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All Journal Jurnal Akuntansi Profesi Daya Saing : Jurnal Ilmu Manajemen Journal of Economic, Bussines and Accounting (COSTING) International Journal of Social Science and Business Jurnal Ilmiah Akuntansi dan Bisnis International Journal of Economics Development Research (IJEDR) Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) Widya Akuntansi dan Keuangan ARSY : Jurnal Aplikasi Riset kepada Masyarakat INVEST : Jurnal Inovasi Bisnis dan Akuntansi Jurnal Artha Satya Dharma Jurnal Pengabdian Masyarakat (ABDIRA) ProBisnis : Jurnal Manajemen Jurnal Ekonomi Pembangunan, Manajemen & Bisnis, Akuntansi Innovative: Journal Of Social Science Research Jurnal Pengabdian Kepada Masyarakat SEWAGATI Jurnal Akademik Pengabdian Masyarakat
Ayu Trisnadewi, Ni Kadek
Sekolah Tinggi Ilmu Ekonomi Satya Dharma
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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The Influence of Financial Attitudes, Financial Literacy, and Education Levels on Financial Behavior in MSMEs in Buleleng District. Luh Kartika Ningsih; Kadek Wina Nariani; Ni Kadek Ayu Trisnadewi; Nazima
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 2 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v4i3.2636

Abstract

In economic development, MSMEs have a significant contribution. However, in its development there are certainly problems. It is important to apply financial attitudes in financial management to create good financial behavior. To be able to have a good financial attitude requires basic financial knowledge which can be obtained from financial literacy. Broad financial literacy can be obtained through the education level of the MSME players themselves. The aim of this research is to determine the influence of financial attitudes, financial literacy, and level of education on financial behavior in MSMEs in Buleleng Regency. The sampling technique in this study used a simple random sampling technique by determining the number of samples using the Slovin formula. The analysis techniques used in this research are the Classical Assumption Test, Multiple Linear Regression Analysis, Coefficient of Determination, and Statistical Analysis of the t test. The research results prove that 1). Financial Attitude has a positive and insignificant effect on the Financial Behavior of MSMEs in Buleleng Regency. 2). Financial Literacy has a significant positive effect on Financial Behavior among MSMEs in Buleleng Regency. 3). The level of education has a significant positive effect on the financial behavior of MSMEs in Buleleng Regency.
Konsep Pemasaran Berbasis Aida Terhadap Peningkatan Pendapatan Pembiayaan Di “Villa Hidden Space”, Desa Lemukih, Kecamatan Sawan, Kabupaten Buelleng Ni Kadek Ayu Trisnadewi; I Putu Gede Parma; I Putu Agus Adnyana
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i3.9679

Abstract

One marketing strategy that can be done so that a company continues to have excellence is the communication strategy marketing. Communication strategies responded to consumers to be stimuli. One form of response to marketing communication stimuli is through the concept of AIDA (Attention, Interest, Desire, Action). AIDA model (Attention, Interest, Desire, Action) is one of the response hierarchy models that is quite popular for marketers as a guide in carrying out marketing activities. The purpose of this study was to determine the decision-making process of consumers staying at Villa Hidden Space. The data analysis technique used is the validity and reliability test as well as the descriptive qualitative analysis. This study is intended to determine the relationship between AIDA and increase in sales revenue at Villa Hidden Space. In this study there are 5 (five) hypotheses. Respondents in this study were 50 respondents, guests who stayed at Villa Hidden Space. Then an analysis of the data obtained using multiple regression using SPSS. In this study the results obtained are changes that are increase in sales revenue influenced by AIDA (Attetion, Interest, Desire, Action by 84.5% and the remaining 15.5% is influenced by other variables not examined in this study. Keywords: AIDA and Increasing Financing Income
Nilai Pelanggan Dan Kualitas Sistem Terhadap Kepercayaan Pengguna Elektronik Banking Pada PT BNI (Persero) Tbk. Cabang Singaraja Suardika, I Ketut; Ayu Trisnadewi, Ni Kadek
Jurnal Akuntansi Profesi Vol. 14 No. 03 (2023): Jurnal Akuntansi Profesi
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jap.v14i03.70053

