Setianegara, R. Gunawan
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PENILAIAN KINERJA RETURN PENGELOLAAN ASSET PERBANKAN (Studi Komparasi Pada Bank Umum Swasta Nasional Devisa dan Bank Asing) Winarni, Winarni; Soemarso, Embun Duriany; Widiyati, Sri; Setianegara, R. Gunawan; Adhi, Nurseto
KEUNIS Vol. 10 No. 2 (2022): JULY 2022
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.377 KB) | DOI: 10.32497/keunis.v10i2.3467

Abstract

This study tried to analyse perfomance evaluation of banking asset management returns based on fundamental and macro factors from BUSND and foreign bank. This research also analyse the different of banking asset management Performance on BUSND and Foreign Bank. Multiple regression analysis method, F significance test, coefficient of determination and t significance test was used in This research. In order to find out the difference in asset return management between BUSND and foreign banks, a Chow-test was carried out.This study simultaneously found that fundamental factors proxied by the ratio of CAR, NIM, BOPO, LDR, and macro factors using SBI interest rates and exchange rates had a significant effect on ROA both in BUSND and foreign banks. In BUSND the independent variables for fundamental factors that have a significant effect on ROA are CAR, NIM, BOPO, and macro factors, namely the SBI interest rate, for foreign banks the results of the independent variables for fundamental factors that affect ROA are CAR, BOPO, and LDR . For the results of the Chow test, it was found that there was a significant difference between BUSND and foreign banks in terms of managing returns from the placement of bank assets (Return On Assets).
Analisis Metode Carter Terhadap Efektivitas Pelayanan pada PT. Bank Syariah Indonesia Tbk Paska Merger Sari, Tri Mayang; Kodir, Moch. Abdul; Setianegara, R. Gunawan
Indonesian Journal of Business Economics and Management Vol. 3 No. 2: IJBEM Juni 2024
Publisher : IRPI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/ijbem.v3i2.886

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh secara simultan dan parsial antara variabel compliance, assurance, reliability, tangible, emphaty, dan responsiveness terhadap eketivitas pelayanan PT Bank Syariah Indonesia paska merger. Penelitian ini menggunakan metode kuantitatif, data berasal dari nasabah PT Bank Syariah Indonesia dengan jumlah responden 100. Data diolah menggunakan metode analisis regresi linier berganda, yang meliputi uji asumsi klasik dan uji hipotesis dengan uji F, uji t dan uji determinasi. Hasil penelitian membuktikan bahwa variabel compliance, assurance, reliability, tangible, emphaty, dan responsiveness berpengaruh signifikan terhadap variabel efektivitas pelayanan secara simultan dan parsial. Kontribusi variabel compliance, assurance, reliability, tangible, emphaty, dan responsiveness dalam menjelaskan variabel efektivitas pelayanan sebesar 86,5% sedangkan sisanya sebesar 13,5% dipengaruhi oleh variabel lainnya yang tidak dibahas dalam penelitian