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All Journal ILTIZAM Journal of Sharia Economic Research Al-Sharf: Jurnal Ekonomi Islam Jurnal Dharma Bhakti Ekuitas AKM: Aksi Kepada Masyarakat Aktiva: Journal Of Accountancy and Management Jurnal Keuangan dan Perbankan Syariah IEB: Journal of Islamic Economics and Business PASAI : Jurnal Pengabdian kepada Masyarakat
Nurjannah, Syamratun
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Pengaruh Nilai Tukar, Jumlah Uang Beredar dan BI Rate Terhadap Inflasi di Indonesia dan Dampaknya Terhadap Daya Beli Masyarakat Sari, Silvia Puspita; Nurjannah, Syamratun
AKTIVA: Journal Of Accountancy and Management Vol 1 No 1 (2023): Aktiva: Journal Of Accountancy and Management
Publisher : Faculty Of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/aktiva.v1i1.1015

Abstract

This study aims: to determine and analyze the effect of Exchange Rate, Money Supply, and BI Rate on Inflation and the impact of Inflation itself on People’s Purchasing Power.This study uses: a decriptive correlational reserach design with a case study method and through a quantitative approach. This study uses time series data from 1995 to 2019. The data source is secondary data obtained from Bank Indonesia and Badan Pusat Statistik. Data analysis using path analysis method using SMART PLS 3 program.The test results: show that the Exchange Rate has a significant effect on Inflation with a significance of 0,000 < 0,05. The Money Supply has a significant effect on Inflation with a significance of 0,000 < 0,05. BI Rate has a significant effect on Inflation with a significance 0,006 < 0,05. Inflation has a significant effect on People’s Purchasing Power with a significancne of 0,003 < 0,05. Penelitian ini bertujuan: untuk mengetahui dan menganalisis pengaruh Nilai Tukar, Uang Beredar, dan BI Rate terhadap Inflasi serta pengaruh Inflasi itu sendiri terhadap Daya Beli Masyarakat.Metodelogi penelitian ini: menggunakan rancangan penelitian korelasional dekriptif dengan metode studi kasus dan melalui pendekatan kuantitatif. Penelitian ini menggunakan data time series dari tahun 1995-2019. Sumber data adalah data sekunder yang diperoleh dari Bank Indonesia dan Badan Pusat Statistik. Analisis data menggunakan metode analisis jalur menggunakan program SMART PLS 3.Temuan Penelitian: menunjukkan bahwa Nilai Tukar berpengaruh signifikan terhadap Inflasi dengan signifikansi 0,000 < 0,05. Jumlah Uang Beredar berpengaruh signifikan terhadap Inflasi dengan signifikansi 0,000 < 0,05. BI Rate berpengaruh signifikan terhadap Inflasi dengan signifikansi 0,006 < 0,05. Inflasi berpengaruh signifikan terhadap Daya Beli Rakyat dengan signifikansi sebesar 0,003 < 0,05.
DAMPAK PINJAMAN UANG BERBASIS ONLINE TERHADAP KEBUTUHAN FINANSIAL MASYARAKAT DI KECAMATAN PONTIANAK KOTA ( STUDI KOMPARASI PINJAMAN ONLINE LEGAL DAN ILEGAL) Nurazkiyanti, Syarifah Aulia; Prihantono, Prihantono; Nurjannah, Syamratun
Jurnal Keuangan dan Perbankan Syariah Vol 2 No 2 (2023): Desember 2023
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v2i2.2056

