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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Dharma Bhakti Ekuitas AKM: Aksi Kepada Masyarakat Journal of Islamic Economy PASAI : Jurnal Pengabdian kepada Masyarakat
Helvira, Reni
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Impact Analysis of Inflation, ROA, FDR, and Financing on Non-Performing Financing in Indonesian Islamic Banks Yulia, Yulia; Helvira, Reni; Tunisa, Jakiyah
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.22743

Abstract

This study aims to analyze the influence of Inflation, ROA, FDR, and financing on the NPF in Indonesia Islamic Banks. The research employs a quantitative approach and an associative research design. Secondary data is utilized for the study, with a monthly time series spanning the period 2011-2021. The analysis is conducted using OLS analysis with the R Studio 4.1.3 software.The results of this study indicate that, in partial terms: 1) The inflation variable has a significant positive impact on NPF individually; 2) The ROA variable has a significant negative impact on NPF individually; 3) The FDR variable has a non-significant positive impact on NPF individually; 4) The total financing variable has a significant negative impact on NPF individually; 5) Simultaneously, there is a significant influence of Inflation, ROA, FDR, and Total Financing on NPF. There was no growth in NPF in Indonesian Islamic Banks following the Covid-19 epidemic. On the contrary, NPF decreased compared to the previous year, which was 2019. This was attributed to Islamic banks extending financing to the real sector. Additionally, the government issued policies related to financing restructuring through the Financial Services Authority Regulation No. 11/POJK.03/2020 concerning National Economic Stimulus as a Countercyclical Policy.
IKN: West Kalimantan's Golden Bridge of Sharia Economy Towards The International Market Helvira, Reni
Journal of Islamic Economy Vol. 1 No. 3 (2024): NOVEMBER-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/b16zxz40

Abstract

This study explores the potential of the development of the National Capital City (IKN) in East Kalimantan as a catalyst for the development of the sharia economy in West Kalimantan (Kalbar) in order to expand access to the international market. As a country with the largest Muslim population in the world, Indonesia has a great opportunity to optimize the sharia economy, which continues to grow significantly at the global and national levels. West Kalimantan, with its rich natural resources and strategic geographical position, has strong potential to become a regional center for the sharia economy. However, challenges such as low sharia financial literacy and limited connecting infrastructure still hinder the optimization of this potential. This study uses a descriptive qualitative method with a phenomenological approach to understand the perspectives of key stakeholders, including local governments, sharia entrepreneurs, and sharia finance practitioners in West Kalimantan, regarding the impact of the development of the IKN on the sharia economy. Data were collected through in-depth interviews, participant observation, and analysis of related documents. The results of the study show that the development of the IKN opens wider access for West Kalimantan's sharia products and services to enter the international market, especially through increasing infrastructure connectivity and synergy with neighboring countries that have a strong sharia economic base, such as Malaysia and Brunei Darussalam. This study makes an important contribution in filling the knowledge gap regarding the relationship between infrastructure development and the internationalization of the sharia economy. In addition, the results of this study can be a reference for policy makers in designing effective strategies to make West Kalimantan a leading center for the sharia economy in Southeast Asia, utilizing the momentum of the IKN development to open up new opportunities in the global market
Empowering Santripreneurs through Sharia Economic Principles at Pondok Pesantren Hidayatush Sholihin in Sambas Regency Nurjannah, Syamratun; Helvira, Reni; Zulinda, Nia; Nurhayati, Nurhayati
AKM Vol 6 No 1 (2025): AKM : Aksi Kepada Masyarakat Jurnal Pengabdian Kepada Masyarakat - Juli 2025
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/akm.v6i1.1403

Abstract

This Community Service program aims to empower students at Pondok Pesantren Hidayatush Sholihin in Sambas Regency by integrating Sharia economic principles into entrepreneurship training. Utilizing a Service Learning (SL) approach, the program combined theoretical instruction with practical business activities rooted in Islamic values. It was implemented through three structured phases: preparation, implementation, and evaluation. Activities included needs assessment, interactive workshops, business simulations, and mini-projects facilitated by expert trainers. The program significantly enhanced the santri’s understanding of Sharia-based entrepreneurship, as demonstrated by their ability to develop ethical business plans, manage finances, and apply digital marketing strategies. The initiative also strengthened institutional capacity, promoted ethical economic practices, and fostered social responsibility. These outcomes illustrate the real impact of the program in producing competent, values-driven santripreneurs and offer a replicable model for pesantren-based economic empowerment.
Optimalisasi Potensi Ekonomi Lokal Berbasis Industri Halal Melalui Seminar Kewirausahaan Bagi Masyarakat Desa Kalimas Kabupaten Kubu Raya Kalbarini, Rahmah Yulisa; Zulinda, Nia; Ariza, Anggatia; Nurjannah, Syamratun; Atikha, Suci; Bilhaq, M. Agus Muhtadi; Saragih, Eka Junila; Helvira, Reni; Elisa, Ema; Gunawan, M. Wawan; Ulum, Bahrul; Jayanti, Fitri; Khairunnisa, Dina; Novita
PASAI : Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2023): December
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/pasai.v2i2.137

