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All Journal JIKA: Jurnal Ilmu Keuangan dan Perbankan el-Amwal
Chalil, Rifyal Dahlawy
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Religion Humanities Economics, Econometrics & Finance Social Sciences

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FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBAYARAN NON TUNAI PADA E-COMMERCE Hadi, T Saiful; Kismawadi, Early Ridho; Chalil, Rifyal Dahlawy; Bahri, M Irvani
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 11 No 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6036

Abstract

This study aims to determine the effect of consumer knowledge, the ease and features of the service on the decision to use. A total of 100 respondents were involved in this study using purposive sampling technique. Respondents were selected based on the criteria, namely, e-commerce users at least 5 times who used Shopee, Tokopedia and Lazada in the past year. Multiple Linear Regression Analysis was used in this study as a method to analyze data using SPSS 16.0 (Statistical Package for Social Science) software. The results of this study indicate that: (1) Consumer knowledge has a positive and significant effect on decisions to use non-cash payments in e-commerce, indicated by the value of the income coefficient (X1) which is positive, namely 2.507 and the p-value is less than the significance level (0.014 < 0.05). (2) Ease has a positive and significant effect on the decision to use non-cash payments in e-commerce, indicated by the value of the convenience coefficient (X2) which is positive, namely 3.023 and the p-value is less than the significance level (0.003 < 0.05). (3) Service features have a positive and significant effect on the decision to use non-cash payments in e-commerce, as indicated by the service feature coefficient value (X3) which is positive, namely 3.409 and the p-value is less than the significance level (0.001 < 0.05). And the coefficient of determination (R2) is 0.341 or 34.1%. This value indicates that 34.1% of usage decisions are influenced by consumer knowledge, convenience and service features, while the remaining 65.9% is influenced by independent variables that are not examined.
Analisis Perilaku Investor Muslim Millennial Di Kota Langsa Terhadap Keputusan Investasi Cryptocurrency Darmawan, M Ari; Munadiati, Munadiati; Chalil, Rifyal Dahlawy
el-Amwal Vol 7, No 1 (2024): Maret
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v7i1.15892

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana perilaku investor muslim Millennial dalam mengambil keputusan untuk melakukan investasi pada Cryptocurency yang menggunakan sistem blockchain dan tergolong teknologi baru. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologi. Sumber data diperoleh dari wawancara, observasi dan dokumentasi. Subjek penelitian terdiri dari 10 informan Investor cryptocurrency muslim millennial yang ada di Kota Langsa. Metode pengambilan sampel menggunakan teknik Snowball Sampling. Sumber data penelitian terdiri dari data primer dan sekunder. Data primer diperoleh melalui wawancara langsung dengan Investor cryptocurrency muslim millennial yang ada di Kota Langsa. Data sekunder berasal dari studi pustaka yang mendukung penelitian. Hasil penelitian menunjukan bahwa mekanisme investasi cryptocurrency dilakukan melalui platform perdagangan crypto yang memungkinkan investor untuk membeli dan menjual aset crypto mereka. Pemahaman investor Muslim millennial di Kota Langsa terhadap keharaman investasi cryptocurrency bervariasi, mereka menghormati Fatwa MUI yang melarang penggunaannya tetapi mereka tetap berinvestasi karena melihat potensi keuntungan yang besar dan memiliki pendapat nya sendiri untuk tetap berinvestasi cryptocurrency. Perilaku investor cryptocurrency muslim millennial yang ada di Kota Langsa dalam pengambilan keputusan investasi yang mereka lakukan selalu dilandasi alasan yang jelas, baik karena alasan masa depan, keuntungan yang cepat, pengalaman, maupun lindung nilai meskipun hal ini tidak selalu sejalan dengan hukum investasi cryptocurrency dalam Islam.
Co-Authors Bahri, M Irvani Darmawan, M Ari Early Ridho Kismawadi, Early Ridho Hadi, T Saiful Munadiati, Munadiati