Abstract

Dampak Pinjaman Uang Berbasis Online terhadap kebutuhan finansial masyarakat di Pontianak Kota ( Studi Komparasi Pinjaman Online Ilegal dan Non Ilegal ) Oleh Syarifah Aulia Nurazkiyanti Nim, 11821005 Tujuan dalam penelitian ini yaitu untuk mengetahui dampak perbandingan antara pinjaman online ilegal dan legal terhadap kebutuhan masyarakat di Kecamatan Pontianak Kota dan untuk mengetahui faktor yang menyebabkan masyarakat di Kecamatan Pontianak Kota menggunakan pinjama uang berbasis online. Jenis penelitian adalah field research (penelitian langsung di lapangan) dengan pendekatan kualitatif. Sumber data yang digunakan adalah data primer dan data data sekunder, dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi.. Teknik analisis datanya yaitu reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian ini yaitu : 1). Penyebab Masyarakat Kecamatan Pontianak Kota menggunakan aplikasi pinjaman online yaitu karena kebutuhan darurat,gaya hidup dan modal usaha. 2).Dampak pinjaman berbasis online bagi masyarakat di kecamatan Pontianak Kota, yaitu memiliki dua dampak dari platform pinjaman online legal dan ilegal, dampak dari pinjaman legal meliputi dampak positif dan negatif. 3) Pinjaman Uang berbasis Online dilihat dari tinjauan ekonomi islam, pada dasarnya hukum pinjam meminjam sangat lah diperbolehkan dalam islam, sebagai salah satu praktek kemanusiaan, adanya platform fintench agar akses lebih mudah karena teknologi semakin canggih, namun perlu diketahui bahwa pinjam meminjam yang terdapat unsur melipat gandakan hukum nya haram sesuai dengan aturan pada syariat islam sehingga bertentangan dengan tujuam hukum islam yaitu kemashlahatan.
PERAN PEDAGANG WANITA DALAM MENINGKATKAN KESEJAHTERAAN EKONOMI KELUARGA DI PASAR TRADISIONAL KECAMATAN RASAU JAYA Novianto, Ocky; Nurjannah, Syamratun
Journal Of Islamic Ekonomic and Business Vol 2 No 1 (2023): IEB: Journal of Islamic Economics and Busines
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v2i1.16980

Abstract

ABSTRACT This study discusses the "role of women traders in the welfare of the family economy". Furthermore, the main focus is limited to sub-focuses, namely: what factors cause housewives to work as traders in the Rasau Jaya traditional market, what kinds of goods are traded by women traders in the Rasau Jaya traditional market, how are women's income fluctuations? who trade in the Rasau Jaya traditional market, is the income of the women traders in the Rasau Jaya traditional market able to improve the economic welfare of their families. This type of research uses a qualitative descriptive method, which means descriptive research is to investigate circumstances, conditions or others. The primary data obtained in this study were from women who became traders in the traditional Rasau Jaya market and the market manager, then secondary data was obtained from books, journals, articles related to the research. The results of this study are: Most of the reasons for choosing a profession as a trader are economic motives and a small part are not, Merchandise traded by all female traders is halal and good for consumption, During the covid-19 pandemic there was only 1 respondent who did not experience a decrease in income respondents while other traders experienced a decline. Keywords: Role of female traders, family welfare
Empowering Santripreneurs through Sharia Economic Principles at Pondok Pesantren Hidayatush Sholihin in Sambas Regency Nurjannah, Syamratun; Helvira, Reni; Zulinda, Nia; Nurhayati, Nurhayati
AKM Vol 6 No 1 (2025): AKM : Aksi Kepada Masyarakat Jurnal Pengabdian Kepada Masyarakat - Juli 2025
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/akm.v6i1.1403

Abstract

This Community Service program aims to empower students at Pondok Pesantren Hidayatush Sholihin in Sambas Regency by integrating Sharia economic principles into entrepreneurship training. Utilizing a Service Learning (SL) approach, the program combined theoretical instruction with practical business activities rooted in Islamic values. It was implemented through three structured phases: preparation, implementation, and evaluation. Activities included needs assessment, interactive workshops, business simulations, and mini-projects facilitated by expert trainers. The program significantly enhanced the santri’s understanding of Sharia-based entrepreneurship, as demonstrated by their ability to develop ethical business plans, manage finances, and apply digital marketing strategies. The initiative also strengthened institutional capacity, promoted ethical economic practices, and fostered social responsibility. These outcomes illustrate the real impact of the program in producing competent, values-driven santripreneurs and offer a replicable model for pesantren-based economic empowerment.
Optimalisasi Potensi Ekonomi Lokal Berbasis Industri Halal Melalui Seminar Kewirausahaan Bagi Masyarakat Desa Kalimas Kabupaten Kubu Raya Kalbarini, Rahmah Yulisa; Zulinda, Nia; Ariza, Anggatia; Nurjannah, Syamratun; Atikha, Suci; Bilhaq, M. Agus Muhtadi; Saragih, Eka Junila; Helvira, Reni; Elisa, Ema; Gunawan, M. Wawan; Ulum, Bahrul; Jayanti, Fitri; Khairunnisa, Dina; Novita
PASAI : Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2023): December
Publisher : Yayasan Pendidikan Mitra Mandiri Aceh(YPMMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58477/pasai.v2i2.137

