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All Journal Al-Iktisab: Journal of Islamic Economic Law Al-Muqayyad FENOMENA: Journal of Social Science Shahih : journal of islamicate multidisciplinary Islamic Micro Finance Journal Madania: Jurnal Kajian Keislaman
Purnomo, Joko Hadi
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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The Role of BMT NU Ngasem Jampet Branch in Increasing MSME Income in Jampet Market Through Rahn Financing Wahyudi, M. Eko; Purnomo, Joko Hadi; Muctharom, Moch. Zaenal Azis
AL- IKTISAB Journal of Islamic Economic Law Vol 5 No 2 (2021)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v5i2.6900

Abstract

The purpose of this research was to describe the role of BMT NU Ngasem Jampet Branch in increasing the income of MSMEs in Jampet Market through Rahn Financing. The method used was qualitative. The results showed that the role of financing applied by BMT NU Ngasem Jampet Branch is in accordance with the objectives of Islamic financial institutions in general, namely improving the quality of the community’s economic business for the welfare of the community and its members. Especially in financing products, because the existence of this financing makes it a solution for MSMEs or market traders in the capital used to develop and improve their business than before. So that financing is one way for MSMEs or market traders to increase their business income. The success of BMT NU Ngasem Jampet Branch in carrying out work programs related to financing realized for MSMEs or market traders. This is evidenced by the implementation of financing carried out by BMT NU Ngasem Jampet Branch with several MSMEs or traders in Jampet Market who carry out financing totaling 22 members, but there are some members who have difficulty in terms of installments because their sales are still quiet unlike other traders. So that it makes the installments delay and makes the installment time longer. Meanwhile, members who experience business development and are smooth in financing installments and make the repayment time according to maturity. From the application of financing to 11 MSMEs in the Jampet Market, there was an increase in income for rahn financing with an average of 3.4% of income per month of May 2021.
Looking at the Spread of Precarious Employment Researches: A Literature Review Purnomo, Joko Hadi; Hidayati, Niswatin Nurul
Fenomena Vol 23 No 1 (2024): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v23i1.156

Abstract

The globalization of economies has ensured that precarious work is a fast-emerging feature of many contemporary labor markets. Precarious work is essential to study because it impinges on workers' rights, economic stability, and social welfare. While previous works researched the effects of precarious employment, they often needed to address these themes and their trends for an overall outlook of how precariousness seems to come together in discourse. This paper intends to fill the gap by systematically applying a new data visualization tool called VOS Viewer to review related literature. Specifically, the study tries to map the network of articles, key themes, prolific authors, and new trends, especially on precarious employment. The nature of the research was qualitative, and the available literature on the research trends in the world currently and their gaps were analyzed. Results indicate precarious employment with Covid-19, climate change, gender issues, poverty, and mental health. Moreover, in the Indonesian context, connections are drawn to commodification, COVID-19, and community resilience; this indicates significant gaps and points to ample avenues for further research. Precarious employment needs further in-depth exploration beyond the well-researched areas, especially in Indonesia, to grapple with the challenges posed by such an evolving employment landscape.
Economic Development of Civil Society in Bojonegoro Regency Purnomo, Joko Hadi; Hidayati, Niswatin Nurul
AL-Muqayyad Vol. 7 No. 1 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i1.1883

Abstract

Economic problems are universal problems faced by various groups of people. The establishment of a civil society economic order is a shared goal to realize the development of people’s economy, it is an economy that involves the participation of many people, which is the livelihood of many people, which provides benefits to many people, and whose ownership is by many people. This article aimed to describe how the activities in the implemented community assistance program were able to make the community in the area around the forest in Bojonegoro Regency became more empowered, with the process of increasing community capacity and utilizing forest access to improve their economy, as well as how each element of the stakeholders contributed to the process of realizing the economic order of society. The approach used was Participatory Action Research (PAR). The results showed that the assistance program carried out was still running until now and there had been several activities carried out, including starting from coordination with stakeholders, Focus Group Discussions (FGD), community meetings, preparation of SOPs, assessment of business potential and feasibility, providing assistance, mentoring, working meetings, MoU, as well as monitoring and evaluation. The mentoring activities carried out also involved many parties, ranging from the public/government sector, private/business sector, universities, Civil Society Organizations (CSOs), community/beneficiary communities, and mass media.
Trends in Islamic Microfinance Research: A Bibliometric Analysis Using VOSviewer Purnomo, Joko Hadi
Islamic Micro Finance Journal Vol. 2 No. 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study conducts a bibliometric analysis of Islamic microfinance research, utilizing ScienceDirect as the data source and VOSviewer for visualization. A total of 2,826 publications were identified, with a notable surge in research interest over the past decade, culminating in 2024 with the highest number of publications (380). The analysis uncovers key thematic clusters in Islamic microfinance research, including poverty alleviation, entrepreneurship, Sharia compliance, and social impact, emphasizing the multidimensional nature of the field. Network visualizations reveal co-occurrence patterns of keywords, highlighting prominent topics such as “poverty” and “development” or “entrepreneurship” and “financing.” Overlay visualizations identify emerging trends, such as the increasing role of technology and financial innovation in Islamic microfinance. Co-authorship analysis uncovers collaboration patterns, with significant contributions from influential researchers and institutions. Despite advancements, notable gaps persist, particularly in integrating environmental sustainability and addressing regional disparities. This study underscores the evolving role of Islamic microfinance in promoting financial inclusion, ethical financing, and socio-economic development. Future research should adopt interdisciplinary approaches, leverage technological advancements, and address sustainability issues to maximize the global impact of Islamic microfinance
Effect of Mudharabah Financing toward Sellers Members' Income at BMT Usaha Artha Sejahtera Bojonegoro Mar'ah, Ana Kholifatul; Purnomo, Joko Hadi; Hidayati, Niswatin Nurul
SHAHIH: Journal of Islamicate Multidisciplinary Vol. 5 No. 1 (2020)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shahih.v5i1.2283