Abstract

  Tujuan Penelitian ini adalah Untuk mengetahui pengaruh nilai pelanggan (customer value) dan kualitas sistem terhadap Kepercayaan (trust) penggunaan Electronik Banking Pada PT. BNI Tbk. Cabang Singaraja.. Teknik analisis yang digunakan dalam penelitian ini adalah uji asumsi klasik, analisis regresi linier berganda, analisis korelasi, analisis determinasi dan uji hipotesis dengan uji T-Test dan Uji F-Test.  Hasil Penelitian menunjukkan bahwa Nilai pelanggan berpengaruh positif terhadap Kepercayaan Di PT BNI (Persero) Tbk. Cabang Singaraja yang menunjukkan hubungan yang lurus dan kuat antara Nilai pelanggan dengan Kepercayaan, kemudian hasil pengujian hipotesis dengan uji T-Test didapatkan bahwa t-hitung > t-tabel sehingga hipotesis diterima yakni “Semakin baik nilai pelanggan nasabah maka semakin tinggi Kepercayaan Pengguna Elektronik Banking Pada PT BNI (Persero) Tbk. Cabang Singaraja”. Kualitas sistem berpengaruh positif terhadap Kepercayaan Di PT BNI (Persero) Tbk. Cabang Singaraja yang menunjukkan hubungan yang lurus dan sangat kuat, kemudian hasil pengujian hipotesis dengan uji T-Test didapatkan bahwa t-hitung > t-tabel sehingga hipotesis diterima yakni ”Semakin baik kualitas sistem maka semakin tinggi Kepercayaan Pengguna Elektronik Banking Pada PT BNI (Persero) Tbk. Cabang Singaraja” Keyword : Nilai Pelanggan, Kualitas Sistem & Kepercayaan
Optimalisasi Penjualan dan Stok Opname Melalui Penerapan Sistem Informasi Akuntansi Pada UMKM NI LUH DE ERIK TRISNAWATI; NI KADEK AYU TRISNADEWI; NI MADE SRI AYUNI; KETUT SUMERDANA
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 2 No. 1 (2024): Januari: Jurnal Akademik Pengabdian Masyarakat
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v2i1.832

Abstract

The problem that is often experienced by UMKM that operate in the trading business is sales instability which is influenced by stock taking that is not well organized. This constraint encourages the need for an accounting information system in business management. The aim of this service is to implement an accounting information system as an effort to increase sales and manage stock of goods. The activity begins with initial observations to carry out situation analysis, followed by carrying out community service through designing the implementation of an accounting information system. Business actors are also given training to use point of sale applications in carrying out sales transactions which were previously carried out manually. With this training activity, business actors feel very helped, making it easier to achieve increased company performance and become the company's strength in facing competition.
KUALITAS PELAYANAN, HARGA DAN KUALITAS PRODUK IPENGARUHNYA TERHADAP KEPUTUSAN PEMBELIAN DI BEDAK ES TEH Dharma Putra, Putu Riska; Trisnadewi, Ni Kadek Ayu
Jurnal Daya Saing Vol. 10 No. 3 (2024): Inovasi SDM, Kinerja Organisasi, dan Transformasi Bisnis di Era Digital dan Pe
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v10i3.1773

Abstract

There will be a phenomenon related to a decline in sales in 2023. The decline in sales of contemporary tea drinks in Iced Tea Powder is predicted to continue if we do not take strategies to anticipate it. Therefore, management requires a serious understanding of the factors that influence sales volume growth to continue increasing it in order to maintain and increase consumer purchasing decisions. In connection with this problem, it is necessary to investigate further the factors that influence the decision to purchase Ice Tea Powder drinks, including service quality, price and product quality. This research aims to determine the influence of service quality, price and product quality on purchasing decisions at Bedak Iced Tea. The population in this study were consumers of Iced Tea Powder. The number of population members is unknown. The number of samples that will be used in this research is 75 respondents who are consumers of Iced Tea Powder. Data analysis techniques are techniques for processing data that is collected and then interpreting the results of the analysis which will be used to answer the problems that have been formulated. The data analysis method used to solve the problem in this research is multiple linear regression analysis which will be carried out using the SPSS (Statistics Program and Service Solution) program. Based on the results of the analysis and discussion, it is known that service quality has a positive effect on purchasing decisions. This means that the better the quality of service has an influence on the increase in purchasing decisions. Price has a positive effect on purchasing decisions. This means that the better the price, the higher the purchasing decision will be. Product quality has a positive effect on purchasing decisions. This means that the better the product quality, the higher the influence on purchasing decisions.
PENILAIAN TINGKAT KESEHATAN LPD BERDASARKAN CAMEL (STUDI PADA LPD DESA PAKRAMAN KLONCING) Dwi Ariawan, I Kadek Budi; Trisnadewi, Ni Kadek Ayu; Parma, I Putu Gede
Jurnal Daya Saing Vol. 10 No. 3 (2024): Inovasi SDM, Kinerja Organisasi, dan Transformasi Bisnis di Era Digital dan Pe
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v10i3.1840

