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Competitive Strategies of Regional Development Banks: The Role of Intellectual Capital, Organizational Capability, and Governance Risk Compliance Prakoso, Roy; Widyastuti, Sri; Gustari, Irvandi
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 2 (2025): Dinasti International Journal of Economics, Finance & Accounting (May-June 2025
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i2.4309

Abstract

The development of the banking industry in today's digital era highlights the importance of Regional Development Banks (BPD) and stakeholders in taking strategic steps to remain competitive and provide the best services, particularly in contributing to Regional Original Revenue (PAD). This study aims to analyze the factors influencing the competitiveness of Regional Development Banks (BPD) in the Sumatra region, such as intellectual capital, organizational capability, and Governance Risk Management Compliance (GRC). The research adopts a quantitative approach using the SEM-PLS method and involves 60 respondents from eight BPDs operating in Sumatra. The findings indicate that intellectual capital, organizational capability, and GRC positively influence Sustainable Competitive Advantage (SCA), both directly and through bank performance as an intervening variable. Additionally, financial performance as an independent variable also shows a significant positive impact on SCA
ENHANCING ENTREPRENEURIAL MOTIVATION OF CULINARY MSME OWNERS IN KEBON MANGGIS, JAKARTA TIMUR Fujianti, Lailah; Prakoso, Roy; Indriati, Petiana; Crenata, Rachel Marsilea
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 8 No. 3 (2024): SEPTEMBER
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v8i3.2458

Abstract

The service aims to increase the knowledge of Kebon Manggis MSME players about the need to maintain motivation and entrepreneurial spirit to advance and maintain business sustainability and be able to face challenges or obstacles in running a business. This service was carried out using the lecture method. The implementation of the service has four stages: initial survey, preparation, implementation, and evaluation of implementation. This service was carried out on 19 July 2023 and was attended by 19 MSME actors. The evaluation results show that there is an increase in knowledge before and after the implementation of the service.
PENINGKATAN KEAHLIAN PEMBUKUAN SEDERHANA BAGI UMKM KELURAHAN KEBON MANGGIS JAKARTA TIMUR Fujianti, Lailah; Indriati, Petiana; Prakoso, Roy; Devi Saputri, Reza; Faiyah, Isti
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 7, No 4 (2024): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v7i4.1448-1459

Abstract

Tujuan dari pengabdian adalah untuk meningkatkan keahlian  pembukuan bagi pelaku UMKM khususnya UMKM Kebon Manggis Jakarta. Ada empat  tahapan metode pelaksanaan pengabdian ini yaitu pemetaan, persiapan, selanjutnya pelaksanaan,  terakhir  evaluasi pelaksanaan. Pengabdian ini dilaksanakan pada tanggal 19 Juli 2023 dan diikuti 19 pelaku UMKM.  Hasil evaluasi menunjukkan ada peningkatan keahlian sebelum dan sesudah pelatihan. Namum pelaku UMKM menginginkan pengabdian lanjutan dalam bentuk pemdapingan pembukuan agar pengetahuan yang diperoleh dapat diimplementasikan.