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All Journal Al-Iktisab: Journal of Islamic Economic Law Welfare: Jurnal Pengabdian Masyarakat
Muctharom, Moch. Zaenal Azis
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Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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The Role of BMT NU Ngasem Jampet Branch in Increasing MSME Income in Jampet Market Through Rahn Financing Wahyudi, M. Eko; Purnomo, Joko Hadi; Muctharom, Moch. Zaenal Azis
AL- IKTISAB Journal of Islamic Economic Law Vol 5 No 2 (2021)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v5i2.6900

Abstract

The purpose of this research was to describe the role of BMT NU Ngasem Jampet Branch in increasing the income of MSMEs in Jampet Market through Rahn Financing. The method used was qualitative. The results showed that the role of financing applied by BMT NU Ngasem Jampet Branch is in accordance with the objectives of Islamic financial institutions in general, namely improving the quality of the community’s economic business for the welfare of the community and its members. Especially in financing products, because the existence of this financing makes it a solution for MSMEs or market traders in the capital used to develop and improve their business than before. So that financing is one way for MSMEs or market traders to increase their business income. The success of BMT NU Ngasem Jampet Branch in carrying out work programs related to financing realized for MSMEs or market traders. This is evidenced by the implementation of financing carried out by BMT NU Ngasem Jampet Branch with several MSMEs or traders in Jampet Market who carry out financing totaling 22 members, but there are some members who have difficulty in terms of installments because their sales are still quiet unlike other traders. So that it makes the installments delay and makes the installment time longer. Meanwhile, members who experience business development and are smooth in financing installments and make the repayment time according to maturity. From the application of financing to 11 MSMEs in the Jampet Market, there was an increase in income for rahn financing with an average of 3.4% of income per month of May 2021.
Pelatihan Pemanfaatan Sisa Nasi Menjadi Krupuk Sebagai Upaya Pengurangan Limbah Makanan Rumah Tangga Sifa', Moh. Agus; Novitasari, Nurul; Nikmah, Aliyatun; Muctharom, Moch. Zaenal Azis
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 4 (2025): Welfare : December 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i4.2964

Abstract

Household food waste, especially leftover rice, is an environmental issue that is often overlooked but has significant impacts. Sumengko Village, located in Kalitidu District, Bojonegoro Regency, is an area with high household activity, resulting in a considerable amount of rice waste generated daily. This community service program aimed to provide training for local residents on how to utilize leftover rice by transforming it into a value-added product: rice crackers. The methods used in this activity included socialization, demonstrations of rice cracker production, and hands-on practice with participants. The results showed that the training successfully increased the participants’ knowledge and skills in processing rice waste into a marketable food product. In addition to reducing the volume of food waste, this program also opened opportunities for sustainable home-based businesses. Therefore, this training made a positive contribution both to environmental preservation and to the economic empowerment of the village community.
Co-Authors Nikmah, Aliyatun Novitasari, Nurul Purnomo, Joko Hadi Sifa', Moh. Agus Wahyudi, M. Eko