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Effect of Understanding Product Services Shariah Banking Interest of Traders in Submitting Loan: Case Study in Pasar Anyar, Serang, Banten Ersi Sisdianto; Harrys Pratama Teguh
AL-FALAH : Journal of Islamic Economics Vol 5, No 1 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i1.1457

Abstract

Purpose: This study aims to determine the extent of understanding the influence of Sharia banking services products to the merchant interest in applying for loans, another goal was to determine whether the higher level of understanding, the higher the rate of interest applied for a loan. In fact in the district Newer no Sharia Banking Firm and Rural Sharia. There are only 2 Baitul Mal wa Tamwil, it was his existence can not meet the needs of traders to obtain loans in opening a business. Design/Method/Approach : The method used is descriptive analysis method is intended to illustrate how the influence of product understanding Sharia banking services to the merchant interest in applying for loans. The data provided will be processed using chi square and contingency coefficient. The data used consist of interest and the dependent variable is the independent variable is the understanding of the product. The study of the respondents have an understanding of Sharia Banking sufficient to Sharia banking products with 20% and 10% who do not understand. Respondents have sufficient interest to apply for a loan on Sharia banking is 10% interest and 10% had no interestFindings: The influence of the understanding of product and services of Islamic banking on the interest market traders Anyar in applying for loans indicate their relationship fairly closely between two variables, no interest and did not understand at 10%, interest but not understood by 20%, no interest but understood by 20% and interest and understanding by 60%. Sampling technique used is by means of questionnaires and interviews.Originality/Values: The main contribution of this study concern on determine extent of understanding the influence of Sharia banking services products to the merchant interest in applying for loans
The Potential of Stability of Domestic Social Political Stability in the Industrial Relations Court (Taken From the Case of Unilateral Wage Increase Dispute & Violation of the Employment Agreement) Harrys Pratama Teguh; Ru’fah Abdullah
LEGAL BRIEF Vol. 11 No. 2 (2022): Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (988.869 KB)

Abstract

Creating a harmony in life is the main goal of all human beings to be achieved, but it is very difficult to be fulfilled and felt by the whole community both before and after the implementation Undang Undang Nomor 11 Tahun 2020 About Cipta Kerja which was marked by the spread of the outbreak in 2019 Novel Coronavirus known as Covid 19. Seen in the political arena, if the government is unable to control the curve of increasing positive cases of Covid-19, then public anxiety about the threat of Covid-19 will still be high which will trigger the overall productivity of the community to decrease and unemployment to increase, so that people's incomes are aggregated. will decrease and poverty will certainly increase accompanied by a political crisis so that national political stability will be increasingly problematic.Based on the research background above, the identification in this study is as follows: 1). What are the Factors Affecting the Shaking of Socio-Political Stability Associated with a Unilateral Wage Increase by an Employer or an Entrepreneur? 2). What are the next steps in responding to the Shaking of Domestic Socio-Political Stability following the issuance of Law Number 11 of 2020 about Cipta Kerja In the era of President Joko Widodo ? In accordance with the background and identification of the problem, the objectives of this study are: 1). To find and analyze the factors that influence the shaking of socio-political stability associated with unilateral termination of employment by an employer or an entrepreneur. 2) To find and analyze future steps in responding to the Shaking of Domestic Socio-Political Stability over the enactment of Law Number 11 of 2020 about Cipta Kerja In the era of President Joko Widodo. This research is a doctrinal legal research, the doctrinal law research in question is research that places the law in a construction of a norm system in accordance with legal norms that apply to positive legal provisions, namely the Ius Constitutum principle by using a normative juridical approach, namely inventorying, reviewing and analyzing and understanding the law as a set of rules or positive norms in the legal system that regulates human life which is colored by various symptoms and facts contained in social life in depth. Based on the results of the study in accordance with the identification of the problem in the study, it can produce a conclusion that is not far from the identification of the problem, namely as follows: Government Regulations, Company Capability, Position and Responsibilities, Term of Service, and Productivity & Job Appraisal. The next step in responding to the Shaking of Domestic Socio-Political Stability with the issuance of Law Number 11 of 2020 about Cipta Kerja In the era of President Joko Widodo, which until now, there are still many regions that do not have/have a Bipartite Institution in accordance with the regulations Pasal 106 UU Number 13 tahun 2003 about Ketenagakerjaan.
FORMALISASI HUKUM PIDANA ISLAM DALAM UNDANG-UNDANG SEBAGAI SOLUSI BAGI NEGARA DAN DAERAH DALAM MEMINIMALISIR ANGKA KRIMINALITAS harrys pratama teguh
Al Qisthas: Jurnal Hukum dan Politik Ketatanegaraan Vol 9 No 1 (2018): Januari - Juni 2018
Publisher : Jurusan Hukum Tata Negara, Fakultas Syariah, UIN Sultan Maulana Hasanuddin Banten

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Abstract

Abstract Hukum pidana Islam bertujuan menjaga hak asasi manusia secara kolektif, menjaga jiwa, harta dan hak masyarakat kolektif Meteri hukum pidana Islam meliputi hudud, qishash, takzir, mukhlafat yang bertujuan memuliakan manusia serta berpihak pada semua. Hanya saja masih ada ketakutan banyak kalangan terhadap pelaksanaan hukum pidana Islam. Tulisan ini bermaksud mendiskusikan peluang dan tantangan formalisasi hukum pidana Islam di Indonesia. Kata Kunci: Formalisasi, pidana Islam.
Formalisasi Hukum Pidana Islam dalam Undang-Undang sebagai Solusi bagi Negara dan Daerah dalam Meminimalisir Angka Kriminalitas Harrys Pratama Teguh
Al Ahkam Vol. 10 No. 1 (2014): Januari-Juni 2014
Publisher : Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37035/ajh.v10i1.2764

Abstract

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Penggunaan Mata Uang Dinar dan Dirham Sebagai Solusi Atas Krisis Ekonomi Global Teguh, Harrys Pratama; Sisdianto, Ersi
REVENUE: Jurnal Manajemen Bisnis Islam Vol. 1 No. 2 (2020)
Publisher : Sharia Business Management UIN Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/revenue.v1i2.6148

Abstract

Salah satu sumber utama krisis moneter yang dialami oleh Indonesia adalah penggunaan mata uang kertas yang tidak ditopang oleh emas. Selama memakai mata uang kertas, maka nilai mata uang Indonesia dan negara-negara Islam lainnya dapat dengan mudah dimainkan oleh para spekulan valas. Dinar yang terbuat dari emas dan dirham dari perak adalah solusi dari masalah ketidakstabilan mata uang kertas yang bisa mengakibatkan krisis ekonomi dan kemelaratan. Dinar dapat digunakan sebagai alat tukar untuk melakukan transaksi bisnis, sebagai tabungan/investasi, pembayaran zakat, dan dapat digunakan sebagai mahar/mas kawin pada pernikahan. Pada awalnya dinar merupakan mata uang Romawi sedangkan dirham merupakan mata uang Persia. Penggunaan dinar dan dirham diadaptasi oleh kaum muslim di zaman Rasulullah SAW. Kemudian, nilai dinar dan dirham ditetapkan oleh Khalifah Umar bin Khattab sehingga menjadi standar sampai saat ini. Di era globalisasi, kembali ke dinar dan dirham tidaklah semudah membalik telapak tangan. Mekipun masih banyak pertanyaan yang meragukan tentang kefektifan penggunaan dinar dan dirham sebagai alat tukar, tetapi Islam sebagai agama yang sempurna akan selalu siap menjawab berbagai pertanyaan-pertanyaan di akhir zaman.