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Demo, Ervin
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Micro Business Financing System and Development of Credit Lines in Albania Qarri, Albert; Dumi, Alba; Demo, Ervin
Mediterranean Journal of Social Sciences Vol. 3 No. 1 (2012): January 2012
Publisher : Richtmann Publishing

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The capacity of public administration was weak; the system, stemming from a party focused environment, was highlypoliticized. Corruption was pervasive in every facet of the public sector. Citizens feared public administration and did not trust itto provide even the most basic services in a fair or impartial way. The financial collapse in 1997 was a watershed event inAlbania's transition from its communist past. It highlighted the problems of Albania's economic governance capacity and, from anadministrative standpoint, reaffirmed and highlighted the inefficacy of a public administration, unable to enforce its laws andregulations. As the public's confidence in Albanian1 institutions had been significantly eroded by the recent events, restoring thepublic's trust in the government became the main priority of the government. In order to achieve this objective the capacity of thepublic administration needed to be dramatically strengthened.2 The donors concurred with this assessment. IDA, starting withthe 1998 CAS, considered governance and institution building as one of the central planks of its intervention and identified theneed to adopt and implement reforms to build an accountable and transparent state as the most important challenge facing theGovernment of Albania. Over the next several years, the Albanian Government, in partnership with donors, emphasizedinstitutional reform and capacity building and developed a comprehensive strategy to strengthen the public institutions for moreeffective governance.
The Lawmaker Role on Concentrations Control: An Analysis of Albanian Market Moçka, Ervis; Mehilli, Terida; Demo, Ervin
Mediterranean Journal of Social Sciences Vol. 3 No. 5 (2012): Special Issue
Publisher : Richtmann Publishing

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This paper' search aims to illustrate: the effectiveness of the legislature on market regulation with objective the economicefficiency' and the context within the “Authority of Competition" implements competition policy. The lawmaker role' on Concentrationscontrol is illustrated through both theoretical and empirical methods of economics and law.The economic analysis shows that, theAlbanian market is a market of small size and there is a risk of the concentration of the market since the demand is limited and operateonly a limited number of companies. We realized that in matters of concentrations with the old Regulation. 4068 of 1989, Albanian lawprovided for only the prohibition of a concentration that creates or strengthens a dominant position, but didn't provided for the abuse thatoccur by this position, as provided by European legislation. In addition, the same regulation didn't give to the Competition Authority thepossibility to take account of technical progress, as the Community Law. In 2008, the Albanian authority, review the provisions of Lawno. 9121 of 28 July 2003 "On Protection of Competition" in order to meet requirements to European competition law under the Europeanintegration process. At the end, the results of the paper, on the effective' market situation in Albania, will be exposed according toeconomic analysis of law.
The Influence of Financial System in Albanian Economy Guga, Klaudja; Mehilli, Terida; Naqellari, Alqi; Demo, Ervin
Mediterranean Journal of Social Sciences Vol. 3 No. 6 (2012): Special Issue
Publisher : Richtmann Publishing

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During the last years Albanian Financial System has continued its stable growth. The quite good financial outcome, in bothbanking sector and non-bank financial sector, was due to the better use of the financial sources and the ongoing relatively quickexpansion of the investment activities with high return. The long-term trend for a gradual decline of the capital adequacy indicator of thefinancial system and particularly of the banking sector has continued, but the declining rate is reducing. The assets of the financialsystem have been steadily growing, but the weight of the non-banking financial sector still remains low, thus limiting the contribution ofthis sector on the stable development of the overall financial system. This article discusses the progress and the influence that thefinancial system has itself as a creator of money, not only lending. Is good for our analysis to remember how this concept has a directimpact on economic factors such as: the commercial debt that has been raised in recent months, inflation which has increased, anddirect investments which have fallen. Naturally we are going to illustrate the principal methods that the financial management uses toprevent the various risks that represent the financial market, and which are the most appropriate indicators to analyze the situation of theAlbanian financial system.
Co-Authors Dumi, Alba Guga, Klaudja Mehilli, Terida Moçka, Ervis Naqellari, Alqi Qarri, Albert