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All Journal JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Al-Kharaj: Journal of Islamic Economic and Business Journal of Indonesian Sharia Economics Iltizam : Jurnal Ekonomi dan Keuangan Islam
Sa'diyah, Mahmudatus
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Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Analisis Perbandingan Harga Saham dan Volume Transaksi Pada Perusahaan Telekomunikasi di Jakarta Islamic Index Sa'diyah, Mahmudatus; Munzaroh, Sri Aqidah
JIOSE: Journal of Indonesian Sharia Economics Vol 2 No 1 (2023): Maret 2023
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v2i1.675

Abstract

Stock prices in the capital market are a reflection of all available information. Various events that occur in the capital market environment, both economic and non-economic, contain information that is used as a basis for decision making for investors so that they become one of the factors that determine the ups and downs of stock prices and transaction volume. This study aims to determine the value of a significant comparison between stock prices and transaction volumes before and after the national announcement of Covid-19 on telecommunication companies listed in JII (Jakarta Islamic Index). This research method uses quantitative methods in the form of comparative descriptive studies, the population of this study consists of 4 telecommunications companies listed in JII (Jakarta Islamic Index) using purposive sampling technique taken as many as 3 companies as samples. The data sample used is the closing of stock prices and transaction volume at 12 months (before covid-19) and at 12 months (after the announcement of covid-19) in the stock summary www.idx.co.id. The data of this study was processed using the Wilcoxon signed rank test, using SPSS 22. The results of this study prove that there is a significant comparison value between stock prices and transaction volumes before and after the national announcement of Covid-19 on telecommunication companies listed on the Jakarta Islamic Index ( JII).
Pengaruh Labelisasi Halal dan Harga Terhadap Minat Mahasiswa Pada Produk Roma Malkist Sa'diyah, Mahmudatus; Nisa, Dewi Sholihatun
JIOSE: Journal of Indonesian Sharia Economics Vol 3 No 1 (2024): Maret 2024
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v3i1.1076

Abstract

This study aims to empirically examine the effect of halal labeling and price on student interest in roma malkist products in students of the Faculty of Economics and Business UNISNU Jepara. This study used a descriptive quantitative approach. The population of this study amounted to 889 students with samples taken as many as 90 students. The sampling technique used uses the purposive sampling method. The data analysis technique uses multiple linear regression through the SPSS 21 program. The results of this study show that halal labeling has a significant effect on students' interest in roma malkist products. Data analysis showed the calculation of a regression coefficient of 0.002 with a significance level of t of 0.05. Price has a significant effect on students' interest in roma malkist snack products. This is indicated by a significance value of 0.000 < 0.05. The value of the coefficient of determination in this study is 52.9% so it can be concluded that halal labeling and price affect interest.
Hermeneutics of Earning Management: Between Pressure and Opportunity Murniati, Murniati; Sa'diyah, Mahmudatus; Subadriyah, Subadriyah
JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen Vol. 16 No. 1 (2019): JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31106/jema.v16i1.1666

Abstract

This study aims to assess the effectiveness of the use of video content marketing in performing SMEs perceptions and behavior in implementing the concept of a green economy. The expected results of this research will make the using of video marketing content can be used as a material consideration for use in socialization and guidance to SMEs about the concept of green economy. This study was conducted in South Kalimantan province with the population, and the sample was SMEs in South Kalimantan province as much as 164 respondents. Researcher use purposive sampling as research method with one group pretest-posttest as research design. The data was collected using interviews and questionnaires. Data analysis technique are descriptive statistics, and Wilcoxon Sign Rank Test. This study found that there is an average difference of perception and behavior of respondents about green economy before and after treatment with the video content marketing.
Penerapan Etika Bisnis Islam dalam Komunikasi Pemasaran di PT Kainratu Jepara Sa'diyah, Mahmudatus; Sukmawati, Dien Ajeng
JIOSE: Journal of Indonesian Sharia Economics Vol 4 No 1 (2025): Maret 2025
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v4i1.1398

Abstract

This study aims to determine the implementation of Islamic business ethics and to determine marketing communication at PT Kainratu Jepara. This research is a qualitative study with a case study approach. The research data collected were obtained through observation interviews with the owner, employees, and consumers of PT Kainratu Jepara. The results obtained from this study indicate that the implementation of Islamic business ethics in marketing communication at PT Kainratu has been implemented by prioritizing the principle of monotheism, the principle of balance, the principle of free will, the principle of responsibility, and the principle of ihsan. And its relationship with marketing communication is also in accordance with good marketing principles, namely paying attention to the principles of advertising, personal selling, sales promotion, public relations, and direct marketing where the service is carried out honestly and friendly.
Pengaruh Pemasaran Syariah, Kualitas Produk, Dan Harga Terhadap Keputusan Pembelian Di Tiktok Shop Pada Generasi Z Di Jepara Khoirondi, Ahmad; Sa'diyah, Mahmudatus
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 9 No 1 (2025): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v9i1.1462

