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All Journal Al-Tahrir: Jurnal Pemikiran Islam Jurnal Promosi Pendidikan Ekonomi Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Edukasi Islami: Jurnal Pendidikan Islam FONDATIA Jurnal Ilmiah Edunomika (JIE) Jurnal Ekonomi dan Bisnis Islam (JEBI) Jurnal Pendidikan Islam
Ridwan, Muhtadi
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Eksplanasi Perbandingan Perkembangan Ekonomi Pada Masa Bani Umayyah dan Era Industri 5.0 Laila, Nuril; Qanita, Ariza; Ridwan, Muhtadi; ., Khusnudin
Jurnal Ekonomi dan Bisnis Islam (JEBI) Vol. 3 No. 2 (2023): September
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAMMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jebi.v3i2.2181

Abstract

Tulisan ini mengkaji tentang perkembangan ekonomi Bani Umayyah dan ekonomi era industri 5.0. Munculnya gagasan revolusi industri 5.0 turut menjadi tantangan bagi sistem ekonomi Islam. Sistem ekonomi Islam masih dianggap sebagai sistem ekonomi yang tidak fleksibel karena dibatasi oleh nilai agama. Padahal sistem ekonomi Islam sudah berhasil diterapkan pada masa kekuasaan kerajaan Islam terdahulu seperti Dinasti Bani Umayyah. Jenis penelitian ini adalah library reseach. Data yang digunakan adalah data sekunder berupa buku dan artikel jurnal dengan tema terkait. Hasil penelitian menunjukkan bahwa  konsep ekonomi welfare state pada masa Dinasti Bani Umayyah dapat diterapkan untuk menghadapi era revolusi industri 5.0. Konsep welfare state menekankan pada tiga prinsip dasar yaitu persamaan kesempatan, pemerataan pendapatan dan tanggung jawab publik. Tiga prinsip tersebut memiliki kesesuaian dengan prinsip dalam sistem ekonomi Islam.
The Effect of Islamic Leadership, Organizational Culture, and Self-Efficacy on Lecturer Performance Mediated Organizational Citizenship Behavior (OCB) at Islamic Religious Colleges in West Kalimantan Indonesia Juliansyah, Juliansyah; Ridwan, Muhtadi; Wahidmurni
Jurnal Pendidikan Islam Vol. 11 No. 1 (2022)
Publisher : Faculty of Tarbiyah and Education, Universitas Islam Negeri (UIN) Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jpi.2022.111.77-93

Abstract

Purpose – Building performance is one of the fundamental goals of every tertiary institution. The lecturer profession is increasingly competitive, and the difficulty in raising the competence of lecturers who are partly in the Islamic boarding school environment determines whether Islamic tertiary institutions survive. This study examines the influence of Islamic Leadership, organizational culture, and self-efficacy on lecturer performance mediated by Organizational Citizenship Behavior (OCB). Design/methods/approach – This research was conducted on 202 lecturers at an Islamic religious university in West Kalimantan, Indonesia. This type of correlational research with survey techniques using the SmartPLS 3.3.7 application. Findings – From the results of the study, it was found that there was a significant influence of Islamic Leadership on OCB; there is a significant influence of organizational culture on OCB; there is a significant effect of self-efficacy on OCB; there is no significant effect of Islamic Leadership on performance; there is no significant effect of organizational culture on performance; there is a significant effect of self-efficacy on performance; there is a significant effect of OCB on performance; and there is a significant effect of Islamic Leadership, organizational culture, and self-efficacy on OCB-mediated performance. This study contributes to a new paradigm of lecturer performance: OCB as the dominant variable construct that mediates civic virtue and altruism values. Research implications/limitations – This study emphasizes that improving lecturer performance is not enough with spiritual leadership, organizational culture, and self-efficacy but assisted by organizational citizenship behavior (OCB). Practical implications – This study shows a relationship between Islamic leadership, organizational culture, self-efficacy, and OCB variables on lecturer performance and gives the importance of strengthening OCB to improve lecturer performance.
Customer Loyalty Based on Service Quality, Banking Image, and Fairness Mediating Role of Customer Satisfaction Abdul Fatah Rusydi; Ridwan, Muhtadi; Ekowati, Vivin Maharani; Supriyanto, Achmad Sani; Johari, Fuadah Binti
Jurnal Aplikasi Bisnis dan Manajemen Vol. 10 No. 3 (2024): JABM, Vol. 10 No. 3, September 2024
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.10.3.717

