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All Journal Islamic Economics and Business Review (IESBIR) JIMEKA
Meilia, Putri
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Religion Economics, Econometrics & Finance Social Sciences Other

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Keputusan Finansial Generasi Z Ditinjau Dari Literasi Keuangan, Inklusi Keuangan, Dan Financial Technology Maulida, Lutfiana; Maria, Haniam; Meilia, Putri; Kirani Febiyanti, Galih; Varadilla, Ananta
Islamic Economics and Business Review Vol 3 No 3 (2024): IESBIR, December 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v3i3.8869

Abstract

Abstract The low financial literacy and inclusion index in Indonesia indicates that society is not yet capable of managing finances and making sound financial decisions. This study aims to analyze the influence of financial literacy, financial inclusion, and financial technology on the financial decisions of Generation Z at IAIN Kudus. This research uses a quantitative method with primary data obtained through questionnaires, involving 100 active undergraduate students as the sample. The results show that financial literacy has a positive and significant impact on financial decisions, financial inclusion has a positive but insignificant impact, and financial technology has a negative but insignificant impact. The implications of this study emphasize the importance of financial education programs to enhance Generation Z's knowledge in making better financial decisions. Keywords: Financial Literacy; Financial Inclusion; Financial Technology; and Financial Decisions Abstrak Indeks literasi dan inklusi keuangan yang rendah di Indonesia menunjukkan bahwa masyarakat belum mampu mengelola keuangan dengan baik. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, inklusi keuangan, dan financial technology terhadap keputusan finansial Generasi Z di IAIN Kudus. Penelitian ini menggunakan metode kuantitatif dengan data primer melalui kuesioner, melibatkan 100 mahasiswa aktif S1 sebagai sampel. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap keputusan finansial, inklusi keuangan berpengaruh positif namun tidak signifikan, dan financial technology berpengaruh negatif namun tidak signifikan. Implikasi penelitian ini adalah pentingnya program edukasi keuangan untuk meningkatkan pengetahuan Generasi Z dalam membuat keputusan finansial yang lebih baik. Kata kunci: Literasi Keuangan; Inklusi Keuangan; Financial Technology; dan Keputusan Finansial
PENGARUH FINANCIAL DISTRESS, KARAKTERISTIK EKSEKUTIF, DAN KOMPENSASI EKSEKUTIF TERHADAP TAX AVOIDANCE PADA PERUSAHAAN JAKARTA ISLAMIC INDEX Meilia, Putri; Adnan, Adnan
Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi Vol 2, No 4 (2017): November 2017
Publisher : Accounting Departement Economics and Business Faculty Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The research examines the effect of financial distress, executive characteristics, and executive compensation on tax avoidance. The sample of this research was taken from companies listed on Jakarta Islamic Index (JII) at 2011-2015. The sample was taken using purposive sampling. The sample used was 14 companies. In order to test the hypothesis, the statistical methods used was multiple linear regression analysis.The type of data used in this study is secondary data which is financial statement. Data analyzed by statistical analysis using multiple regression analysis. Then, data processed by IBM Statistical Package for Social Science (SPSS) program. Partially the result of this research shows that financial distress, executive characteristics, and executive compensations have significant influence on tax avoidance. Meanwhile in the simultaneous test, the three independent variables are seen to have significant influences to the tax avoidance.
Co-Authors Adnan Adnan Kirani Febiyanti, Galih Maria, Haniam Maulida, Lutfiana Varadilla, Ananta