Abstract

This research aimed to determine whether there is an influence on mudharabah financing on the income of seller members at BMT Usaha Artha Sejahtera Bojonegoro. The population in this research were 120 seller members at BMT Usaha Artha Sejahtera Bojonegoro. Samples taken by the authors were 52 respondents with stratified random sampling technique. Data collection techniques used were questionnaires while data analysis techniques using simple regression analysis. The research instrument test used the classical assumption test and the statistical test is the t test (partial) and to measure the effect between the independent variable and the dependent variable. The results of this research indicated that financing with mudharabah agreement influenced member income seen from the t test (partial test) sig value of 0,000, so that the tcount > t table and sig value < 0.1 were positive, and there was a regression equation Y = 5,630 + 0,652, in which it showed the value of regression X coefficient of 0.652 thus if mudharabah financing increased one-unit, then income would rise by 0.652 assuming the other variables are in constant state.
Fundraising Product Innovation of BMT Mandiri Artha Sejahtera in the Covid-19 Pandemic Period Anisah, Ana Nur; Purnomo, Joko Hadi; Hidayati, Niswatin Nurul
SHAHIH: Journal of Islamicate Multidisciplinary Vol. 6 No. 2 (2021)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shahih.v6i2.3812

Abstract

This research aimed to find out how to innovate BMT Mandiri Artha Sejahtera fundraising products during the Covid-19 pandemic. This research used qualitative research and the analysis was carried out by Data Reduction, Data Display, and finally Conclusion Drawing/verification. This research used data collection methods through interviews, observation, and documentation. Fundraising product innovations carried out by BMT Mandiri Artha Sejahtera during the Covid-19 pandemic included two aspects, they were innovation in services and products. In service innovation, BMT MAS innovated the system by using a mobile printer. The use of this tool makes transaction activities less time-consuming so as to prevent crowds between members, marketing staff and buyers in the Sumberrejo and Kapas markets. Practical and easy services make member satisfaction achieved and keep saving. In product innovation, BMT MAS uses an imitation strategy from the BMT BUS product that has been introduced to members. Then BMT MAS developed its product with a mutation strategy.
Comparative Analysis of Indonesia and Malaysia Budget Policies in Handling the Covid-19 Pandemic from Maqâshid al-Syarî`Ah Perspective Purnomo, Joko Hadi; Rusgianto, Sulistya; Hidayati, Niswatin Nurul
Madania: Jurnal Kajian Keislaman Vol 25, No 2 (2021): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v25i2.5055

Abstract

This research aimed to analyze state spending for handling Covid-19 from the perspective of maqâshid al-syarî`ah (sharia objective). The analysis was carried out by mapping the Covid-19 budget in five dimensions of maqâshid al-syarî`ah, including hifdz al-dîn (protection of religion), hifdz al-nafs (protection of the soul), hifdz al-‘aql (protection of thinking), hifdz al-nasl (protection of offspring/family), and hifdz al-mâl ((protection of property). The mapping results were compared with the budget for each dimension of maqâshid al-syarî`ah and the total budget for Covid-19; and finally compared to the total of state budget; as well as total debt. This research used a descriptive quantitative approach. The object of research was ASEAN member countries with the criteria of having more than 50% Muslim population, and their state budget data was available on the official website of the Ministry of Finance which can be accessed via the internet. The results of the research, in Indonesia and Malaysia, allocated funds for handling Covid-19 for the fulfillment of hifdz al-nafs, hifdz al-mâl, but not for the fulfillment of hifdz al-nafs funds. In Indonesia, there was no budget allocation for hifdz al-dîn, hifdz al-‘aql, and hifdz al-nafs. Malaysia has allocated Covid-19 handling funds for hifdz al-dîn and hifdz al ‘aql. Penelitian ini bertujuan untuk menganalisis belanja negara untuk penanganan Covid-19 dari perspektif maqâshid al-syarî`ah. Analisis dilakukan dengan memetakan anggaran Covid-19 dalam lima dimensi maqâshid alsyarî`ah, antara lain hifdz al-dîn, hifdz al-nafs, hifdz al-‘aql, hifdz al-nasl, dan hifdz al-mâl. Hasil pemetaan tersebut dibandingkan dengan anggaran untuk masing-masing dimensi maqâshid al-syarî`ah dan total anggaran untuk Covid-19; dan terakhir dibandingkan dengan total APBN; serta total hutang. Penelitian ini menggunakan pendekatan kuantitatif deskriptif. Objek penelitian adalah negara-negara anggota ASEAN dengan kriteria berpenduduk muslim lebih dari 50%, dan data APBN-nya tersedia di situs resmi Kementerian Keuangan yang dapat diakses melalui internet. Hasil penelitian menunjukkan bahwa di Indonesia dan Malaysia, alokasi dana penanganan Covid-19 untuk pemenuhan hifzh al-nafs, hifzh al-mâl, namun tidak untuk pemenuhan dana hifdz al-nafs. Di Indonesia, tidak ada alokasi anggaran untuk hifdz al-dîn, hifdz al-‘aql, dan hifdz al-nafs. Malaysia telah mengalokasikan dana penanganan Covid-19 untuk hifdz al-dîn dan hifdz al-‘aql
Co-Authors Anisah, Ana Nur Hidayati, Niswatin Nurul Mar'ah, Ana Kholifatul Muctharom, Moch. Zaenal Azis Muthmainnah, Khoiriyah Rusgianto, Sulistya Wahyudi, M. Eko