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All Journal MUQTASID Velocity: Journal of Sharia Finance and Banking Talaa : Journal of Islamic Finance Journal of Accounting and Digital Finance Penamas: Journal of Community Service Wadiah : Jurnal Perbankan Syariah Jurnal Magister Ekonomi Syariah The Indonesian Journal of Islamic Economics Research
Yudiana, Fetria Eka
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Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Health Professions Social Sciences Other

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Determinants Of The Profitability Of Islamic Commercial Banks In Indonesia Tusiyani, Ira; Yudiana, Fetria Eka
WADIAH Vol. 8 No. 2 (2024): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v8i2.1445

Abstract

Factors that influence bank profitability can come from various performances. One of the profitability ratios used is Return On Assets (ROA), which is a profitability ratio that shows the percentage of profits to determine the company's efficiency in managing assets to generate profits. Other factors that influence profitability include Third Party Funds and Non-Performing Finance. The aim of this research is to examine the influence of DPK and NPF on profit sharing financing at Islamic commercial banks in Indonesia in 2016-2020. This type of research is quantitative, using data collection techniques with purpose sampling. This research also uses panel data analysis techniques, namely a combination of time series and cross section data. The panel data regression model is a combination of data from a number of objects within a certain time period. The total population is 14 Islamic commercial banks in Indonesia, with a sample size of 10 Islamic commercial banks in accordance with the characteristics of this research. This research uses a panel data regression analysis method which is processed using eviews 10. The results of this research are that DPK has a negative and insignificant effect on profitability. NPF has a positive and insignificant effect on profitability. Profit sharing financing has a positive and significant effect on profitability. DPK has a positive and significant effect on profit sharing financing. NPF has a negative and significant effect on profit sharing financing. Profit sharing financing does not mediate TPF and NPF on profitability. 
Perilaku pengelolaan sampah rumah tangga melalui edukasi berbasis behavior change communication (BCC): Studi di Kota Salatiga Yudiana, Fetria Eka; Setyono, Joko
Penamas: Journal of Community Service Vol. 6 No. 2 (2026): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v6i2.2816

Abstract

The issue of household waste in Indonesian cities shows a significant upward trend in line with the growing number of households. In the city of Salatiga, an average of around 80 tons of waste per day is processed at the Ngronggo landfill, with organic waste and plastic being the main contributors to household waste. Data also shows that the number of households is likely to increase by 8.85% in the 2017–2024 period, which will affect the overall volume of waste. This study evaluates changes in household waste management behavior through Behavior Change Communication (BCC)-based education on waste banks in Salatiga City. This study used a quasi-experimental design with a pre-test and post-test, involving 50 respondents across two neighborhood associations. The research instruments included questionnaires on knowledge, attitudes, and waste management practices, which were analyzed using a paired sample t-test. The results showed a significant increase in all indicators after the BCC intervention, indicating that this approach is effective in encouraging changes in household waste management behavior.
The mediating role of attitude and knowledge in the relationship between export/import support and global entrepreneurial mindset: Evidence from young muslims in Yogyakarta Setyono, Joko; Yudiana, Fetria Eka
Indonesian Journal of Islamic Economics Research Vol. 7 No. 2 (2025)
Publisher : Faculty of Islamic Economics and Business UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v7i2.6008

Abstract

Globalization and digital technology create opportunities for Muslim Generation Z in cross-border entrepreneurship, yet their understanding of export-import procedures remains limited. This study examines the mediating role of attitude, perception, and knowledge in developing a Global Entrepreneurial Mindset (GEM) among Muslim Gen Z in Yogyakarta. Using a quantitative approach with 220 respondents and PLS-SEM analysis, the results show that attitude, digital support, knowledge, policy support, and perception significantly influence GEM. Digital support positively affects attitude, opportunity awareness influences perception, and policy support affects knowledge. Attitude mediates the effect of digital support on GEM, while knowledge mediates the effect of policy support. However, perception does not mediate the relationship between opportunity awareness and GEM. These findings emphasize the strategic role of digital infrastructure, education, and supportive government policies in enhancing global entrepreneurial capacity. This study also contributes to the development of the SOR framework in global entrepreneurship.
Co-Authors Amalia, Nurika Rizki Fatikha, Niswatun Hadri Kusuma Joko Setyono Kartikasari, Devanti Kodri Kodri, Kodri Pratiwi, Efa Mega Priantoro, Maulana Agung Qiyam, Ibnu Tusiyani, Ira Yastutik, Indri