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Praktik Akuntabilitas Masjid: Studi Kasus pada Masjid Al-Akbar Surabaya Muddatstsir, Uun Dwi Al; Farida, Dessy Noor; Kismawadi, Early Ridho
Economica: Jurnal Ekonomi Islam Vol 9, No 2 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2018.9.2.2350

Abstract

This study aims to determine the practice of accountability carried out by the management of Al-Akbar Mosque in Surabaya. Accountability is needed as a form of organizational management responsibility to worshipers. The method used in this study is qualitative with a case study approach. The results of the study indicate that the manager has prioritized the interests and prosperity of the mosque compared to individual interests. Research also shows that accountability practices are carried out using honesty and legal accountability, process accountability, program accountability and financial policy accountability.Penelitian ini bertujuan untuk mengetahui praktik akuntabilitas yang dilakukan oleh pengurus Masjid Al-Akbar Surabaya. Akuntabilitas sangatlah dibutuhkan sebagai bentuk tanggung jawab pengelola organisasi kepada jamaah. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan pendekatan studi kasus. Hasil penelitian menunjukkan pengelola sudah mementingkan kepentingan dan kemakmuran masjid dibandingkan kepentingan individu. Penelitian juga menunjukkan praktik akuntabilitas yang dijalankan menggunakan akuntabilitas kejujuran dan hukum, akuntabilitas proses, akuntabilitas program dan akuntabilitas kebijakan keuangan.
Akuntan Syariah Di Era Modern, Urgent Kah Di Indonesia? Al Muddatstsir, Uun Dwi; Kismawadi, Early Ridho
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 1 No 1 (2017): Vol 1 No 1 September 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (180.774 KB) | DOI: 10.32505/ihtiyath.v1i1.675

Abstract

An accountant is responsible for serving Allah, society, profession, employer and customers, in performing the duties and services of profession diligently and correctly. Serving God through the work based on sharia, however, is the first priority. The Muslim community in Indonesia should be a model for the rise of a sharia-based system of work. Accountant sharia is the answer of all forms of work in the field of accounting that could respond to the challenges of the modern era. This is because it is appropriate with the rules that are taught in accordance with the beliefs of Moslem as the majority of people in Indonesia.
PENGARUH RASIO KEUANGAN TERHADAP PEMBIAYAAN MURABAHAH DI BANK PEMBIAYAAN RAKYAT SYARIAH ADECO LANGSA TAHUN 2013-2016 Siagian, Yupin Kirana; Budiman, Iskandar; Kismawadi, Early Ridho
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 1 No 1 (2017): Vol 1 No 1 September 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.158 KB) | DOI: 10.32505/ihtiyath.v1i1.678

Abstract

The independent variables in this study are deposits and financial ratios ofsharia banks which consist of NPF and FDR ratios. This study aims todetermine and analyze the effect of DPK, NPF and FDR on Murabahahfinancing in the SRB. This study used secondary data, which is the form ofpublished Financial Statements of banks obtained from the website of BankIndonesia. The bank's financial report used is quarterly financial report atAdeco Langsa Syariah Adequacy Bank. The data were then analysed by usingthe classical assumption method using multiple linear regression analysis,determination coefficient, F test or simultaneous test and t test or partial test.Hypothesis in this research is DPK, and financial ratio of NPF and ROE bankpartially has significant effect to Murabahah financing, while simultaneouslyfrom the three variables have a significant effect on the provision of financing.The method used in this study is multiple regressions. The results of this studyindicated that DPK and FDR variables have no significant effect on murabahahfinancing, while NPF affects.
PERSEPSI MASYARAKAT TENTANG AKAN DI KONVERSIKANNYA BANK KONVENSIONAL KE BANK SYARIAH DI ACEH STUDI KASUS DI KOTA LANGSA Kismawadi, Early Ridho; Al Muddatstsir, Uun Dwi
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 2 No 2 (2018): Vol 2 No 2 Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (125.975 KB) | DOI: 10.32505/ihtiyath.v2i2.707

Abstract

This study aims to determine the public perception in the city of Langsa about Aceh Qanun related to Aceh provincial Qanun No. 8 0f 2014 concerning in the principles of Islamic Law and Qanun No. 8 of 2016 concerning the Halal Product Guarantee System which requires banks to operate in Aceh to be based on sharia principles. The method used in the study is qualitative descriptive. The results of this study the community is very supportive for the enactment of these regulations, but the public hopes that islamic banks operating in the province of Aceh must provide the same facilities as conventional banks which are currently very good compared to islamic banks in terms of facilities owned.
DETERMINAN FRAUD PADA PENGGUNAAN DANA DESA STUDI KASUS GAMPONG/DESA DI KOTA LANGSA Kismawadi, Early Ridho
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 1 (2019): Vol 3 No 1 September 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (415.172 KB) | DOI: 10.32505/ihtiyath.v3i1.1298

