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PEMETAAN PERSEPSI INVESTOR ATAS INVESTASI REKSA DANA PUBLIK DENGAN METODE MULTIDIMENSIONAL SCALING Adhi, Nurseto; Sokawati, Dewi Bella; Sulistyorini, Utami Tri; Wijayanto, Edi
KEUNIS Vol. 10 No. 1 (2022): JANUARY 2022
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (6384.186 KB) | DOI: 10.32497/keunis.v10i1.3089

Abstract

This study aims to map the position of public mutual fund products and investment managers based on the results of perceptual mapping. The samples used in this study were 5 public mutual funds and 9 investment managers in each type of public mutual fund based on the investment portfolio selected using the purposive sampling method. The method of analysis used descriptive statistical analysis and multidimensional scaling. The results of the data processing of the mutual fund product attributes are processed in Microsoft Excel which further passed through the statistical test stage of multidimensional scaling ALSCAL (Alternative Least Square Scaling) using the SPSS application. The result of the multidimensional scaling test show that the perceptual mapping is divided into 4 quadrants based on the determinant attributes of public mutual fund products. It found that 6 mutual fund products divided by Risk and Costs determinant attributes, then 6 other mutual fund products found divided by   NAB/UP and return, then 4 other mutual fund products found are not divided by determinant attributes and the rest 4 other mutual fund products divided by other determinant attribute in this research.
PENILAIAN KINERJA RETURN PENGELOLAAN ASSET PERBANKAN (Studi Komparasi Pada Bank Umum Swasta Nasional Devisa dan Bank Asing) Winarni, Winarni; Soemarso, Embun Duriany; Widiyati, Sri; Setianegara, R. Gunawan; Adhi, Nurseto
KEUNIS Vol. 10 No. 2 (2022): JULY 2022
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.377 KB) | DOI: 10.32497/keunis.v10i2.3467

Abstract

This study tried to analyse perfomance evaluation of banking asset management returns based on fundamental and macro factors from BUSND and foreign bank. This research also analyse the different of banking asset management Performance on BUSND and Foreign Bank. Multiple regression analysis method, F significance test, coefficient of determination and t significance test was used in This research. In order to find out the difference in asset return management between BUSND and foreign banks, a Chow-test was carried out.This study simultaneously found that fundamental factors proxied by the ratio of CAR, NIM, BOPO, LDR, and macro factors using SBI interest rates and exchange rates had a significant effect on ROA both in BUSND and foreign banks. In BUSND the independent variables for fundamental factors that have a significant effect on ROA are CAR, NIM, BOPO, and macro factors, namely the SBI interest rate, for foreign banks the results of the independent variables for fundamental factors that affect ROA are CAR, BOPO, and LDR . For the results of the Chow test, it was found that there was a significant difference between BUSND and foreign banks in terms of managing returns from the placement of bank assets (Return On Assets).
REKSADANA SYARIAH dan KONVENSIONAL DI INDONESIA Adhi, Nurseto; Aji, Dewi Pratiwi; Winarni, Winarni
KEUNIS Vol. 9 No. 2 (2021): JULI 2021
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2987.716 KB) | DOI: 10.32497/keunis.v9i2.2629

Abstract

This study aims to test the difference between the conventional mutual fund and the sharia mutual fund on performances and risk. The development of mutual fund products is based on 2 (two) categories, conventional mutual funds, and sharia mutual funds (www.ojk.go.id). Based on data from the Data Center and Statistics of Islamic Mutual Funds, the performance of Islamic mutual funds is still underperformed compared to conventional mutual funds. Therefore, testing the performance of Islamic mutual funds by testing the performance of conventional mutual funds has not been widely tested. Secondary data was used in this study with all 1425 mutual funds from 2012-2017 on the Indonesia Stock Exchange was used as the population in this study is. The purposive sampling technique determines the sample in this study. The sample used in this study was Conventional and Shariah mutual fund in Indonesia Stock Exchange (IDX) with six products each. This hypothesis test used Differential Test tools with data analysis techniques using Paired sample t-test analysis using SPSS 25. In this study, we found that there was a significant difference between the return on conventional mutual funds and Syariah mutual funds. While the risk, Sharpe method, Treynor method, and Jensen method have not significant difference between conventional mutual funds and Syariah mutual funds.
Performance Assessment Based on Added Value Management (Study of Cigarette Issuers in Indonesia) Widiyati, Sri; Rikawati, Rikawati; Adhi, Nurseto
Indonesian Journal of Interdisciplinary Research in Science and Technology Vol. 2 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/marcopolo.v2i12.12855