Abstract

Local economic potential must be explored and developed in order to improve the local economy. The involvement of various stakeholders is necessary to accelerate regional economic development. One of significant contribution by the FEBI IAIN Pontianak academician society is the community service activities that held in Kalimas Village. This community service consist of entrepreneurship seminary and FGD which aims to explore local potential based on the halal industry as well as assistance with Halal Products and Halal Product Certification. In this activity, information was obtained regarding potential in the tourism sector and processing of natural wealth. If this potential can be managed, it can support the export value of the halal industry, the potential for halal tourism, and strengthen the role of the sharia financial sector in achieving financial inclusion.
FOMO-Based Consumption Behavior in Islamic Economics Review (Study of Mukbang Behavior Among Generation Z in Pontianak City Nurjannah, Syamratun
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 1 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i1.12157

Abstract

FOMO (Fear of missing out) among generation Z is a trend that can be observed not only on social media networks but has also become a positive behavior in social settings such as mukban. This FOMO trend has become something referentative for self-image rather than just following along. Each individual has constructed himself as he understands the concept of FOMO.This article uses a qualitative perspective and data was obtained through observation and in-depth interviews. The informants were five people aged between 25 and 27 years old and belonged to the generation Z category. The argument of this article is that FOMO cannot be fully understood as a negative behavior, but also as a means of self-engagement to be part of a very digital life.Thus, this article has implications for the understanding of the concept of FOMO, which is constantly evolving along with the impact of digitalization on the social relations of generation Z. These social relations cannot be understood in terms of compulsive behavior in terms of consumption but also provide benefits in terms of self-identification with the social environment.
Penyuluhan Ekonomi Hijau: Membangun Kesadaran Ekonomi Berkelanjutan di Kalangan Mahasiswa dan Masyarakat Kalbarini, Rahmah Yulisa; Zulinda, Nia; Ariza, Anggatia; Nurjannah, Syamratun; Jayanti, Fitri; Novita, Novita; Helvira, Reni; Elisa, Ema; Zaidar, Muhammad; Asmu'i, Asmu'i; Khairunnisa, Dina; Fatimah, Fatimah
Jurnal Dharma Bhakti Ekuitas Vol. 9 No. 2 (2025): Jurnal Dharma Bhakti Ekuitas
Publisher : Universitas Ekuitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/p3m.v9i2.812

