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All Journal Ihtiyath : Jurnal Manajemen Keuangan Syariah Jurnal Kesehatan STIKes IMC Bintaro Jurnal Pengabdian Masyarakat dan Riset Pendidikan Multidisciplinary Indonesian Center Journal
Krisniawati
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Religion Arts Humanities Earth & Planetary Sciences Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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ANALISIS KINERJA KEUANGAN PADA PT. BANK MANDIRI (PERSERO) TBK Krisniawati, Krisniawati; Zulkarnain, Muhammad
Ihtiyath: Jurnal Manajemen Keuangan Syariah Vol 3 No 1 (2019): Vol 3 No 1 September 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v3i1.1295

Abstract

ABSTRACT   This research was conducted with the aim to analyze the financial performance of PT. Bank Mandiri (Persero) Tbk ... This study uses secondary data sourced from the website of The Indonesia Capital Market Institute in the form of an annual report of PT. Bank Mandiri (Persero) Tbk in 2011-2015. Data were analyzed using financial performance measurements based on analysis of the Return on Assets (ROA) ratio and the Capital Asset Management Earning Liquidity (CAMEL) ratio consisting of Capital Adequecy Ratio (CAR), Productive Asset Ratio (KAP), Net Profit Margin (NPM) ratio , the ratio of Operating Expenses to Operating Income (BOPO) and Loan to Deposit Ratio (LDR). The results showed that the financial performance based on the ratio of Return on Assets (ROA) at PT. Bank Mandiri (Persero) Tbk is categorized HEALTHY with an average ROA value of 3.46% from the provision of financial performance standards of 1.215%. Based on CAMEL analysis for CAR, KAP, NPM, BOPO, and LDR ratios, the financial performance of the bank is HEALTHY.    
Terapi Tertawa Pada Lansia di Rumah Perlindungan Sosial Tresna Werdha Bogor Royani; Krisniawati
Jurnal Kesehatan STIKes IMC Bintaro Vol. 1 No. 1 (2015): Jurnal STIKes IMC Bintaro
Publisher : STIKes IMC Bintaro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kurangnya kemampuan lansia beradaptasi terhadap perubahan dan stress lingkungan, sering menyebabkan depresi. Menurut Soejono dan Setiadji (2000), pada tahun 2020 depresi akan menduduki peringkat teratas penyakit yang dialami lanjut usia di negara berkembang termasuk Indonesia. Tujuan penelitian ini untuk menilai perbedaan tingkat depresi sebelum dan sesudah diberikan terapi tertawa pada lansia di Rumah Perlindungan Sosial Tresna Werdha Bogor 2014. Penelitian ini dilaksanakan dari tanggal 20 Agustus-9 September 2014. Quasi Eksperiment Design dengan jenis pendekatan Non-Equivalent Control grup serta purposive sampling dengan kriteria insklusi yaitu lansia yang tidak dalam keadaan sakit wasir akut, sakit jantung dengan sesak napas, pasca operasi, flu, TBC, glukoma, kelumpuhan total, dan gangguan skizofreniadigunakan dalam penelitian. Hasil uji Marginal Homogeneity menunjukan adanya perbedaan tingkat depresi pada lansia sesudah dilakukan terapi tertawa dimana angka 0,002 yang berarti P ≤ (0,05). Simpulan dalam penelitian ini terdapat perbedaan signifikan tingkat depresi sebelum dan sesudah diberikan terapi tertawa pada lansia di Rumah Perlindungan Sosial Tresna Werdha Bogor Tahun 2014. Saran peneliti, panti hendaknya melakukan terapi tertawa bersama-sama dengan rutin untuk mengisi kegiatan lansia selama tinggal di panti, bermanfaat sebagai terapi non farmakologi untuk menurunkan tingkat depresi. Kata
ANALISIS KINERJA KEUANGAN PADA PT. BANK MANDIRI (PERSERO) TBK Krisniawati, Krisniawati; Zulkarnain, Muhammad
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 1 (2019): Vol 3 No 1 September 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v3i1.1295

