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All Journal Signifikan : Jurnal Ilmu Ekonomi Hunafa: Jurnal Studia Islamika Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) Belalek Lunggi Journal Cross-Border Journal of Business Management COSMOS
Kusnadi, Iwan
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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PERAN PEMBIAYAAN MODAL KERJA MURABAHAH DALAM MENDUKUNG PERKEMBANGAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) PADA MASYARAKAT DI KECAMATAN SAMBAS (Studi pada Bank Kalbar Syariah Cabang Sambas) fitriana; Kusnadi, iwan
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 6 No. 2 (2024): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v6i2.3050

Abstract

Islamic Bank is a financial institution that collects public funds in the form of savings and distributes them to the public, in order to improve an economy. Bank financial institutions are very important to help micro, small and medium enterprises (MSMEs) who have difficulties in business capital issues. This research uses a type of descriptive qualitative research, which is obtained from the results of observational data and interviews which are described descriptively. The benefit of this research is to find out whether the role of murabahah working capital financing in supporting the development of a micro, small and medium enterprise has been carried out properly so that an MSME has progressed. The results of this study indicate that the role of murabahah working capital financing provided by Bank Kalbar Syariah Sambas Branch is very influential so that it can have a good impact on the business sector, so that the business being carried out experiences a development, this statement can be strengthened by the smooth payment of installments from business actors and a review of the business location was carried out from the Bank Kalbar Syariah Sambas Branch in the financing sector, and with full support in the form of providing facilities, namely business nameplate banners, table numbers, barcodes, EDC machines provided by Bank Kalbar Syaraiah Sambas Branch for the MSME business sector then the business being carried out is increasingly progressing very rapidly in business development, this is also supported by customers who make financing at the Sambas Branch Sharia Bank Kalbar, explaining that with the murabahah working capital financing the business he is undertaking is developing and experiencing a business progress.
Pengaruh Gaya Kepemimpinan Dan Kompensasi Terhadap Kinerja Karyawan Pada Perusahaan Umum Daerah (Perumda) Air Minum Tirta Muare Ulakan Kabupaten Sambas Richard Yuda; Kusnadi, iwan
Sebi : Studi Ekonomi dan Bisnis Islam Vol. 6 No. 2 (2024): Jurnal Studi Ekonomi dan Bisnis Islam (SEBI)
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sebi.v6i2.3230

Abstract

Penelitian ini dilatar belakangi untuk mengetahui pengaruh gaya kepemimpinan dan kompensasi terhadap kinerja karyawan pada Perusahaan Umum Daerah (PERUMDA) Tirta Muare Ulakan Kabupaten Sambas, Penelitian ini bertujuan untuk mengetahui pengaruh gaya kepemimpinan dan kompensasi terhadap kinerja karyawan baik secara parsial maupun simultan pada Perusahaan Umum Daerah (PERUMDA) Air Minum Tirta Muare Ulakan Kabupaten Sambas. Metode penelitian yang digunakan adalah pendekatan kuantitatif, dimana sampel yang digunakan sebanyak 33 responden pada Perusahaan Umum Daerah (PERUMDA) Air Minum Tirta Muare Ulakan Kabupaten Sambas. Adapun pengumpulan data menggunakan kuesioner dan dokumentasi. Sedangkan teknik analisis data menggunakan uji validitas dan uji reliabilitas, uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji regresi linier berganda, uji parsial (uji t), uji simultan (uji F) serta uji koefisien determinasi (R2). Variabel dalam penelitian ini yakni variabel independen adalah gaya kepemimpinan (X1) dan kompensasi (X2), sedangkan variabel dependen dari penelitian ini adalah kinerja (Y). Hasil penelitian ini menunjukkan bahwa variabel gaya kepemimpinan berpengaruh positif dan signifikan terhadap kinerja karyawan dengan nilai thitung>ttabel (5.596>1.697) atau dapat dilihat dari Sig(0.000), ttabel (3,821>1.697) atau dapat dilihat dari Sig(0.001), Ftabel (95.024>3.320) dan nilai Sig(0,000).
Co-Authors Admaja, Surya Al-Amin, Al-Amin Ardi, Pahmi Ayuni, Sri Fitriana Herpranoto Firdo Iva Ashari, Ananda Judijanto, Loso Marina Marina Mega Richard Yuda Rindiani SULASTRI Sulia Sukmawati, Urai Sumar'in, Sumar'in Sumar’in, Sumar’in Sumin, Sumin Tilawati, Rahma