Abstract

Background: Technological advances have impacted intense business competition in the banking world, requiring all banks to compete in updating systems to maintain customer loyalty, which is essential to a business' success. Influencingtors influencing customer loyalty are service quality, banking image, and fairness. Purpose: The purpose of this study is to examine how customer satisfaction functions as a mediating factor between service quality, banking image, fairness and customer loyalty. Design/methodology/approach: Quantitative methods are used in this study. The population consists of Bank Muamalat customers. Accidental sampling was utilized as a research sampling method. The sample amounted to 210 respondents with research data using primary data. The SmartPLS 3.3 analysis tool was used to assist this research. Findings/Result: The findings of this study show that CARTER service quality can significantly improve customer loyalty at Bank Muamalat Malang. A favorable banking image has a strong positive impact on customer loyalty. Likewise, the Maqashid Syari'ah Index (MSI) fairness concept can have a direct impact on consumer loyalty. In addition, the study's findings suggest that customer happiness can mediate the impact of service quality, image, and fairness on customer loyalty. Conclusion: This study shows that service quality and banking image have a substantial impact on customer loyalty. At the same time, the concept of fairness has a substantial impact on customer loyalty. Customer satisfaction can mediate the impact of service quality, banking image, and the concept of fairness on customer loyalty. Originality/Value (State of The Art): This study attempts to explain service quality based on an Islamic perspective; it is hoped that this model development will reduce the scarcity of literature on service quality. Keywords: service quality, banking image, fairness, customer loyalty, customer satisfaction
FENOMENA PEMBIAYAAN BAGI HASILPADA BMT UGT NUSANTARA DI PASURUAN Soleh, Badrus; Ridwan, Muhtadi; Khusnudin, Khusnudin
JURNAL ILMIAH EDUNOMIKA Vol 8, No 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.16167

Abstract

This research aims to analyze the obstacles that are factors in the lack of profit sharing financing at BMT UGT Nusantara. This research uses a qualitative approach with phenomenological methods to examine the process of determining financing schemes, implementing profit sharing financing and identifying the causes of the lack of profit sharing financing at BMT UGT Nusantara. Data collection was carried out through in-depth interviews with informants such as financial managers, business managers, branch heads, account officers and members of BMT UGT Nusantara. Apart from that, field observations and analysis of financing documents were also carried out to obtain a comprehensive picture.  Data analysis was carried out using three analytical steps suggested by Miles and Huberman (2007), namely data reduction, data exposure and conclusion drawing or verification. The results of this research indicate that determining the financing scheme is the internal authority of BMT UGT Nusantara with the knowledge and approval of members. Financing with a profit sharing scheme is only used for companies that are already established, while small businesses use non-profit sharing financing. The lack of financing with a profit sharing scheme is due to several obstacles such as high risk, quality of human resources, asymmetric information, moral hazard, minimal understanding of members and member preferences.
Formation of Discipline Character Through Internalization of the Value of Islamic Religious Education in the Students of the Wali Songo Ngabar Islamic Boarding School Said, Ghiffari Syauqy; Ridwan, Muhtadi; Sholeh, Ahmad
FONDATIA Vol 9 No 2 (2025): JUNI
Publisher : Pendidikan Guru Madrasah Ibtidaiyah STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/fondatia.v9i2.5752

Abstract

Amid growing concern over the decline of character education among Indonesia’s youth, particularly in relation to student discipline, Islamic boarding schools (pesantren) have emerged as vital institutions for cultivating moral integrity through continuous and holistic educational practices. This study investigates the development of student discipline through the internalization of Islamic educational values at the Wali Songo Islamic Boarding School in Ngabar Ponorogo. Employing a qualitative case study design, data were gathered through non-participant observation, in-depth interviews with educators and students, document analysis, and field notes. The study identifies three primary strategies contributing to the internalization process: role modeling by educators, habituation via structured daily routines, and firm yet constructive rule enforcement. The internalization of discipline unfolds through the phases of value transformation, transaction, and trans-internalization, embedding the core Islamic principles of iman (faith), sharia (Islamic law), and akhlaq (morality) into students’ behavior. Discipline, as developed in this context, transcends mere obedience and is manifested as intrinsic moral awareness that shapes students’ conduct within and beyond the school environment. Although challenges persist, particularly among senior students, sustained mentoring and institutional consistency significantly mitigate disciplinary issues. The findings suggest that formal educational institutions may benefit from adopting key elements of the pesantren model, particularly the integration of moral exemplars, routine-based learning, and value-oriented discipline, to enhance character formation in contemporary schooling.
Maintaining Marine Ecosystem to Realize Halal Supply Chain from The Maqāsid al-SharÄ«”˜ah Perspective Hakim, Imamul; Ridwan, Muhtadi; Zenrif, Muchammad Fauzan; Saiban, Kasuwi
AL-TAHRIR Vol 24 No 1 (2024): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v24i1.7594

