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All Journal An-Nuha : Jurnal Kajian Islam, Pendidikan, Budaya Dan Sosial EkBis: Jurnal Ekonomi dan Bisnis Journal of halal product and research (JHPR) Review of Islamic Economics and Finance El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Manajemen dan Inovasi (MANOVA) Jurnal Ekonomi dan Bisnis Islam (JEBI) Jurnal Ekonomika dan Bisnis Islam Filantropi: Jurnal Manajemen Zakat dan Wakaf
Qanita, Ariza
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Journal : Review of Islamic Economics and Finance

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Tawarruq As The Solution of Shariah Non Compliance in Ar-Rahn Practice: How Does It Work? Qanita, Ariza; Meldona, Meldona; Wahyuni, Nanik
Review of Islamic Economics and Finance Vol 7, No 2 (2024): Review of Islamic Economics and Finance (RIEF): November 2024
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v7i2.75157

Abstract

Purpose – This research aims to elaborate the concept of tawaruq as an alternative solution to the problem of sharia non-compliance in Rahn transactions in Indonesia. Many people are interested in Rahn transactions as financing that can help them to get their liquidity needs. However, in practice, rahn transactions are considered to contain elements of sharia non-compliance, namely taking ujrah based on the loan amount so that it is equated with usury.Methodology - This research used qualitative approach with literature review. The data used is secondary data in the form of journal articles, books and other documents published during the period 2015 to 2024.Findings - The research results show that the use of Tawarruq as a solution for sharia non-compliance in Rahn transactions is still controversial. There are scholars who consider it permissible and there are those who prohibit it. Tawarruq can be used as a solution in rahn transactions, but its implementation must be in accordance with predetermined limitations. DSN MUI as a fatwa institution in Indonesia should review the implementation of Tawarruq in sharia financial institutions, both legally and technically.
Co-Authors ., Khusnudin Albab, Zackya Ulul Helmi Syaifuddin Laila, Nuril Lestari, Nimas Dewi Maghfiroh, Rahma Ulfa Maghfuroh, Nuril Laila Maretha Ika Prajawati Mega Noerman Ningtyas Meldona Muhammad, Zaydan Nanik Wahyuni ‎ Pratikto, Muhammad Iqbal Surya Ridwan, Muhtadi Suyuti, Mufit Ulfa Maghfiroh, Rahma