Abstract

The Village Credit Institution (LPD) is one of the financial institutions in Bali. The Covid-19 pandemic caused a decline in profits in 2020. Based on this, it is very important to pay attention to the health level of LPDs, where LPDs are institutions that concern the security of public funds. The aim of this research is to determine and analyze the health level of Village Credit Institutions in Pakraman Penasan Village, Banjarangkan District, Klungkung Regency during the 2019-2021 period which is reviewed using the CAMEL method (Capital, Assets, Management, Earnings and Liquidity). This type of research is qualitative research sourced from primary data and secondary data using interview, observation and documentation techniques. This research uses a data validity test using triangulation. The data analysis technique used is LPD financial report analysis using the CAMEL method in accordance with Bali Governor Regulation No. 44 of 2017. The research results show that the Pakraman Penasan Village LPD is in a healthy condition in 2020 and 2021 with a combined score in 2020 of 89.50, in 2021 of 90.00%. Meanwhile, 202 was in healthy condition with a combined score of 89.00%. From the results of this research, it can be recommended that the LPD of Pakraman Adat Kloncing Village pay attention to its distribution of funds.
Pelatihan Kewirausahaan Sebagai Peluang Bisnis Untuk Pemuda di Kabupaten Buleleng Parma, I Putu Gede; Trisnadewi, Ni Kadek Ayu
ARSY : Jurnal Aplikasi Riset kepada Masyarakat Vol. 5 No. 2 (2024): ARSY : Jurnal Aplikasi Riset kepada Masyarakat
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/arsy.v5i2.1106

Abstract

Tujuan kegiatan pengabdian masyarakat ini adalah untuk memberikan pelatihan tentang kewirausahaan sebagai peluang bisnis untukpara pemuda yang ada di kabupaten buleleng.  Metode pengabdian kepada masyarakat ini adalah dengan menggunakan metode diskusi dan metode simulasi. Pada kegiatan pengabdian kepada masyarakat ini, untuk sasaran utamanya adalah Generasi Muda atau generasi milenial yang berstatus sebagai pelajar di kabupaten buleleng. diikuti 1 organisasi kepemudaan (PPI kabupaten Buleleng) dan 13 sekolah dari SMA/SMK Se-Kabupaten Buleleng. Kegiatan pengabdian kepada masyarakat ini dilaksanakan oleh DinasPendidikan Pemuda dan olah raga Kabupaten Buleleng.  Pada kegiatan ini membahas tentang jenis wirausaha dan bisnis yang yang dapat dilakukan oleh generasi muda dengan memanfaatkan digital marketing serta bagaimana cara melakukan pencatatan keuangan sederhana dalam kewirausahaan. Kunci utama menjalankan bisnis di masa pandemi yaitu mau mencoba peluang bisnis, tetap tenang, terus berusaha, melakukan inovasi, ide kreatif, selalu berusaha, pantang menyerah dan melawan rasa takut. Kegiatan ini sekaligus untuk menumbuhkan keinginan berwirausaha, mencari peluang dan ide usaha bagi generasi muda atau generasi milenial dan masyarakat serta dapat mengetahui tantangan dan kendala dalam berwirausaha dan berbisnis.
The Influence of Financial Literacy, Financial Behavior, and Locus of Control on the Financial Performance of Micro, Small, and Medium Enterprises (MSMEs) Permoni, Ni Luh Eka Ayu; Parma, I Putu Gede; Trisnadewi, Ni Kadek Ayu; Tarayani, Ketut Peni
ProBisnis : Jurnal Manajemen Vol. 16 No. 3 (2025): June: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the influence of financial literacy, financial behavior, and locus of control on the financial performance of MSMEs in Kubutambahan Village, Buleleng Regency. The main challenges faced by MSMEs in the area include poor financial management and a lack of confidence in making business decisions, particularly in the aftermath of the COVID-19 pandemic. A quantitative approach was employed, using a survey method with questionnaires distributed to MSME actors. The data were analyzed using multiple linear regression. The results indicate that all three independent variables—financial literacy, financial behavior, and locus of control—have a positive and significant effect on financial performance. Among these variables, financial behavior is the most dominant factor influencing financial performance. These findings highlight the importance of strengthening both financial capacity and psychological resilience of MSME actors as a strategy to improve business competitiveness and sustainability.
Penerapan Sistem Informasi Akuntansi Dalam Pengelolaan Keuangan Pada Usaha Mikro Kecil Dan Menengah “ Camilan Agas Panji” Trisnadewi, Ni Kadek Ayu; Parma, I Putu Gede
ARSY : Jurnal Aplikasi Riset kepada Masyarakat Vol. 6 No. 2 (2025): ARSY : Jurnal Aplikasi Riset kepada Masyarakat
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/arsy.v6i2.1372

