Article Per Year (5 Year)
p-Index From 2020 - 2025
0.817
P-Index
This Author published in this journals
All Journal Economica: Jurnal Ekonomi Islam International Journal of Islamic Finance (IJIF) Gandhi: Jurnal pengabdian kepada Masyarakat (G-JPM)
Fadila, Nisa Rahma
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Review of Sharia Perspective of Online Forex and Gold Trading Through MetaTrader 4 and MetaTrader 5 Platforms at Futures Brokers in Indonesia Prasetya, Ilham; Fadila, Nisa Rahma
International Journal of Islamic Finance Vol. 3 No. 1 (2025): May 2025
Publisher : Department of Islamic Financial Management, Faculty of Economics and Islamic Business, Sunan Kalijaga State Islamic University, Yogyakarta, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijif.v3i1.2643

Abstract

Background: The COVID-19 pandemic significantly impacted society’s economy. Various industry sectors stopped operating, which resulted in widespread layoffs. As a result, society tends to make online financial transactions, particularly with forex and gold. Objectives: This study examines Islamic law's perspective on online forex and gold futures trading, which is increasingly popular among the public. Novelty: Academic literature specifically conducting a juridical deconstruction (takyif fiqh) of the 'rolling contracts' offered in Indonesia and identifying them as Contracts for Difference (CFDs) remains scarce. A 2021 study noted that "no legal and jurisprudential study has been conducted over this new trade", and a 2024 thesis confirmed a legal vacuum in Indonesia as existing fatwas are considered "not relevant". This research fills this critical gap by providing a precise analysis of these specific derivative instruments, moving beyond the generalized discussions prevalent in current literature. Research Methodology/ Design: The research method used is qualitative analysis with a normative juridical approach. It examines primary Islamic law sources such as the Qur'an, Hadith, scholars' opinions, and literature related to futures trading. Findings: The study results show that online gold futures trading contains several fundamental problems from a Sharia perspective. The first is the ambiguity of the transaction object (gharar). Second, the margin trading and short-selling mechanism allows transactions without full ownership of the commodity. Third, the zero-sum system contradicts the principle of justice in Islamic law. Fourth, there is an element of usury through swap fees when the trading position passes midnight. Fifth, the magnitude of the element of speculation (maysir) in this activity. It can be concluded that the practice of trading gold futures online in its current form does not meet sharia principles. Implication: This study's results are expected to be a reference for policymakers and stakeholders, helping them better socialize and control both instruments.
Sharia Disclosure Practices: A Comparison of Islamic Banks in Indonesia and Malaysia Fadila, Nisa Rahma; Muhammad, Rifqi; Subekti, Titin; Nugraheni, Peni; Mohammed, Nor Farizal
Economica: Jurnal Ekonomi Islam Vol. 12 No. 2 (2021)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2021.12.2.7435

Abstract

The growth of Islamic banking, particularly in Indonesia and Malaysia, has resulted in an increase in assets and disbursement in the two developing countries. This provides an opportunity as well as challenges in implementing good governance to maintain compliance with sharia principles. Involving data from Islamic banks in Indonesia and Malaysia from 2016 to 2018, this study aims to measure the Sharia disclosure level with seven indicators developed from previous research. The results demonstrate that Islamic banks in both countries did not meet the full Sharia disclosure requirement, as evidenced by an index of less than one, namely 0.76 for Islamic banks in Indonesia and 0.57 for Islamic banks in Malaysia. The findings of this study are expected to contribute to the improvement of the management of Islamic banks in both countries, to provide more comprehensive sharia disclosure in their annual report.
PELATIHAN WIRAUSAHA UMKM UNTUK MASYARAKAT TERDAMPAK DI EKS-LOKALISASI DOLLY SURABAYA Fadila, Nisa Rahma; Kasmiarno, Kurnia Sari
Gandhi: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2024)
Publisher : Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/g-jpm.v2i2.10076

Abstract

Abstract Closing of Dolly Localization was on June 18th 2014 ago, left economic problems for impacted society around ex-localization who had been relied their life years by serving the parking area, small store, laundry, etc through many people who visited that place. After localization was closed, the society lost their income. Therefore, the author and team took an initiative to do community service by giving an entrepreneurship training for SME to impacted society in ex-localization. The materials of training were given, covered SME’s management, financial and accounting system for SME, product packaging, and digital marketing. The aim of this training is to improve society’s capability and competency running their business. Keywords: Training, SME, Impacted Society, Dolly Ex-Localization Abstrak Penutupan Lokalisasi Dolly pada 18 Juni 2014 lalu, meninggalkan masalah ekonomi bagi masyarakat terdampak di sekitar eks-lokalisasi yang telah bertahun - tahun menggantungkan hidupnya dengan membuka usaha tempat parkir, warung, laundry, dll dengan memanfaatkan ramainya pengunjung di tempat tersebut. Setelah lokalisasi ditutup, masyarakat kehilangan sumber penghasilan. Oleh karena itu, penulis dan tim berinisiatif melakukan pengabdian masyarakat dengan memberikan pelatihan wirausaha UMKM kepada masyarakat terdampak di eks-lokalisasi Dolly. Materi pelatihan yang diberikan yaitu: manajemen UMKM, pencatatan keuangan dan akuntansi untuk UMKM, hingga pengemasan dan pemasaran produk secara digital. Tujuan pelatihan ini adalah untuk meningkatkan kemampuan dan keterampilan masyarakat dalam menjalankan UMKM mereka. Kata kunci: Pelatihan, UMKM, Masyarakat Terdampak, Eks-Lokalisasi Dolly
PELATIHAN KEUANGAN DIGITAL PADA ANGGOTA BMT EL DANA MANFAAT PARONGPONG JAWA BARAT Destrianti Karmanto, Gina; Al-Kahfi, Muhammad Fakri; Anis, Muhammad; Fadila, Nisa Rahma; Tsalats, Irfanunnisa; Kasmiarno, Kurnia Sari
Gandhi: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2024)
Publisher : Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/g-jpm.v2i2.10090

Abstract

Teknologi digital tidak hanya berfokus pada hal-hal yang berhubungan dengan sistem informasi, namun juga pada lembaga-lembaga sosial dan lembaga keuangan. Meningkatnya perkembangan keuangan digital tidak serta merta diikuti dengan peningkatan literasi keuangan digital dan keterampilan keuangan digital. Berdasarkan pada hal tersebut, pengabdian kepada masyarakat ini dilakukan untuk meningkatkan kemampuan keterampilan menerapkan teknologi digital dalam laporan keuangan dikalangan anggota BMT Dana Manfaat, Parongpong, Kabupaten Bandung Barat. Pelatihan dilakukan dengan metode ceramah, tanya jawab, dan forum diskusi kelompok. Setelah dilakukannya pelatihan, ditemukan bahwa anggota BMT Dana Manfaat memiliki pengetahuan jauh lebih banyak apabila dibandingkan dengan sebelum dilakukannya pelatihan dan sosialisasi terkait keuangan digital.
Co-Authors Al-Kahfi, Muhammad Fakri Kasmiarno, Kurnia Sari Mohammed, Nor Farizal Muhammad Anis, Muhammad Nugraheni, Peni Prasetya, Ilham Rifqi Muhammad Subekti, Titin Tsalats, Irfanunnisa