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Pengaruh Penerapan Strategi Solusi Bisnis Financial Ecosystem Untuk Nasabah Segmen Institusi Terhadap Pendapatan Bisnis (Studi Kasus PT Bank Negara Indonesia) Hastari, Hastari; Syarief, Rizal; Gustari, Irvandi
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 18 No. 1 (2023): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/mikm.18.1.38-50

Abstract

The business strategy develops according to the company's current developments. One of the strategies used in the banking business to be competitive is the differentiation strategy. Various developments in the current situation have led to changes in the need for banking. BNI continues to carry out different and innovative strategies to meet the needs of its customers. BNI through the Institutional Banking Division always implements a financial ecosystem business solution strategy for institutional segment customers. This business strategy can also increase banking business revenue. The financial ecosystem business solution strategy requires a more in-depth study to measure the effect of this strategy in generating optimal business income. This research was conducted using statistical analysis, namely the PLS Structural Equation Model (SEM). The results of the study show that the strategic solutions for the business financial ecosystem carried out have a significant positive effect on business income. This will directly or indirectly affect BNI's business revenue.
Pengaruh Budaya Perusahaan, Pendidikan Pelatihan Dan Ethos Kerja Terhadap Motivasi Karyawan Serta Implikasinya Terhadap Kinerja Karyawan Pada Karyawan OPD BNI Syariah Pusat Saputra, Ferdiansyah; Gustari, Irvandi; Sihite, Mombang
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 3 No. 3 (2023): Mei 2023
Publisher : CV ODIS

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Abstract

This study aims to determine: (1) the influence of corporate culture on educational training for OPD BNI Syariah employees at the head office; (2) the effect of job training education on the work ethic of BNI Syariah OPD employees at the head office; (3) the effect of employee motivation on the performance of OPD BNI Syariah head office employees; (4) the influence of corporate culture on the work ethic of OPD BNI Syariah employees at the head office; (5) the influence of corporate culture on the motivation of OPD BNI Syariah head office employees; (6) the influence of corporate culture on the performance of OPD BNI Syariah head office employees; (7) the effect of job training education on the motivation and performance of OPD BNI Syariah head office employees. The results of this study are: (1) Organizational culture has a significant effect on motivation, t-value is 2.926 > t-table is 1.96 at a significance level of 5%. This means that organizational culture significantly affects motivation (2) Education and training have a positive and significant effect on motivation, t-value of 2.354 > t-table of 1.96 at a significance level of 5%. This means that education and training positively and significantly affect motivation. (3) work ethic has a positive and significant effect on motivation; t-value is 3.758 > t-table is 1.96 at a significance level of 5%. This means that work ethic has a positive and significant effect on motivation. (4) Organizational culture significantly affects performance, t-value of 2.354 > t-table of 1.96 at a significance level of 5%. This means that organizational culture has a significant effect on employee performance. (5) Education and training significantly affect performance, t-value of 3,390 > t-table of 1.96 at a significance level of 5%. This means that education and training have a significant effect on employee performance. (6) work ethic has no significant effect on employee performance; t-value is 1.789 < t-table is 1.96 at a significance level of 5%. This means that work ethic has no significant effect on employee performance (7) Motivation has a significant effect on employee performance, t-value of 2.163 > t-table of 1.96 at a significance level of 5%. This means that motivation has a significant effect on employee performance
Pengaruh Digital Culture Dan Perceived Organizational Support Melalui Organizational Commitment Terhadap Workforce Agility Direktorat Jenderal Bina Pemerintahan Desa Kemendagri Jayanti, Witrin; Gustari, Irvandi; Wicaksana, Seta A.
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 4 No. 4 (2024): Agustus 2024
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v4i4.339