Abstract

Abstrak This study aims to discuss trends in the use of village funds. Basically, the village government is obliged to prosper the village community with a village fund budget that has been channeled directly by the central government because the village government is directly in contact with rural communities. However, in line with the village budget allocation to the village government more and more fraud has occurred. In the study, measuring the level of fraud on the use of village funds, in this study used two variables, the dependent variable (the tendency of fraud on the use of village funds) and the variable free (the nature of love of money and spiritual intelligence). The results of the regression calculations show that Love of Money (X1) has a partial effect on the Fraud Tendency on the use of village funds. Whereas Spiritual Intelligence (X2) has no partial effect on the Fraud Tendency on the use of village funds.
OTORITAS JASA KEUANGAN (FINANCIAL SERVICES AUTHORITY) DAN INDUSTRI PERBANKAN SYARIAH DI INDONESIA Kismawadi, Early Ridho
JURNAL EKONOMI DAN BISNIS ISLAM Vol 1 No 2 (2016): Volume I Nomor 2 Juni 2016
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (804.213 KB) | DOI: 10.32505/v4i1.1235

Abstract

Supervision of the financial industry has a very important thing, it relates to the stability of theeconomy, it is necessary for an institution to regulate and supervise the financial industry ofbanks, and non bank financial industries . Before the Financial Services Authority (OJK) wasformed, Bank Indonesia served as macroprudential and microprudential supervisor, but with thepresence of Bank Indonesia OJK task can be focused to achieve and maintain rupiah stability. asthe new agency the OJK is still relatively not so well known, for it is in this paper will bedescribe the authority of the OJK and its relation with the supervision of Islamic banking inIndonesia .
IMPLEMENTASI MARKETING MIX TABUNGAN HAJI PADA PT. PANIN BANK SYARIAH, TBK CABANG MALANG Early Ridho Kismawadi, Uun Dwi Al Muddatstsir Firda Azkiya Safitri Su?ud
JURNAL EKONOMI DAN BISNIS ISLAM Vol 2 No 1 (2017): Volume 2 Nomor 1 Januari-Juni 2017
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (450.928 KB) | DOI: 10.32505/v4i1.1235

Abstract

This study develops an implementation issue marketing mix hajj savings on PT. Islamic Bank Panin Tbk, Malang Branch. This study by the increase in background backs hajj savings of 40% -60% in 2014-2015 and wanted to know about the application of the mar- keting mix in PT. Islamic Bank Panin Tbk, Malang Branch. The re- sult of this research is PT. Islamic Bank Panin Tbk branch Malang that all the marketing mix can already be applied properly by PT.  Bank Panin Tbk Syariah Branch Malang, but its implementa- tion must be adapted to target such people and places that will beaddressed and PT. Bank Panin Tbk Syariah Branch Malang pro- videsinnovations in its products to be in demand by customers   such as giving rewards to customers and marketing mix is applied to serve the activities provid- ed to customers.
EVALUASI TINGKAT EFISIENSI BANK PEMBIAYAAN RAKYAT SYARIAH DI PROVINSI ACEH DENGAN METODE DATA ENVELOPMENT ANALYSIS Kismawadi, Early Ridho; Junaidi
JURNAL EKONOMI DAN BISNIS ISLAM Vol 3 No 1 (2018): Volume 3 Nomor 1 Januari-Juni 2018
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (852.013 KB) | DOI: 10.32505/v3i1.1239

