Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Journal La Edusci
Farwita, Syurwana
Unknown Affiliation
Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Fintech Integrated Economic Education Model: Improving Inclusive Financial Competence Among Millennial MSMEs Farwita, Syurwana; Arsyad, Nursyam; Ibadurrahman, Ibadurrahman; Utomo, Jepri; Mutmainnah, Inayatul
Journal La Edusci Vol. 6 No. 4 (2025): Journal La Edusci
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallaedusci.v6i4.2615

Abstract

This research aims to develop and test a fintech-integrated economic education model to improve inclusive financial competence among millennial MSMEs in Makassar City. Using a descriptive qualitative approach, the study involved ten MSME actors selected purposively and explored their financial behavior, challenges, and responses to a structured training model. The model combines basic economic education, practical use of digital financial applications, and reflective learning processes. Data were collected through interviews, observations, documentation, and pre-test and post-test analysis. The results show significant behavioral changes in financial management, including routine bookkeeping, financial separation between personal and business funds, and improved budgeting practices using fintech tools. The model proves effective in contextualizing economic education and digital literacy within the everyday business practices of MSMEs. These findings underscore the importance of designing participatory, practical, and technology assisted learning models to enhance financial inclusion and empower small business actors sustainably.
Co-Authors Arsyad, Nursyam Ibadurrahman Ibadurrahman Mutmainnah, Inayatul Utomo, Jepri