Abstract

The research aims to evaluate the financial performance of PT Gudang Garam Tbk. and PT Hanjaya Mandala Sampoerna Tbk. for the 2018-2022 period based on Economic Value Added (EVA), Market Value Added (MVA), Financial Value Added (FVA). The data used is financial report data from the Indonesia Stock Exchange (BEI). The research results show that the EVA value at PT Gudang Garam Tbk. in 2018 and 2020 it was negative, while during 2019-2022 the EVA value was positive. A positive EVA value illustrates that the company's performance is good and able to create economic added value. MVA PT Gudang Garam Tbk. 2018 to 2020 is positive. Meanwhile, in 2021 and 2022 the MVA value is negative, which means the company has not been able to maximize shareholder wealth because resource management has not been optimal. FVA PT Gudang Garam Tbk. during 2018-2022 is positive. This can be interpreted as PT Gudang Garam Tbk. has created added financial value for the company. During 2018-2022 PT Hanjaya Mandala Sampoerna Tbk. having EVA, MVA and FVA is positive. This shows that the company can maximize shareholder wealth because resource management is optimal. Keywords: Financial Performance, Added Value, EVA, MVA, FVA
Pemberdayaan Lingkungan Desa dalam Upaya Meningkatkan Ekonomi di Desa Kesongo, Kabupaten Tuntang, Jawa Tengah adhi, nurseto; Rikawati; Rabinah, Aiun; Rizal, Aminuddin; Suharjono, Amin
JDISTIRA - Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat Vol. 4 No. 2 (2024)
Publisher : Yayasan Rahmatan Fidunya Wal Akhirah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58794/jdt.v4i2.1078

Abstract

Desa Kesongo, adalah salah satu desa yang terletak di kecamatan Tuntang, kabupaten Semarang dengan luas wilayah 965,535 dengan kondisi geografis Desa Kesongo yang memiliki potensi untuk dikembangkan menjadi desa wisata. Desa Kesongo di Kabupaten Semarang memiliki potensi besar untuk pengembangan ekonomi melalui pariwisata dan usaha mikro, namun masih menghadapi berbagai kendala. Pengabdian ini bertujuan untuk mendukung produktivitas Desa Kesongo melalui tiga program utama: penambahan fasilitas wisata camping (glamping) di Taman Wisata Kuliner Daringan, pengadaan alat pengering eceng gondok untuk mendukung UMKM Bengok Craft, dan penyediaan alat pencacah sampah plastik untuk meningkatkan nilai jual sampah anorganik di TPS3R. Hasil program menunjukkan peningkatan produktivitas desa. Alat pencacah sampah meningkatkan harga jual plastik dari Rp 4.000/kg menjadi Rp 9.000/kg, alat pengering eceng gondok mempersingkat waktu pengeringan dari 2–3 minggu menjadi 1 minggu, dan fasilitas glamping menambah daya tarik wisata dengan paket penginapan dan edukasi. Kendala pada implementasi meliputi renovasi lokasi wisata akibat kerusakan sebelumnya. Program lanjutan akan meliputi alat produksi briket dan biomassa untuk mendukung keberlanjutan energi dan limbah. Upaya ini mendukung Desa Kesongo dalam menuju konsep zero waste dan meningkatkan kesejahteraan ekonomi masyarakat.
DIGITAL TRANSFORMATION OF AFGHANISTAN BANKING: EXPLORING E-BANKING TRENDS AND IMPACTS Hakimi, Musawer; Aslamzai, Sebghatullah; Adhi, Nurseto; Hakimi, Shohib
KEUNIS Vol. 12 No. 1 (2024): JANUARY 2024
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v12i1.5286

Abstract

Afghanistan's Electronic Banking (E-Banking) landscape is experiencing a transformative shift amidst post-conflict challenges, technological innovation, and evolving societal dynamics. This research delves into the complex landscape of E-Banking adoption in the Afghan banking sector, unravelling the intricate relationships among technological innovation, regulatory frameworks, and customer dynamics. With 180 participants in a cross-sectional design, combining quantitative survey data and qualitative insights from interviews, the study employs regression and correlation analysis, ANOVA, and t-tests for preliminary analysis. Exploring the relationships between variables, operational efficiency, and customer perceptions, ethical considerations uphold participant confidentiality. The study's significance lies in contributing to academic discourse and offering practical insights into the Afghan banking industry, shedding light on the nuanced dynamics of E-Banking adoption. The findings provide valuable implications for policymakers and financial institutions by emphasising technology, regulation, and customer-centric perspectives. Navigating post-conflict challenges, this research aims to offer a comprehensive understanding of the ongoing digital transformation.The inclusion of a complete conclusion underscores the study's potential impact on shaping interventions for sustainable growth in Afghanistan's financial sector.
PERMBERDAYAAN BANK SAMPAH BERBASIS DIGITAL DALAM UPAYA MENDUKUNG GREEN ACCOUNTING PADA BANK SAMPAH SEMPULUR ASRI GEDAWANG: PERMBERDAYAAN BANK SAMPAH BERBASIS DIGITAL DALAM UPAYA MENDUKUNG GREEN ACCOUNTING PADA BANK SAMPAH SEMPULUR ASRI GEDAWANG Adhi, Nurseto; Rikawati; Sari, Mella Katrina; Rabinah, Aiun Hayatu
Bangun Rekaprima Vol. 11 No. 1 (2025): April 2025
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/bangunrekaprima.v11i1.6383