Abstract

Local economic potential must be explored and developed in order to improve the local economy. The involvement of various stakeholders is necessary to accelerate regional economic development. One of significant contribution by the FEBI IAIN Pontianak academician society is the community service activities that held in Kalimas Village. This community service consist of entrepreneurship seminary and FGD which aims to explore local potential based on the halal industry as well as assistance with Halal Products and Halal Product Certification. In this activity, information was obtained regarding potential in the tourism sector and processing of natural wealth. If this potential can be managed, it can support the export value of the halal industry, the potential for halal tourism, and strengthen the role of the sharia financial sector in achieving financial inclusion.
Penyuluhan Ekonomi Hijau: Membangun Kesadaran Ekonomi Berkelanjutan di Kalangan Mahasiswa dan Masyarakat Kalbarini, Rahmah Yulisa; Zulinda, Nia; Ariza, Anggatia; Nurjannah, Syamratun; Jayanti, Fitri; Novita, Novita; Helvira, Reni; Elisa, Ema; Zaidar, Muhammad; Asmu'i, Asmu'i; Khairunnisa, Dina; Fatimah, Fatimah
Jurnal Dharma Bhakti Ekuitas Vol. 9 No. 2 (2025): Jurnal Dharma Bhakti Ekuitas
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/p3m.v9i2.812

Abstract

In the modern era, economic activities are not solely aimed at fulfilling needs but also at supporting sustainable development that considers a balance between economic, social, and environmental aspects. The Sustainable Development Goals (SDGs) represent a global agenda comprising 17 goals aimed at achieving a better and more sustainable life, with the expectation that these goals will be attained by 2030. In Indonesia, SDGs have been implemented through varios national policies. The green economy plays a crucial role in promoting sustainable development by fostering harmonious interactions between humans and the environment. This community service activity was undertaken by 12 lecturers from the Sharia Economics Department in IAIN Pontianak. The purpose of this community service was to raise awareness about sustainable development through the green economy among students and the community, enabling them to understand and apply sustainable development principles through a green economy approach. It began with socialization and discussions on the importance of sustainable development and the green economy with the student and the community. This was followed by a Focus Group Discussions (FGD) addressing environmental issues in their vicinity, such as air pollution and waste management problems. It is hoped that this community service will provide broader insights into the importance of the green economy and encourage active participation in environmental conservation efforts and sustainable development. The activity took pace in the Albazia Forest, Kubu Raya Regency. Keywords: FGD, green economy, socialization, sustainable development. Abstrak Di era modern, kegiatan ekonomi tidak hanya ditujukan untuk memenuhi kebutuhan, tetapi juga untuk mendukung pembangunan berkelanjutan yang mempertimbangkan keseimbangan antara aspek ekonomi, sosial, dan lingkungan. Tujuan Pembangunan Berkelanjutan (TPB) atau Sustainable Development Goals (SDGs) adalah agenda global yang mencakup 17 tujuan untuk mencapai kehidupan yang lebih baik dan lebih berkelanjutan, TPB ini diharapkan dapat dicapai di tahun 2030. TPB juga telah diimplementasikan di Indonesia melalui berbagai kebijakan nasional. Ekonomi hijau memainkan peran penting dalam mendukung pembangunan berkelanjutan dengan mempromosikan interaksi yang harmonis antara manusia dan lingkungan. Kegiatan pengabdian kepada masyarakat dilakukan oleh para Dosen Ekonomi Syariah IAIN Pontianak yang berjumlah 12 Orang. Kegiatan ini bertujuan untuk meningkatkan kesadaran mengenai Pembangunan Keberlanjutan melalui ekonomi hijau di kalangan mahasiswa dan masyarakat, sehingga mereka dapat memahami dan menerapkan prinsip-prinsip pembangunan keberlanjutan melalui pendekatan ekonomi hijau. Kegiatan ini diawali dengan sosialisasi dan pembahasan pentingnya pembangunan keberlanjutan dan ekonomi hijau kepada mahasiswa dan masyarakat. Kegiatan dilanjutkan dengan Focus Group Discussion (FGD) membahas isu-isu atau permasalahan lingkungan yang di sekitar mereka seperti pencemaran udara dan permasalahan limbah. Diharapkan, kegiatan ini dapat memberikan wawasan yang lebih luas mengenai pentingnya ekonomi hijau serta mendorong partisipasi aktif dalam upaya pelestarian lingkungan dan pembangunan berkelanjutan. Kegiatan ini dilakukan di Hutan Albazia, Kabupaten Kubu Raya. Kata Kunci: FGD, ekonomi hijau, sosialisasi, pembangunan berkelanjutan.
Co-Authors Ariza, Anggatia Asmu'i, Asmu'i Atikha, Suci Bahrul Ulum Elisa, Ema fatimah Fatimah Fitri Jayanti, Fitri Gunawan, M. Wawan Khairunnisa, Dina M. Agus Muhtadi Bilhaq Novita Novita Novita Nurhayati Nurhayati Nurjannah, Syamratun Rahmah Yulisa Kalbarini, Rahmah Yulisa Saragih, Eka Junila Tunisa, Jakiyah Yulia Yulia Zaidar, Muhammad Zulinda, Nia