Abstract

This article aims to examine the importance of preserving marine ecosystems from the perspective of maqāsid al-sharÄ«’ah as an effort to realize a good food product supply chain, and to maintain and realize halal and tayyib (clean and pure) food products. The research method approach used in this article is a literature study or literature review. Sources are collected from books and various research articles on pollution of the marine environment and its consequences for human health that have been carried out by previous researchers, then studied from the perspective of maqāsid al-sharÄ«’ah. The findings in this study show that the problem of damage to marine ecosystems due to pollution is a big problem that must be resolved, because of the impact caused not only on the environment but also on human health problems as a result of consuming marine biota exposed to waste, especially heavy metals. While preserving the ecosystem is part of maqāsid al-sharÄ«’ah. Therefore, in realizing halal products that are tayyib, serious attention is needed on supply chain sources. The results of this research can contribute to thinking and decision-making regarding the importance of preserving the environment in realizing a good source of food supply.
FENOMENA PEMBIAYAAN BAGI HASILPADA BMT UGT NUSANTARA DI PASURUAN Soleh, Badrus; Ridwan, Muhtadi; Khusnudin, Khusnudin
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.16167

Abstract

This research aims to analyze the obstacles that are factors in the lack of profit sharing financing at BMT UGT Nusantara. This research uses a qualitative approach with phenomenological methods to examine the process of determining financing schemes, implementing profit sharing financing and identifying the causes of the lack of profit sharing financing at BMT UGT Nusantara. Data collection was carried out through in-depth interviews with informants such as financial managers, business managers, branch heads, account officers and members of BMT UGT Nusantara. Apart from that, field observations and analysis of financing documents were also carried out to obtain a comprehensive picture.  Data analysis was carried out using three analytical steps suggested by Miles and Huberman (2007), namely data reduction, data exposure and conclusion drawing or verification. The results of this research indicate that determining the financing scheme is the internal authority of BMT UGT Nusantara with the knowledge and approval of members. Financing with a profit sharing scheme is only used for companies that are already established, while small businesses use non-profit sharing financing. The lack of financing with a profit sharing scheme is due to several obstacles such as high risk, quality of human resources, asymmetric information, moral hazard, minimal understanding of members and member preferences.
STUDI KOMPARASI PEMIKIRAN AL-GHAZALI DAN IBNU TAIMIYAH TENTANG MEKANISME PASAR Febriyanti, Bela Selvia; Ridwan, Muhtadi; Khusnudin, Khusnudin
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 13, No 2 (2025): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v13i2.13400

Abstract

Markets have an important position in the economy. Islam acknowledges the existence of a market mechanism on condition that the market can function perfectly. However, in reality, there are often market distortions caused by the seller's mistake. So from that, this study aims to clarify how Al-Ghazali and Ibnu Taimiyah think about the market mechanisms and regulation of the market mekanisms that exist at the moment. The methodology used in this writing is a qualitative method of library study, i.e. studying ideas and findings contained in articles or, journals, books, dissertations related to scientific information. The results of this study suggest that Al-Ghazali and Ibnu Taimiyah agreed on price setting, that is, that prices are fixed through the power of supply and demand, only in cases where prices rise due to the occurrence of unfairness and inequality of market mechanisms, then the government can interfere in setting prices.
STRATEGY MODEL KEEP- GRASSROOT SYSTEM FOR IMPLEMENTING MANAGEMENT OF CHANGE: CASE STUDY TRANSFORMATION OF UIN SULTAN AJI MUHAMMAD IDRIS SAMARINDA Sari, Elly Kartika; Ridwan, Muhtadi; In’am Esha, Muhammad
Edukasi Islami: Jurnal Pendidikan Islam Vol. 14 No. 001 (2025): Edukasi Islami: Jurnal Pendidikan Islam (Spesial Issue)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v14i001.9339

Abstract

Background: This study investigates the leadership strategies employed in managing institutional transformation at Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda. Purpose: This study explores the change management strategy employed during the transformation of the State Islamic College (STAIN) Samarinda into the State Islamic Institute (IAIN), and ultimately into the State Islamic University (UIN) Sultan Aji Muhammad Idris Samarinda. Method: Employing a qualitative case study approach, data were gathered through in-depth interviews, observations, and documentation, with analysis conducted using NVivo 12 Pro software. Result: The findings reveal that the transformation process was guided by a leadership strategy referred to as the “KEEP-Grassroot System,” which emphasizes four interrelated dimensions: collaboration, enculturation, education, and participation. This strategy enabled leaders to facilitate inclusive decision-making, integrate local wisdom, promote educational values, and foster broad community engagement. The study argues that leadership in change management should not be oriented merely toward control, but rather toward enabling and facilitating institutional adaptation. Conclusion: This case highlights how effective leadership practices rooted in a grassroots approach can strengthen institutional identity, cultural integration, and organizational resilience. The research offers theoretical contributions to organizational change management and provides practical insights for higher education leaders seeking to implement sustainable transformations
Co-Authors ., Khusnudin Abdul Fatah Rusydi Achmad Sani Supriyanto Ahmad Sholeh Febriyanti, Bela Selvia Imamul Hakim In’am Esha, Muhammad Johari, Fuadah Binti Juliansyah Juliansyah Kasuwi Saiban Khusnudin Khusnudin, Khusnudin Laila, Nuril Qanita, Ariza Said, Ghiffari Syauqy Sari, Elly Kartika SOLEH, BADRUS Vivin Maharani Ekowati Wahidmurni Zenrif, Muchammad Fauzan