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All Journal Unnes Science Education Journal Mu'amalatuna: Jurnal Ekonomi Syariah
Damayanti, Laila
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Religion Economics, Econometrics & Finance Education

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The Effectiveness of E-Comic Media Based on Scientific Literacy for Teaching Single and Mixed Substance Materials Damayanti, Laila; Wulandari, Desi; Busyairi, Ahmad; Wadiyo, Wadiyo; Raharjo, Tri Joko; Sumartiningsih, Sri
Unnes Science Education Journal Vol. 13 No. 3 (2024): December 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/usej.v13i3.7423

Abstract

This study aims to assess the effectiveness of scientific literacy-based e-comic media in improving students' learning outcomes related to the topic of single substances and mixtures. A quasi-experimental design with a pretest-posttest approach was employed, where the same group of 25 students from class VA at SDN Sampangan 02 and class VB at SD Lab School UNNES were tested before and after using the e-comic media. The e-comic was designed to engage students and enhance their understanding of scientific concepts through interactive narratives and visual illustrations.The study found that the use of e-comic media significantly improved students' learning outcomes, as indicated by the results of a paired t-test (t = 9.766, p < 0.05) and N-gain analysis, which showed a medium level of improvement (N-gain = 0.584). Teacher and student responses were overwhelmingly positive, with 93% and 95% satisfaction rates, respectively. This suggests that e-comic media is an effective tool for improving students' scientific literacy and understanding of the material. The findings support the use of digital media in science education, particularly for engaging students in complex scientific concepts.
MEMINIMALISIR PEMBIAYAAN BERMASALAH DALAM PEMBERIAN PEMBIAYAAN MIKRO DENGAN PRINSIP 5C Damayanti, Laila; Tobibatussaadah, Tobibatussaadah; Nuriasari, Selvia
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 3, No 1 (2020): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v3i1.290

Abstract

The micro financing offered by BRIS KCP Metro is financing that is used for productive purposes in micro businesses. Micro Financing certainly carries the risk of problem financing which can increase the NPF BRIS value which affects the financial performance of BRIS. It is known that the NPF BRIS has increased quite significantly from 2017 to 2018, namely from 1.9% to 9.4% which explains the increase in problem financing in BRIS. To minimize this problematic financing, BRIS KCP Metro has strengthened the implementation of the 5c principle before distributing microfinance to the community. This research is a descriptive qualitative study that describes the application of the 5c principle in minimizing problematic micro financing at BRIS KCP Metro. The primary data sources are Unithead employees, BRI Syariah KCP Metro Micro Account Officer employees and problematic Micro Financing customers. The result of the research is the 5c principle in minimizing problematic micro financing in BRIS KCP Metro still needs improvement and evaluating several aspects of 5C, namely the aspect of character assessment and the aspect of capacity assessment. The weak application of character assessment for prospective customers is due to the inexperience of AOM employees which has resulted in increased financing problems due to dishonest customers in using these funds. Then AOM's weakness in assessing the business capacity of prospective customers is seen from AOM's mistakes in calculating or estimating the size of the accounts contained in the capacity component, because in micro businesses, well-structured financial reports are very rare. As a result of these two things, the NPF value increases every year. Therefore it is necessary to provide training for AOM employees to improve soft skills in analyzing 5Cs, and the need for periodic monitoring after disbursement so that the funds channeled are used in accordance with the proposals submitted by prospective customers.
Co-Authors Ahmad Busyairi, Ahmad Desi Wulandari, Desi Selvia Nuriasari Sri Sumartiningsih Tobibatussaadah Tobibatussaadah Tri Joko Raharjo Wadiyo Wadiyo