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All Journal International Journal of Education and Digital Learning (IJEDL) Journal Research of Social Science, Economics, and Management
Supriadi, Deni
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Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Implementation of Character Education in Madrasah Students Daryaman, Daryaman; Mayasari , Annisa; Supriadi, Deni; Wahyu Hoerudin , Cecep; Susandi , Ari
International Journal of Education and Digital Learning (IJEDL) Vol. 2 No. 4 (2024): International Journal of Education and Digital Learning (IJEDL)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijedl.v2i4.131

Abstract

The background to this research is the importance of education and character development in students. Problems related to deviations that are far from noble character very often occur in today's young generation. Character education is the initial foundation for instilling character in students so that they become a generation with noble morals. The aim of this research is to determine the implementation of character education in Private Madrasah Tsanawiyah. A qualitative method with a descriptive approach was used in this research, data analysis and examination was carried out by comparing data from several sources and then drawing conclusions. The results of the research show that the strategies implemented by the school have an impact on changing students' attitudes and behavior towards a better direction by reflecting noble character values, such as: religious, honest, tolerant, disciplined, love of the country, friendly/communicative, caring. environment, and responsibility. This is carried out by the entire school community with an Islamic character culture which is the hallmark of Madrasah Tsanawiyah.
The Effect of Third-Party Funds, Deposit Interest Rates, and Financial Literacy on Financial Performance at Bank BJB Supriadi, Deni; Rinaldo, Dito
Journal Research of Social Science, Economics, and Management Vol. 5 No. 9 (2026): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v5i9.1445

Abstract

This research aims to analyze the effect of Third-Party Funds (DPK) and deposit interest rates on the financial performance of Bank BJB, with financial literacy as an intervening variable. The background of this research is based on the phenomenon that increases in DPK and competitive deposit interest rate strategies do not always lead to optimal financial performance. This indicates the importance of internal factors, particularly the financial literacy of management and front-line employees, in managing funds, assessing risks, and making effective financial decisions. This research employs a quantitative approach using multiple regression analysis and mediation testing. The analysis is conducted through several stages, including descriptive statistical analysis, classical assumption tests, two-stage regression analysis, and significance testing (t-test, F-test, and coefficient of determination). The mediation effect is examined using the Sobel test and/or bootstrapping methods. The results are expected to show that DPK and deposit interest rates have both direct and indirect effects on financial performance through financial literacy. Financial literacy acts as an intervening variable that strengthens the relationship between external factors and financial performance by improving fund management effectiveness, risk control, and decision-making quality. This research contributes theoretically to the development of financial literacy literature in the banking sector and provides practical implications for Bank BJB management in enhancing financial performance through strengthening internal capabilities.
Co-Authors Daryaman, Daryaman Dito Rinaldo, Dito Mayasari , Annisa Susandi , Ari Wahyu Hoerudin , Cecep