Abstract

ABSTRACT This research was conducted with the aim to analyze the financial performance of PT. Bank Mandiri (Persero) Tbk ... This study uses secondary data sourced from the website of The Indonesia Capital Market Institute in the form of an annual report of PT. Bank Mandiri (Persero) Tbk in 2011-2015. Data were analyzed using financial performance measurements based on analysis of the Return on Assets (ROA) ratio and the Capital Asset Management Earning Liquidity (CAMEL) ratio consisting of Capital Adequecy Ratio (CAR), Productive Asset Ratio (KAP), Net Profit Margin (NPM) ratio , the ratio of Operating Expenses to Operating Income (BOPO) and Loan to Deposit Ratio (LDR). The results showed that the financial performance based on the ratio of Return on Assets (ROA) at PT. Bank Mandiri (Persero) Tbk is categorized HEALTHY with an average ROA value of 3.46% from the provision of financial performance standards of 1.215%. Based on CAMEL analysis for CAR, KAP, NPM, BOPO, and LDR ratios, the financial performance of the bank is HEALTHY.
ANALISIS KINERJA KEUANGAN PEMERINTAH DAERAH DALAM PENGELOLAAN ANGGARAN PENDAPATAN DAN BELANJA DAERAH DI KABUPATEN ACEH TIMUR Krisniawati, Krisniawati
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 5 No 1 (2021): Vol 5 No 1 Juni 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v5i1.2572

Abstract

Kinerja keuangan daerah merupakan salah satu ukuran yang dapat digunakan untuk melihat kemampuan daerah dalam menjalankan otonomi daerah, yang dapat diketahui dari tingkat kemandirian, efektivitas dan efisiensi. Penelitian ini dilakukan dengan tujuan untuk menganalisis kinerja keuangan pemerintah daerah dalam pengelolaan anggaran pendapatan dan belanja daerah di Kabupaten Aceh TImur. Penelitian ini menggunakan data skunder yang bersumber dari laporan realisasi anggaran Kabupaten Aceh Timur dari tahun 2010 sampai dengan 2018. Data dianalisis dengan menggunakan rasio kemandirian daerah ,tingkat efektivitas dan efisiensi. Hasil penelitian diperoleh bahwa Pendapatan Asli Daerah di Kabupaten Aceh Timur untuk anggaran masih besar dibandingkan realisasi, kemudian untuk subsidi di pemerintah pusat, provinsi dan pinjaman mengalami perkembangan setiap tahun demikian juga belanja daerah,yang setiap tahun meningkat sesuai dengan kebutuhan pembangunan daerah. Sedangkan kinerja keuangan pemerintah daerah Kabupaten Aceh Timur berdasarkan hasil perhitungan rasio masuk pada kriteriabelum mandiri, belum efektif tetapi sudah efisien.
Edukasi Green Marketing untuk Meningkatkan Kesadaran Konsumen terhadap Produk Ramah Lingkungan dalam Upaya Mendukung Kesehatan Lingkungan: Pengabdian Afnina; Yulina Astuti; Nurlaila Hanum; Krisniawati; Susanti
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2670

Abstract

This community service program aims to increase consumer awareness of environmentally friendly products through green marketing education in East Aceh. This activity was motivated by the problem of accumulated and underutilized palm frond waste, as well as low public awareness of choosing environmentally friendly products, coupled with limited production, packaging, and digital promotion skills among local business actors. The program was carried out using a participatory approach through the stages of preparation, socialization, training, digital marketing implementation, and evaluation. The results showed significant improvements: green marketing knowledge increased from 38% to 88%, skills in processing palm waste into environmentally friendly products from 30% to 85%, packaging and digital promotion skills increased by more than 50%, and consumer awareness of choosing environmentally friendly products from 35% to 84%. This proves that green marketing education is effective in increasing consumer understanding, skills, and awareness, while helping to reduce waste, open new economic opportunities, and support sustainable development.
ANALYSIS OF REGIONAL ECONOMIC GROWTH IN THE SMALL AND MEDIUM ENTERPRISE SECTOR IN SUNGAI PAUH PUSAKA VILLAGE Andi Tarlis; Yulina Astuti; Krisniawati
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 2 No. 4 (2025): Vol. 2 No. 4 Edisi Oktober 2025
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v2i4.1212

Abstract

Business activities are hard work to improve people's lives. Basically, the diverse needs of the community encourage people with various business activities which are then expected to be able to meet these needs. For economic livelihoods, people need to identify potential and opportunities in the surrounding environment that will be used as business opportunities. The research method used is field research or using a qualitative approach. The results of the study are: a) The economic growth of business actors in Sungai Pauh Pusaka Village, West Langsa District, Langsa City with the many developments of business actors emerging in the village has an impact on the economic growth of the community, considering that the activities of micro, small and medium enterprises can change the economy for a community, but in 2020 economic growth experienced a decline of 87% caused by Covid-19, b) The main problem faced by business actors in Sungai Pauh Pusaka Village is the problem of decreasing turnover of their merchandise, this is caused by the Covid-19 Pandemic which has not ended.
Co-Authors Afnina Andi Tarlis Astuti, Yulina Muhammad Zulkarnain Mukarramah Mukarramah, Mukarramah Nurlaila Hanum Royani SUSANTI