Marriage guidance is a stage that must be passed by prospective brides and grooms in an effort to form a happy and prosperous family. This study aims to describe the urgency of marriage guidance and analyze the influence of guidance programs on divorce rates, as well as to determine the obstacles faced by the Office of Religious Affairs in implementing marriage guidance for prospective brides and grooms in Ponorogo district. This study uses a descriptive method with a qualitative approach. The data collection instruments used are observation, interviews, and documentation. Analysis of research data uses data reduction, data presentation, and drawing conclusions. Marriage guidance is a stage that must be passed by prospective brides and grooms before carrying out the marriage contract in order to prepare themselves in building a household so that a happy and prosperous family is realized. The Ponorogo Regency Religious Affairs Office has implemented marriage guidance for prospective brides and grooms quite effectively in reducing the divorce rate, with 1,513 cases of divorce lawsuits and 556 cases of divorce lawsuits occurring in 2019, decreasing to 1,412 cases of divorce lawsuits and 498 cases of divorce lawsuits in 2020, and slightly increasing to 1,450 cases of divorce lawsuits and 540 cases of divorce lawsuits in 2021.
Co-Authors Asis Riat Winanto, Asis Riat Kaswoto, Junet Pinaryo Ruci Arizanda Rahayu Siti Munawaroh Sri Susanti Sudarmanto, Eko