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan Sistem Informasi Akuntansi (SIA) dalam pengelolaan keuangan pada UMKM Camilan Agas Panji. Sebelum penerapan SIA, UMKM ini tidak memiliki sistem pencatatan keuangan yang terstruktur dan mencampurkan keuangan pribadi dengan keuangan usaha. Metode yang digunakan dalam penelitian ini adalah deskriptif kualitatif, dengan teknik pengumpulan data melalui observasi dan wawancara. Hasil penelitian menunjukkan bahwa penerapan SIA secara manual membantu pemilik usaha dalam memahami pentingnya pencatatan keuangan, meningkatkan akurasi data, memisahkan keuangan pribadi dan usaha, serta mendukung pengambilan keputusan. Selain itu, pelatihan sederhana yang diberikan mampu meningkatkan literasi keuangan pelaku UMKM. Meskipun sederhana, sistem ini memberikan dampak positif terhadap keteraturan dan transparansi keuangan, serta potensi peningkatan kinerja usaha. Penelitian ini diharapkan menjadi referensi untuk pengembangan sistem keuangan UMKM lainnya.
Pengaruh Pendidikan Kewirausahaan, “Financial Management “dan Mental Kewirausahaan Terhadap Minat Mahasiswa Berwirausaha: Pengaruh Pendidikan Kewirausahaan, “Financial Management “dan Mental Kewirausahaan Terhadap Minat Mahasiswa Berwirausaha Trisnadewi, Ni Kadek Ayu; Parma, I Putu Gede
Jurnal Widya Akuntansi dan Keuangan Vol 7 No 2 (2025): Widya Akuntansi dan Keuangan
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/6ag6qb30

Abstract

ABSTRAC The purpose of this study was to determine the effect of entrepreneurship education, Financial Management and entrepreneurial mentality on students' interest in entrepreneurship, both partially and simultaneously. This study was conducted at STIE Satya Dharma Singaraja. The data collection technique used a questionnaire. Respondents taken in this study were students of STIE Satya Dharma Singaraja, management study program. The number of samples in this study was 89 people. The data analysis technique used multiple linear regression, determination coefficient test, hypothesis testing with the F test and t test. The results of the study found that entrepreneurship education, Financial Management and entrepreneurial mentality together had a significant effect on interest in entrepreneurship. The sig value of the influence of entrepreneurship education on entrepreneurial interest is 0.006, which is smaller than the ? value of 0.05, so Ho is rejected and Ha is accepted. This means that statistically at ? = 5%, entrepreneurship education has a real (significant) effect on entrepreneurial interest. The sig value of the influence of Financial Management on entrepreneurial interest is 0.018, which is smaller than the ? value of 0.05, so Ho is rejected and Ha is accepted. This means that statistically at ? = 5%, Financial Management has a real (significant) effect on entrepreneurial interest. The sig value of the influence of entrepreneurial mentality on entrepreneurial interest is 0.000, which is smaller than the ? value of 0.05, so Ho is rejected and Ha is accepted. This means that statistically at ? = 5%, entrepreneurial mentality has a real (significant) effect on entrepreneurial interest in STIE Satya Dharma Singaraja students.
Co-Authors Ardani, Ni Kadek Mely Dharma Putra, Putu Riska Dwi Ariawan, I Kadek Budi Erik Trisnawati, Ni Luh De Gusi Putu Lestara Permana Gusti Putu Eka Kusuma I Gede K. Ananta Yoga I Ketut Suardika I Made Sudiksa I Made Suidarma I Nyoman Sunarta I Putu Agus Adnyana I Putu Gede Parma Kadek Agus Fendy Setiawan Kadek Indrawan Kadek Wina Nariani Kasih, Ni Luh Sri KETUT SUMERDANA Komang Somayasa Luh Eka Sri Sudeleni Luh Kartika Ningsih Luh Putu Purnami Nazima Ni Ketut Elly Sutrisni, Ni Ketut Elly Ni Luh Eka Ayu Permoni Ni Made Wulan Sari Sanjaya Ni Wayan Novi Budiasni Ni Wayan Novi Budiasni . Nyoman Putra Adnyana Pasek, Gede Widiadnyana Permoni, Ni Luh Eka Ayu Puspita Sari, Ni Komang Yunika Riana Dewi Kartika Sarsanayasa, Putu Mas Sri Ayuni, Ni Made Suratmini, Ni Made Rat Tarayani, Ketut Peni Yanti, Ketut Wira