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All Journal Matan: Journal of Islam and Muslim Society Jurnal Bakti Bagi Bangsa Jurnal Ekonomi Syariah
ERLINA, FATNI
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IMPLEMENTASI BAI` AL-INAH DAN KAFALAH-IJARAH DALAM SYARIAH CHARGE CARD Yusuf Prasetiawan, Ahmad; Erlina, Fatni
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (426.75 KB) | DOI: 10.30739/jesdar.v4i1.1846

Abstract

This study aims to find out how the implementation of the bai` al-inah contract with kafalah-ijarah in the issuance of Islamic credit cards. These two types of contracts are used in two different countries, namely Malaysia and Indonesia, with very different performance achievements in Islamic banking in the two countries. The method used in this study is comparative analysis. Source of data is literature literature. The discussion is carried out with a legal and benefits approach. The results show that the bai` al-inah contract, materially, receives a lot of rejection, although not in absolute terms. But there are loopholes other than a few Ulama who allow it, namely the type of bai` al-wafa` with the involvement of a third party. However, the contract between the two in sharia credit card transactions is not the only factor. Islamic financial performance is more determined by customer behavior.
PENGUATAN PEMAHAMAN DAN IMPLEMENTASI NILAI-NILAI MODERASI BERAGAMA ROHIS SEKOLAH MENENGAH ATAS Supani, Supani; Yaqin, Ainul; Erlina, Fatni
An-Nizam Vol 4 No 2 (2025): An Nizam: Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v4i2.11497

Abstract

The focus of this service is an effort to instill an understanding and attitude of religious moderation in the Rohis organization at the high school level in Banyumas Regency and efforts to implement it in the school and community environment. The method used in this service is the ABCD method. The target of the service is Rohis in high schools in Banyumas Regency, a total of 25 public and private SMA/MA/SMK schools. The results of this service are the activities of planting understanding and attitudes of religious moderation in Rohis organizations at the high school level in Banyumas Regency with the main activities in the form of workshops and mentoring. This assistance is carried out to implement the values of religious moderation by Rohis in the environment of educational institutions and society. The form of assistance is through offline assistance by creating events in collaboration with the service team and online assistance such as discussions via Whatsapp. The impact of the implementation of the values of religious moderation is clearly visible, where the understanding of Rohis members increases and students' attitudes and behaviors experience positive changes. Students began to demonstrate the values of religious moderation, such as tolerance, mutual respect, and openness to differences. Thus, this effort not only strengthens students' character, but also contributes to the creation of a more harmonious environment in schools and communities in Banyumas Regency.
Persepsi Seksualitas Santri Dan Responsi Menghadapi Kekerasan Seksual Erlina, Fatni; Listyorini, Indah
Matan : Journal of Islam and Muslim Society Vol 7 No 2 (2025): Matan: Journal of Islam and Muslim Society Vol 7 (No 2) 2025
Publisher : Institute of Research and Public Service Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.matan.2025.7.2.19632

Abstract

Many cases of sexual violence have occurred within Islamic boarding school (pesantren) environments. This study aims to examine the relevance between female students’ perceptions of sexuality and their readiness to protect themselves from the threat of sexual harassment, as well as to explore how sex education is implemented in pesantren settings. This research adopts a quantitative approach, supported by qualitative elements through descriptive statistical analysis. The population consists of female santri in Banyumas Regency, with a sample of 102 respondents selected using non-probability sampling and random homogeneous techniques. The findings indicate that students’ views on aspects of sexuality—such as norms, values, and morality—vary considerably. These differences in interpreting and responding to sexuality are influenced by cultural factors, personal experiences, educational background, and the pesantren environment itself. The results also reveal varying levels of awareness regarding potential risks: some students have received information and training, while others remain less sensitive to the issue. These findings highlight the need for a more structured approach to ensuring the safety and protection of students from potential sexual abuse. The study further identifies the efforts and methods employed by pesantren in providing sex education. While such material is acknowledged to exist, it is not presented systematically as part of a structured curriculum. Ideally, sex education for santri should incorporate instruction on moral values and sexual responsibility, reflecting an effort to integrate religious values with a modern understanding of sexuality
Co-Authors Ahmad Yusuf Prasetiawan Ainul Yaqin Listyorini, Indah supani supani