Abstract

In this paper will discuss the efficiency of Islamic banking, especially Islamic Rural Banks (Sharia BPR) in Aceh Province, the approach used in calculating efficiency is the Data Envelopment Analysis (DEA) method, with the help of DEAP 2.1 software, obtained that Sharia BPR in Aceh Province the majority have operated efficiently.
PENGARUH INFLASI, PENGANGGURAN, KEMISKINAN DAN PEMBIAYAAN PERBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Sari, Mila; Hisan, Khairatun; Kismawadi, Early Ridho
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol 1 No 1 (2019): AT-TIJARAH Vol. 1 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of a country is an important part of national development with the ultimate goal of improving people's welfare. This happened in Indonesia. So there is a need for research to find out what obstacles are hampering economic growth in Indonesia. This study aims to determine the effect of inflation, unemployment, poverty, murabahah financing, mudharabah financing, musyarakah financing partially or simultaneously on Economic Growth in Indonesia. The type of data in this study is secondary data in the form of time series from 2000-2018. Data obtained from the official website of Bank Indonesia, the Central Statistics Agency and OJK include Inflation, Unemployment, Poverty, and Sharia Banking Financing as an independent variable and Economic Growth as the dependent variable. The analytical method used in this study is multiple regression analysis, t-test, f-test and coefficient of determination. The results obtained that the variables of inflation, unemployment, poverty, murabaha financing, mudharabah financing and musyarakah financing simultaneously influence the Economic Growth in Indonesia by 47.8 percent, while the remaining 52.2 percent are influenced by other variables outside this study. Keywords: Inflation, Unemployment, Poverty, Sharia Banking Financing, Economic Growth Abstrak Pembangunan suatu negara merupakan bagian penting dari pembangunan nasional dengan tujuan akhir untuk meningkatkan kesejahteraan masyarakat. Hal ini terjadi di negara Indonesia.Sehingga perlu adanya penelitian untuk mengetahui rintangan apa saja yang menghambat pertumbuhan ekonomi di Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, pengangguran, kemiskinan, pembiayaan murabahah, pembiayaan mudharabah, pembiayaan musyarakah secara parsial maupun simultan terhadap pertumbuhan ekonomi di Indonesia.Jenis data dalam penelitian ini adalah data sekunder berupa time series dari tahun 2000-2018. Data yang diperoleh dari website resmi Bank Indonesia, Badan Pusat Statistik dan OJK meliputi inflasi, pengangguran, kemiskinan, dan pembiayaan perbankan syariah sebagai variabel independen dan pertumbuhan ekonomi sebagai variabel dependen.Metode analisis yang digunakan dalam penelitian ini adalah analisis regresi berganda, uji-T, F-test dan koefisien determinasi. Hasil penelitian yang diperoleh bahwa variabel inflasi, pengangguran, kemiskinan, pembiayaan murabahah, pembiayaan mudharabah dan pembiayaan musyarakah berpengaruh secara simultan terhadap pertumbuhan ekonomi di Indonesia sebesar 47,8 persen, sedangkan sisanya sebesar 52,2 persen dipengaruhi oleh variabel lain diluar penelitian ini. Kata kunci: Inflasi, Pengangguran, Kemiskinan, Pembiayaan Perbankan Syariah dan Pertumbuhan Ekonomi
PENGARUH RASIO KEUANGAN TERHADAP NON PERFORMING FINANCING PADA PT. BANK SYARIAH MANDIRI INDONESIA Sheyla Nurhaliza; Early Ridho Kismawadi; Abdul Hamid
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 2 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (504.843 KB) | DOI: 10.24952/masharif.v6i2.1136

Abstract

Pembiayaan bermasalah menjadi salah satu ukuran atas kinerja  fungsi bank, karena rasio NPF yang tinggi adalah indikator kegagalan bank dalam mengelola bisnis. Penelitian ini bertujuan untuk menguji dan menganalisis bagaimanakah pengaruh Rasio Keuangan terhadap Non Performing Financing pada PT. Bank Syariah Mandiri Indonesia?. Variabel independent yang digunakan dalam penelitian ini yaitu rasio CAR. FDR, ROA, ROE, BOPO, dan NIM. Variabel dependen yang digunakan dalam penelitian ini adalah rasioNPF. Penelitian ini menggunakan data sekunder, berupa Laporan Keuangan bank yang dipublikasikan yang didapatkan dari website Bank Indonesia. Laporan keuangan bank yang digunakan adalah laporan keuangan triwulan pada PT.  Bank Syariah Mandiri Indonesia.  Metode analisis yang digunakan adalah analisis regresi linear berganda.  Hasil dari penelitian ini menunjukkan bahwa variabel CAR, ROA,danNIM berpengaruh negatif dan tidak signifikan. Sedangkan variabel ROE berpengaruh negatif dan signifikan terhadap NPF. Variabel FDR berpengaruh positif signifikan terhadap NPF, dan variabel BOPO berpengaruh positif tidak signifikan terhadap NPF. Sedangkan nilai R Square sebesar 0,859,   yang menunjukkan besarnya pengaruh variabel independen terhadap variabel dependen yang dapat diterangkan oleh model persamaan adalah sebesar 85,9% dan sisanya 14,1% dipengaruhi oleh faktor lain.