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Masjid Strategies in Improving Community Economy with Cooperatives (Case Study of Oman Al-Makmur Masjid): Strategi Masjid Dalam Meningkatkan Perekonomian Masyarakat Dengan Koperasi (Studi Kasus Masjid Oman Al-Makmur) Arif, Weldy; Habibi, Khairul; Juhari, Juhari
Perisai : Islamic Banking and Finance Journal Vol. 9 No. 2 (2025): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v9i2.1863

Abstract

This study examines the role of the Oman Al Makmur Mosque in empowering the local community's economy through a sharia-based cooperative. The research focuses on assessing two main aspects: the mosque's role as a center of economic activity and the impact of the cooperative on the welfare of its members and the surrounding environment. A qualitative descriptive method was used, with data collected through in-depth interviews, observation, and documentation. The uniqueness of this study lies in its emphasis on the role of the mosque economy and the application of Qardhul Hasan in cooperative practices, which is rarely explored. The data were analyzed thematically to discuss issues of cooperative management, the implementation of the Qardhul Hasan mechanism, as well as the challenges and opportunities faced. This study also makes a significant contribution to the discourse on Islamic-based economic empowerment and provides practical guidance for mosque managers and financial institutions in supporting community-based MSMEs. The research results show that since its establishment in October 2022, the mosque cooperative has facilitated interest-free capital for more than 130 members to start and develop micro, small, and medium enterprises (MSMEs). Bank Indonesia and BPRS Hikmah Wakilah have strengthened access to capital. This research makes an important contribution to the discourse on Islamic-based economic empowerment and offers practical guidance for mosque managers and financial institutions in supporting community-based MSMEs. The uniqueness of this study lies in the emphasis on the role of the mosque economy and the application of Qardhul Hasan in cooperative practices, which are still rarely explored.
Does Zakat Fitrah Distribution Truly Satisfy the Community? Evidence from Aceh Tamiang Fahrizal, Muhammad; Habibi, Khairul; Fakhruddin, Fakhruddin
International Journal of Islamic Thought and Humanities Vol. 5 No. 1 (2026): International Journal of Islamic Thought and Humanities
Publisher : Sekolah Tinggi Agama Islam Taruna Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54298/ijith.v5i1.827

Abstract

This study aims to analyze the effect of the distribution of zakat fitrah on community satisfaction in Gampong Kebun Tanah Terban, Karang Baru District, Aceh Tamiang Regency. The study uses a quantitative, survey-based approach. Data were collected from 100 respondents who were zakat recipients through observation, questionnaires, and documentation. Sampling was carried out using simple random sampling. The collected data were analyzed using simple linear regression in SPSS version 25. The results indicate that zakat fitrah distribution has a positive and significant effect on community satisfaction, with a regression coefficient value of 0.777 and a significance level of 0.000 (<0.05). The coefficient of determination (R²) of 0.508 indicates that 50.8% of community satisfaction is explained by the zakat fitrah distribution, while the remaining 49.2% is explained by other factors. These findings suggest that the more effective, fair, and transparent the zakat fitrah distribution, the higher the community’s satisfaction level. The study contributes to strengthening the management of zakat as an instrument of Islamic social justice and community welfare.