Abstract

The rapid development of e-commerce and social media has changed the landscape of consumer behavior, particularly among Generation Z. TikTok Shop is emerging as a significant platform in influencing purchasing decisions through creative and interactive content. In this context, sharia marketing is an important aspect, as awareness of Islamic values in consumption increases. This study aims to find out the TikTok Shop purchase decision in generation Z in Jepara which is influenced by sharia marketing, product quality, and price. The population in this study is Generation Z who use the TikTok Shop application in Jepara. Sampling was done using the purposive sampling method, with a sample of 100 respondents. The method used in the study is in the form of a quantitative method with multiple linear regression analysis through SPSS software version 30. The type of data in this study is from primary data, using a questionnaire. This study found that Sharia Marketing does not have a significant influence on purchase decisions, product quality has a significant influence on purchase decisions, and Price has a significant influence on purchase decisions. These findings confirm that the integration of sharia values in digital marketing strategies can increase product attractiveness among Generation Z. In addition, maintaining product quality and price remains crucial in maintaining consumer loyalty. The practical implication of this study is the need for business people to adopt a marketing approach that is in line with sharia principles and focus on improving product quality to meet the expectations of generation z consumers in Jepara who are increasingly selective.
The The Influence of Perceived Ease, Islamic Lifestyle, and Religiosity on the Consumptive Behavior Buy Now Pay Later Users of Generation Z in Jepara Reynaldo Faisal Ardiansyah; Sa'diyah, Mahmudatus
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9568

Abstract

The development of financial technology (fintech), specifically buy now pay later (BNPL) services, has driven changes in the consumption patterns of generation Z, making them increasingly vulnerable to consumptive behavior. From an Islamic economic perspective, this phenomenon is a crucial issue as excessive consumption contradicts the principle of wasatiyah and the prohibition of israf and tabdzir. This study aims to analyze the influence of perceived ease of use, Islamic lifestyle, and religiosity on the consumptive behavior of generation Z BNPL users in Jepara Regency. This study employs a quantitative approach with an associative research type. The sampling technique used was purposive sampling on 100 active BNPL users. Data were analyzed using multiple linear regression with SPSS 26 software. The results showed that simultaneously, perceived ease of use, Islamic lifestyle, and religiosity significantly influenced consumptive behavior with a contribution of 8.6%. Partially, perceived ease of use had no significant effect on consumptive behavior, Islamic lifestyle had a positive and significant effect, while religiosity had a negative and significant effect. These findings indicate that a symbolic Islamic lifestyle potentially drives consumption (halal lifestyle), while religiosity functions as an effective inner control in suppressing consumptive behavior. This study provides important implications for strengthening Islamic financial literacy that emphasizes the internalization of substantive religious values, rather than merely halal lifestyle symbols, in facing the massive growth of digital financial services.
PENGARUH LITERASI KEUANGAN SYARIAH, KEMANFAATAN, DAN RISIKO TERHADAP MINAT PENGGUNAAN E-MONEY SHOPEEPAY Sa'diyah, Mahmudatus; Anwar, Aan Zainul; Mufawazah, Naila; Wahyuni, Isna Tri
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2025): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v2i2.6076

Abstract

Penelitian ini menguji pengaruh Literasi Keuangan Syariah, Kemanfaatan, dan Risiko Terhadap Minat Penggunaan E-Money ShopeePay. Populasi dalam penelitian ini adalah generasi Z muslim yang menggunakan e-money ShopeePay. Sampel sebanyak 96 responden dihitung menggunakan rumus rao purba, teknik pengambilan sampel menggunakan purposive sampling. Teknik pengumpulan data kuesioner sedangkan teknik analisis data adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa literasi keuangan syariah berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,725 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,008 < 0,05). kemanfaatan juga berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,341 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,021 < 0,05). Risiko berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,883 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,005 < 0,05).
Pengaruh Lokasi Atribut Produk Islam dan Kualitas Pelayanan Islam terhadap Keputusan Pengambilan Pembiayaan Di KSPPS Berkah Abadi Gemilang Jepara sa'diyah, mahmudatus; Wafiroh, Vivi Rahmawati
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 3 No. 2 (2026): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v3i2.8343

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh variabel independen lokasi, atribut produk islam dan kualitas pelayanan islam terhadap Keputusan Pengambilan Pembiayaan pada KSPPS Berkah Abadi Gemilang Jepara. Penelitian ini menggunakan metode penelitian kuantitatif. Populasi penelitian ini adalah anggota KSPPS Berkah Abadi Gemilang Jepara sebanyak 4.512. Dan sampel berjumlah 96. Teknik pengambilan sampel dalam penelitian ini menggunakan purposive sampling. Data dikumpulkan dengan kuesioner yang telah diuji validitas dan reliabilitasnya. Alat analisis data yang digunakan dalam pengujian hipotesis adalah analisis regresi linear berganda. Hasil penelitian ini menunjukkan secara parsial lokasi, atribut produk islam dan kualitas pelayanan Islam berpengaruh positif signifikan terhadap Keputusan Pengambilan Pembiayaan di KSPPS Berkah Abadi Gemilang Jepara, sedangkan secara simultan disimpulkan bahwa variabel lokasi, atribut produk islam dan kualitas pelayanan Islam secara bersama-sama berpengaruh terhadap Keputusan Pengambilan Pembiayaan di KSPPS Berkah Abadi Gemilang Jepara
Co-Authors Aan Zainul Anwar Khoirondi, Ahmad Mufawazah, Naila Munzaroh, Sri Aqidah Murniati . Nisa, Dewi Sholihatun Reynaldo Faisal Ardiansyah Subadriyah, Subadriyah Sukmawati, Dien Ajeng Wafiroh, Vivi Rahmawati Wahyuni, Isna Tri