Abstract

Competent and adaptive human resources in responding to the challenges of the work environment are very important for an organization. The Directorate General of Bina Pemdes of the Ministry of Home Affairs in supporting the concept of good governance seeks to implement digital culture. However, its implementation has encountered obstacles because technology adoption and literacy depend on BPSDM and Bimtek. It can be said that the perceived organizational support of the agency is still minimal. This study aims to analyze the significant influence of digital culture on workforce agility, the significant influence of digital culture on organizational commitment, the significant influence of perceived organizational support on workforce agility, the significant influence of perceived organizational support on organizational commitment, the significant influence of organizational commitment on workforce agility, organizational commitment variables that can mediate correlational relationships Digital culture towards workforce agility and variable organizational commitment that can mediate perceived organizational support for workforce agility. The method used in this study is path analysis. The population in this study was 390 people and the sample used for the distribution of questionnaires was 263 employees of the Directorate General of Bina Pemdes. The results showed that (1 ) Digital culture did not have a significant effect on workforce agility, (2) 2) Digital culture did not have a significant effect on organizational commitment, (3) Perceived organizational support had a significant effect on workforce agility, (4) Perceived organizational support had a significant effect on organizational commitment, (5) Organizational commitment had a significant effect on the direction of positive relationships with workforce agility, (6) Digital culture mediated by organizational commitment does not have a significant effect on workforce agility, (7) Perceived organizational support mediated by organizational commitment has a significant effect on workforce agility. The conclusion in this study is that in the application of digital culture with a positive environment, agencies need to support its application from various aspects such as justice, compensation and security.
Pengaruh Persepsi Dukungan Organisasi Dan Kepuasan Kerja Terhadap Kinerja Karyawan Melalui Keterikatan Karyawan Sebagai Variabel Intervening Pada Karyawan PT X Veronika, Mikha; Gustari, Irvandi; Sihite, Mombang
JURNAL EKONOMI, MANAJEMEN, BISNIS, DAN SOSIAL (EMBISS) Vol. 4 No. 4 (2024): Agustus 2024
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/embiss.v4i4.340

Abstract

This research is based on the fact that companies that are growing rapidly often face challenges in maintaining optimal employee performance. Perceived organizational support is the extent to which employees feel supported by their organization and job satisfaction reflects the extent to which employees are satisfied with aspects of their work, this can affect employee performance. Important factors in influencing performance, with employee engagement indicating the level of emotional and cognitive commitment to their work and is believed to play an important role in linking perceptions of organizational support and job satisfaction with employee performance. This study aims to determine the effect of perceived organizational support and job satisfaction on employee performance with employee engagement at PT X as a mediating variable. The research method used is a quantitative approach where direct data collection is carried out using HR interviews and questionnaires to 120 PT X employee respondents. Data were collected using a survey that measures perceptions of organizational support, job satisfaction, employee engagement, and employee performance. This research is a quantitative study using the PLS (Partial Lead Square) statistical tool. Data analysis was carried out using multiple statistical regression techniques and path analysis to test the relationship between variables. The results showed that there was a positive and significant influence of perceived organizational support, job satisfaction, employee engagement, on employee performance. Perceived organizational support and job satisfaction have a significant effect on employee engagement, which in turn has a positive impact on employee performance. Employee engagement has been shown to play an important role in the relationship between perceived organizational support and job satisfaction and performance
PERENCANAAN STRATEGIS PADA INDUSTRI FINANCIAL TECHNOLOGY” STUDI KASUS : FINTECH ALAMI SHARIA Suharmanto, Tri; Gustari, Irvandi; Zulkifli
EKOBISMAN : JURNAL EKONOMI BISNIS MANAJEMEN Vol 6 No 2 (2021): DESEMBER
Publisher : SEKOLAH PASCASARJANA PRESS

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Abstract

This journal academics is a qualitative research by case study approach through descriptive analysis that focuses on startup business strategic planning in financial technology industry. The object of this research is PT. Alami Fintek Sharia (Alami Sharia) as financial technology P2P lending sharia licensed by Financial Service Authority (OJK. The research is based on some theories such as Porter's Generic Strategies, Competitive Profile Matrix, IFE-EFE Matrix (Internal Factor Evaluation dan External Factor Evaluation), IE Matrix, Grand Matrix Strategy, SWOT Analysis, QSPM and Balanced Scorecard. The use of such theories was intended for the company to be able to compete and possess sustainable competitive advantage
PERENCANAAN STRATEGIS PADA INDUSTRI FINANCIAL TECHNOLOGY STUDI KASUS : FINTECH ALAMI SHARIA Suharmanto, Tri; Gustari, Irvandi; Zulkifli, Zulkifli
EKOBISMAN : JURNAL EKONOMI BISNIS MANAJEMEN Vol 7 No 1 (2022): AGUSTUS
Publisher : SEKOLAH PASCASARJANA PRESS

