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APLIKASI MURABAHAH PADA LEMBAGA KEUANGAN SYARIAH Damayanti, Erna
El-Jizya : Jurnal Ekonomi Islam Vol 5 No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v5i2.1880

Abstract

Abstact The implementation of murabahah concept in syariah bank, if connected to clerical view, experienced some modification. Murabahah practiced in LKS is known as murabahah li al-'mir bi al-syirâ ', a sale and purchase transaction in which a customer comes to the bank to buy a commodity with certain criteria, and he promises to buy the commodity/goods in a murabahah contract, i.e. in accordance with the cost of goods purchased plus the level of profit agreed by both parties. The customer will pay it through periodical installment in accordance with his financial capabilities. The application of murabahah in the practice of Sharia Financial Institutions (LKS) is the transfer of direct ownership from suppliers to customers, whereas direct bank payments are made to the first seller/supplier. The customer as the last buyer receives the goods after having entered into a murabaha agreement with the bank and the LKS conducts murabaha with the customer, and at the same time represents the wakalah contract to the customer to buy the goods themselves. Keywords: Application, Murabahah, LKS (Sharia Financial Institution).
Implementasi Projek Penguatan Profil Pelajar Pancasila Pada Sekolah Dasar Islam Terpadu Di Kota Makassar Damayanti, Erna; Yunus, Muhammad; Asdar, Asdar
Jounal of Primary Education Vol 4 No 2 (2024): Bosowa Journal of Education, Juni 2024
Publisher : Postgraduate Bosowa University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/bje.v4i2.4459

Abstract

Penelitian ini bertujuan untuk mengevaluasi Implementasi Projek Penguatan Profil Pelajar Pancasila di SDIT Ar-Rahmah Makassar, yang terletak di Kota Makassar, Sulawesi Selatan. Metode yang digunakan adalah studi kasus kualitatif dengan pendekatan studi kasus kolektif, melibatkan kepala sekolah, wakil kepala sekolah bidang kurikulum, dan guru kelas IV. Data dikumpulkan melalui observasi, wawancara mendalam, kuesioner, dan dokumentasi. Hasil penelitian menunjukkan bahwa projek dengan tema "Kearifan Lokal" diterapkan setiap hari Jumat dengan alokasi waktu enam kali pertemuan per topik. Perencanaan projek melibatkan tim fasilitator dari wali kelas, guru penggerak, dan komite belajar. Sekitar 69,6% guru telah memahami pembelajaran berbasis projek, sementara sisanya masih dalam tahap pemahaman. Meskipun evaluasi formal belum ada, projek ini telah meningkatkan keterlibatan orang tua, disiplin siswa, dan kreativitas. Kesimpulan penelitian ini adalah bahwa implementasi projek memberikan dampak positif bagi siswa dan pihak terkait. Namun, kekurangan dalam administrasi evaluasi perlu diperbaiki. Penelitian merekomendasikan pengembangan alat evaluasi yang sistematis untuk meningkatkan efektivitas pelaksanaan projek di masa depan. This study aims to evaluate the Implementation of the Pancasila Student Profile Strengthening Project at SDIT Ar-Rahmah Makassar, located in Makassar City, South Sulawesi. The method used was a qualitative case study with a collective case study approach, involving the principal, vice principal for curriculum, and grade IV teachers. Data were collected through observation, in-depth interviews, questionnaires, and documentation. The results showed that the project with the theme “Local Wisdom” is implemented every Friday with an allocation of six meetings per topic. Project planning involves a team of facilitators from homeroom teachers, driving teachers, and learning committees. About 69.6% of teachers have understood project-based learning, while the rest are still in the understanding stage. Although there is no formal evaluation, the project has improved parental involvement, student discipline, and creativity. The conclusion of this study is that the implementation of the project has a positive impact on students and related parties. However, shortcomings in evaluation administration need to be improved. The research recommends the development of systematic evaluation tools to improve the effectiveness of project implementation in the future.
Implementasi Permainan Tic-Tac-Toe sebagai Konteks Pembelajaran Matematika pada Materi Keliling Bangun Datar dalam Menanamkan Kemampuan Pemecahan Masalah Siswa Sekolah Dasar Utami, Alfida Mukti; Adelia, Ratna; Kurniawati, Irna; Damayanti, Erna; Damara, Tio Deny; Pramudiani, Puri
Jurnal Cendekia : Jurnal Pendidikan Matematika Vol 8 No 1 (2024): Jurnal Cendekia: Jurnal Pendidikan Matematika Volume 8 Nomor 1
Publisher : Mathematics Education Study Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cendekia.v8i1.3036

Abstract

Matematika sangat berperan penting bagi kehidupan. Dengan begitu peserta didik memerlukan pembelajaran matematika di sekolah sebagai bekal kehidupan peserta didik. Namun, permasalahan terkait rendahnya kemampuan peserta didik dalam memecahkan masalah matematis berdampak bagi pemahaman peserta didik dalam materi matematika. Sehingga penelitian ini bertujuan untuk menanamkan kemampuan pemecahan masalah peserta didik pada materi keliling bangun datar melalui permainan Tic-Tac-Toe yang diadaptasi dari papan geoboard dengan berdasarkan pada pendekatan Pendidikan Matematika Realistik Indonesia. Lokasi penelitian ini terletak di salah satu sekolah dasar negeri di Jakarta Timur dengan subjek penelitian sebanyak 29 peserta didik kelas IV. Metode penelitian yang digunakan adalah metode kualitatif deskriptif melalui wawancara, observasi, dan studi dokumentasi. Hasil yang diperoleh pada penelitian ini menunjukkan bahwa permainan Tic-Tac-Toe dapat membantu peserta didik dalam memecahkan masalah yaitu menentukan keliling bangun datar serta peserta didik antusias dalam mengikuti pembelajaran di kelas. Media permainan Tic-Tac-Toe dapat dijadikan salah satu konteks dalam mengajarkan konsep keliling bangun datar kepada peserta didik sekolah dasar.
Transformative Learning: Developing an E-Module Using the Canva Application for Material on Believing at the End of Days in High School Azizah, Nur; Damayanti, Erna; Hasbi, Hasbi; Arifuddin, Arifuddin
Educational Journal of Learning Technology Vol. 1 No. 2 (2024): Educational Journal of Learning Technology (Januari 2024)
Publisher : South Sulawesi Education Development (SSED)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58230/edutech.v1i2.10

Abstract

This research explores the development of e-module learning media through the Canva application, focusing on believing in the existence of the Last Day in secondary schools in Islamic religious education learning. Using the R&D (Research and Development) method and the ADDIE (Analysis, Design, Development, Implementation, and Evaluation) model, this research involved class XII students at State Senior High School 4 Palopo for the 2023/2024 academic year. The findings show (1) the e-module meets essential criteria for effective Learning, (2) it shows high validity with scores of 76.32% (media), 88.33% (material), and 77.27% (language), and (3) it achieves good results. Practicality with a score of 97% (educators) and 93% (students). This e-module is deemed suitable for improving the learning process of Islamic religious education.