Abstract

In the modern era, economic activities are not solely aimed at fulfilling needs but also at supporting sustainable development that considers a balance between economic, social, and environmental aspects. The Sustainable Development Goals (SDGs) represent a global agenda comprising 17 goals aimed at achieving a better and more sustainable life, with the expectation that these goals will be attained by 2030. In Indonesia, SDGs have been implemented through varios national policies. The green economy plays a crucial role in promoting sustainable development by fostering harmonious interactions between humans and the environment. This community service activity was undertaken by 12 lecturers from the Sharia Economics Department in IAIN Pontianak. The purpose of this community service was to raise awareness about sustainable development through the green economy among students and the community, enabling them to understand and apply sustainable development principles through a green economy approach. It began with socialization and discussions on the importance of sustainable development and the green economy with the student and the community. This was followed by a Focus Group Discussions (FGD) addressing environmental issues in their vicinity, such as air pollution and waste management problems. It is hoped that this community service will provide broader insights into the importance of the green economy and encourage active participation in environmental conservation efforts and sustainable development. The activity took pace in the Albazia Forest, Kubu Raya Regency. Keywords: FGD, green economy, socialization, sustainable development. Abstrak Di era modern, kegiatan ekonomi tidak hanya ditujukan untuk memenuhi kebutuhan, tetapi juga untuk mendukung pembangunan berkelanjutan yang mempertimbangkan keseimbangan antara aspek ekonomi, sosial, dan lingkungan. Tujuan Pembangunan Berkelanjutan (TPB) atau Sustainable Development Goals (SDGs) adalah agenda global yang mencakup 17 tujuan untuk mencapai kehidupan yang lebih baik dan lebih berkelanjutan, TPB ini diharapkan dapat dicapai di tahun 2030. TPB juga telah diimplementasikan di Indonesia melalui berbagai kebijakan nasional. Ekonomi hijau memainkan peran penting dalam mendukung pembangunan berkelanjutan dengan mempromosikan interaksi yang harmonis antara manusia dan lingkungan. Kegiatan pengabdian kepada masyarakat dilakukan oleh para Dosen Ekonomi Syariah IAIN Pontianak yang berjumlah 12 Orang. Kegiatan ini bertujuan untuk meningkatkan kesadaran mengenai Pembangunan Keberlanjutan melalui ekonomi hijau di kalangan mahasiswa dan masyarakat, sehingga mereka dapat memahami dan menerapkan prinsip-prinsip pembangunan keberlanjutan melalui pendekatan ekonomi hijau. Kegiatan ini diawali dengan sosialisasi dan pembahasan pentingnya pembangunan keberlanjutan dan ekonomi hijau kepada mahasiswa dan masyarakat. Kegiatan dilanjutkan dengan Focus Group Discussion (FGD) membahas isu-isu atau permasalahan lingkungan yang di sekitar mereka seperti pencemaran udara dan permasalahan limbah. Diharapkan, kegiatan ini dapat memberikan wawasan yang lebih luas mengenai pentingnya ekonomi hijau serta mendorong partisipasi aktif dalam upaya pelestarian lingkungan dan pembangunan berkelanjutan. Kegiatan ini dilakukan di Hutan Albazia, Kabupaten Kubu Raya. Kata Kunci: FGD, ekonomi hijau, sosialisasi, pembangunan berkelanjutan.
Digitalization of Halal Markets and Sharia E-Comme nurjannah, syamratun; Hidayat, Samsul; Khairunnisa, Dina; Al Faridzy, Muhammad N; Chairunnisa, Riska
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 2 (2025): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/0zyq6835

Abstract

This study aims to reassess sharia compliance and ethical consumerism in the process of halal market digitalization and the development of sharia e-commerce in Indonesia amid the era of technological disruption. The approach used is normative-fiqh combined with a comparative analysis between fiqh muamalah provisions, DSN-MUI fatwas, and Financial Services Authority (OJK) regulations, with empirical case studies on three main platforms: Tokopedia Salam, Halal.id, and Alami Sharia. The results of the study show a gap between Sharia legal norms and actual practices in the digital space, particularly in terms of electronic contracts, the potential for gharar, riba, and tadlis. DSN-MUI fatwas have provided a legal basis for digital financial innovation, but their implementation has not been integrated with a digital Sharia audit system that is adaptive to technological developments such as smart contracts and AI-based verification. Empirically, Tokopedia Salam excels in market inclusion but is weak in halal verification, Halal.id excels in product transparency but has the potential for usury in its payment system, while Alami Sharia demonstrates the strongest sharia compliance model through DSN supervision and the application of mudharabah contracts. Theoretically, this research contributes to the development of a conceptual model of the Digital Sharia Governance Framework that integrates the principles of maqasid al-syariah with digital economic governance. The practical implications encourage policy harmonization between DSN-MUI, OJK, and BPJPH to form an inclusive, transparent, and equitable digital halal ecosystem in accordance with Islamic values.
Co-Authors Al Faridzy, Muhammad N Ariza, Anggatia Asmu'i, Asmu'i Atikha, Suci Bahrul Ulum Chairunnisa, Riska Elisa, Ema fatimah Fatimah Fitri Jayanti, Fitri Gunawan, M. Wawan Helvira, Reni Khairunnisa, Dina M. Agus Muhtadi Bilhaq Novianto, Ocky Novita Novita Novita Nurazkiyanti, Syarifah Aulia Nurhayati Nurhayati Prihantono, Prihantono Rahmah Yulisa Kalbarini, Rahmah Yulisa Samsul Hidayat Saragih, Eka Junila Sari, Silvia Puspita Zaidar, Muhammad Zulinda, Nia