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Abstract

This journal academics is a qualitative research by case study approach through descriptive analysis that focuses on startup business strategic planning in financial technology industry. The object of this research is PT. Alami Fintek Sharia (Alami Sharia) as financial technology P2P lending sharia licensed by Financial Service Authority (OJK). The research is based on some theories such as Porter's Generic Strategies, Competitive Profile Matrix, IFE-EFE Matrix (Internal Factor Evaluation dan External Factor Evaluation), IE Matrix, Grand Matrix Strategy, SWOT Analysis, QSPM and Balanced Scorecard. The use of such theories was intended for the company to be able to compete and possess sustainable competitive advantage
The effect of workplace spirituality on employees' contextual performance through work effectiveness Gustari, Irvandi; Widodo, Widodo
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 10, No 1 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020243544

Abstract

Employee performance is crucial for organizational competitiveness and organizational performance. However, many employees cannot meet work standards and targets as performance parameters. Therefore, this research aimed to examine the relationship between workplace spirituality, work effectiveness, and employees’ contextual performance with mediation mechanisms. The research uses a quantitative approach with survey methods. The research used a questionnaire on a Likert scale. Data were collected from 430 employees in private companies across three provinces in Indonesia. The results from structural equation modeling (SEM) analysis showed that workplace spirituality, directly and indirectly, enhances employees’ contextual performance through work effectiveness. Furthermore, work effectiveness had a stronger direct influence on contextual performance than workplace spirituality. Work effectiveness is an essential mediator in translating workplace spirituality into heightened employee contextual performance. This evidence provides a theoretical contribution to the development of a study on the relationship between workplace spirituality and employee contextual performance through work effectiveness. It also has practical implications for company management in improving employee performance through the perspective of workplace spirituality and work effectiveness. Therefore, before being embraced, adjusted, and adapted to help research and practice in the future, it merits being utilized as material for critical discussion among scholars and practitioners.
Competitive Strategies of Regional Development Banks: The Role of Intellectual Capital, Organizational Capability, and Governance Risk Compliance Prakoso, Roy; Widyastuti, Sri; Gustari, Irvandi
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 2 (2025): Dinasti International Journal of Economics, Finance & Accounting (May-June 2025
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i2.4309

Abstract

The development of the banking industry in today's digital era highlights the importance of Regional Development Banks (BPD) and stakeholders in taking strategic steps to remain competitive and provide the best services, particularly in contributing to Regional Original Revenue (PAD). This study aims to analyze the factors influencing the competitiveness of Regional Development Banks (BPD) in the Sumatra region, such as intellectual capital, organizational capability, and Governance Risk Management Compliance (GRC). The research adopts a quantitative approach using the SEM-PLS method and involves 60 respondents from eight BPDs operating in Sumatra. The findings indicate that intellectual capital, organizational capability, and GRC positively influence Sustainable Competitive Advantage (SCA), both directly and through bank performance as an intervening variable. Additionally, financial performance as an independent variable also shows a significant positive impact on SCA
Analysis of the Influence of Bank BRI Ultra Mikro Holding, Pegadaian, and PNM on Net Profit Dwi Afriyanti, Erlisa Anggraini; Sari, Linda Karlina; Gustari, Irvandi
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1162

Abstract

This research examines the impact of the formation of ultra-micro state-owned enterprise (SOE) holdings, consisting of Bank Rakyat Indonesia (BRI), Pegadaian, and PT Permodalan Nasional Madani (PNM), on the financial performance of these entities, particularly their net profit. Indonesia’s ultra-micro businesses face significant challenges such as limited access to funding and high borrowing costs, which this holding aims to address by fostering synergies between the institutions. The research utilizes a quantitative approach with panel regression analysis to evaluate the relationship between cost efficiency, customer growth, net profit, and integration risk over time. The findings indicate that the formation of the ultra-micro holding led to significant improvements in net profit, with a notable shift in the factors influencing profitability. Before the holding, deposits were the dominant factor affecting profits; after the formation, the number of customers became the most significant variable, reflecting the increased reach and financial inclusion brought about by the integration. This synergy has also resulted in improved operational efficiency and a reduction in the cost of funds. The study suggests that continued digital integration, product development, and human resource capacity building are essential to sustaining the holding's success.