Claim Missing Document
Check
Articles

Found 14 Documents
Search

Faktor-Faktor yang Mempengaruhi Tingkat Bagi Hasil Deposito Mudharabah pada Bank Umum Syariah selama Pandemi COVID-Periode 2019-2021 Rosmelina, Helmi; Adetio Setiawan, Romi; Hariyadi, Rizky
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2271

Abstract

This study aims to analyze the factors influencing the profit-sharing level of mudharabah deposits in Islamic commercial banks both partially and simultaneously during the COVID-19 pandemic in Indonesia from 2019 to 2021. The dependent variable in this study is the profit-sharing rate of mudharabah deposits, while the independent variables include Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), and Inflation. The population comprises Islamic commercial banks operating in Indonesia that have published comprehensive financial reports during the vulnerable period from 2019 to 2021. Following the selection process, the target population consists of five banks, namely BCA Syariah Bank, Mega Syariah Bank, Panin Dubai Syariah Bank, Bukopin Syariah Bank, and Victoria Syariah Bank. The sampling method employed in this study is a nonprobability sampling technique using purposive sampling. The results indicate that both partially and simultaneously, the variables Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), and Inflation significantly affect the profit-sharing level of mudharabah deposits. The Coefficient of Determination (R2) reveals that in this study, all independent variables contribute to the dependent variable by 60.9%. The remaining 39.1% is influenced by other variables not included in this study, such as Capital Adequacy Ratio (CAR), interest rates, and other factors.
Pengaruh Penerapan Good Corporate Governance Return On Asset Dan Ukuran Perusahaan Terhadap Nilai Perusahaan(Studi Longitudinal Pada Perusahaan Asuransi Syariah Yang Terdaftar Di Bursa Efek Indonesia) Threy Wahyu, Agung; Adetio Setiawan, Romi; Hariyadi, Rizky
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 2 (2025): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/zhgcd657

Abstract

ABSTRACT This study aims to examine and substantiate, through empirical evaluation, the ramifications of Good Corporate Governance (GCG) enactment, Return on Assets (ROA), and organizational magnitude upon the valuation of enterprises within the Islamic insurance domain. The investigatory locus encompasses sharia-compliant insurers—comprising general takaful entities, re-takaful institutions, and wholly sharia-oriented corporations—authorized under the auspices of the Financial Services Authority (OJK). Conceptually, GCG is construed as an integrated managerial framework purposed to augment stakeholder equity, pivoting upon two cardinal doctrines: (1) the prerogative of proprietors to access lucid and verifiable disclosures, and (2) the corporate imperative to furnish accurate, timely, and transparent reporting. Methodologically, this study adopts a quantitative paradigm employing multiple linear regression analysis via the SPSS v26 analytical suite. The investigational cohort was delineated through a purposive sampling strategy, sourced from a census of 32 OJK-registered sharia insurance institutions listed on the official portals of the OJK and the Indonesia Stock Exchange, culminating in a representative subset of four firms. Empirical outcomes elucidate that GCG implementation exerts a statistically significant inverse influence on enterprise valuation. Conversely, ROA manifests a positive and significant association with firm worth, while organizational scale reveals a significant negative correlation. In light of these deductions, it is posited that sharia insurance operators ought to fortify their corporate valuation by advancing GCG enactment synergistically with optimized ROA performance, while strategically calibrating institutional size for value maximization. Keywords: Good Corporate Governance, Return On Assets, Company Size and Company Value
Analisis Kinerja Keuangan Melalui Pengukuran Likuiditas, Solvabilitas, Dan Profitabilitas ( Studi PT Bank Syariah Indonesia Periode 2021-2023) Bastian, Bastian Pinoci; Adetio Setiawan, Romi; Putra Ahmad Hasibuan, Rahmat
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v10i2.3045

Abstract

This study aims to determine the level of health of financial performance at Bank Syariah Indonesia in terms of measuring liquidity, solvability, and profitability ratios. This study is a descriptive study using quantitative methods to analyze financial statements and measure financial performance using liquidity, solvability and profitability measurements at PT Bank Syariah Indonesia for the 2021-2023 period. The results of this study are seen from the liquidity ratio on the Current Ratio, Cash Ratio and Loan to Asset Ratio indicators in a very healthy state, from the Quick Ratio in a healthy state, while from the Loan to Deposit ratio indicator in an unhealthy state. Judging from the solvabilty ratio on the Primary Ratio indicator in a healthy state, the Secondary Risk Ratio in a very healthy state, the Capital Ratio in a fairly healthy state. Judging from the profitability ratio on the Return on Assets and Net Profit Margin indicators in a fairly healthy state, while the Return on Equity indicator in a healthy state.
Pengaruh Kejujuran Transparansi dan Kualitas Pelayanan terhadap Repeat Order pada Grabfood Kota Bengkulu Hernisyah Putri, Indriani; Adetio Setiawan, Romi; Syaifuddin
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.31088

Abstract

The development of app-based food delivery services is driving increasingly fierce competition, requiring companies to maintain customer trust and satisfaction to increase repeat orders. This study aims to reveal the influence of honesty, transparency, and service quality on repeat orders among GrabFood users in Bengkulu City. The research method used was a quantitative approach with a survey design. Data were collected through questionnaires distributed to GrabFood users in Bengkulu City and then analyzed using multiple linear regression analysis. The results showed an R-Square value of 0.359, indicating that 35.9% of the Repeat Order variable on GrabFood (Y) is influenced by Honesty (X1), Transparency (X2), and Service Quality (X3), while the remainder is influenced by other factors. In conclusion, honesty, transparency and service quality simultaneously have a positive and significant influence on repeat orders on GrabFood because it has a significance value of 0.000 which is smaller than 0.05, but partially only service quality is significant. It is recommended that future research examine other factors that may influence repeat orders, such as price, promotions, or customer satisfaction, which were not examined in this study.