Abstract

The establishment of the Sempulur Asri Waste Bank began with the establishment of the Sempulur Asri Waste Bank located in RW 5, Gedawang Village, which was pioneered in 2014. The increase in the number of customers made management overwhelmed the management with the problems experienced, there were three main problems in the form of conventional customer account management, suboptimal marketing of the Sempulur waste bank, and incomplete and conventional production equipment. The solution to the problem of conventional customer account management is to digitize the management of the Sempulur Waste Bank account. Solutions for managers who do not master information technology, training and assistance in digitizing the management of the Sempulur Asri waste bank are absolutely necessary. Solutions for customers who are still unfamiliar with the use of information technology, training and assistance in digitizing for customer accessibility related to mutations. The implementation of empowerment is carried out by creating a system utilizing Google Drive for data and file storage. Then for Google Spreadsheet to recap each customer's account mutations and adding customers. In the implementation, it was later found that it was easy for customers to access the balance. This is because the implementation using email is considered less understandable by the customer. Then checking the account by the customer can use the website. This website is used for free using facilities from google sites
PENDAMPINGAN SERTIFIKASI HALAL PADA CAFE TAICHAN GORENG MAS MOY DI SALATIGA: PENDAMPINGAN SERTIFIKASI HALAL PADA CAFE TAICHAN GORENG MAS MOY DI SALATIGA Wijayanto, Edi; Adhi, Nurseto; Rois, Muhammad; Martia, Dina Yeni; Listyani, Theresia Tyas; Widiyati, Sri; Rikawati
Bangun Rekaprima Vol. 11 No. 1 (2025): April 2025
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/bangunrekaprima.v11i1.6388

Abstract

The need for a halal lifestyle has become a necessity for the world community, especially Muslims. Indonesia as a country with the largest number of Muslims has its own potential and challenges in facing the development of the world's halal industry. In 2023, The Royal Islamic Strategic Studies Center (RISSC) noted that the Muslim population in Indonesia will reach 240.62 million people. This shows that Indonesia is a country with a Muslim majority. Halal certification is a guarantee of a product that has been declared permissible for consumption according to Islamic law. The Halal Certificate is issued by the Halal Product Guarantee Organizing Agency (BPJPH) which was formed in October 2017 based on the mandate of Law Number 33 of 2014 concerning Halal Product Guarantee (JPH) which was ratified on October 17, 2014. The implementation of Halal certification in Indonesia is mandatory for all food and beverage products with a deadline for implementing the obligation to be Halal certified on October 17, 2024. This community service program aims to assist in halal certification at the Cafe Taichan Goreng Mas Moy in Tegalrejo Salatiga. The methods used in this mentoring activity are through preparation, survey, mentoring through education and direction. The results of this mentoring activity are the existence of halal-certified products for Cafe Taichan Goreng Mas Moy Tegalrejo Salatiga, so that it can realize the government program regarding halal certification regulations.
Application of the TAM Model and Financial Literacy on Interest in QRIS Digital Payments (Study on Semarang State Polytechnic Students) Wijayanto, Edi; Yeni Martia, Dina; Adhi, Nurseto; Rikawati, Rikawati
Formosa Journal of Science and Technology Vol. 3 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v3i1.7499

Abstract

With the rapid development of digital technology, especially in the payment field, digital payment services using QR codes are becoming more popular. The Quick Response Code Indonesia Standard (QRIS), introduced by Bank Indonesia and the Association of Indonesian Payment Systems (ASPI) on August 17, 2019, will serve as the national QR code standard and facilitate payments across Indonesia. QRIS allows you to apply for payments to a variety of institutions, bank or non-bank. This study involved 370 of his students from a population of 6,128, used structural equation modeling (SEM) for analysis, and showed a robust fit with his GFI value above 0,917. The results show that the TAM variables (perceived ease of use, usefulness, enjoyment, and financial literacy) significantly influence his interest in implementing QRIS, which increases his 5% is supported by a probability value less than or equal to.