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All Journal Jurnal Manajemen dan Inovasi (MANOVA) TEKIBA : Jurnal Teknologi dan Pengabdian Masyarakat Padma: Jurnal Pengabdian Kepada Masyarakat Economics and Business Journal Jurnal Ekbis (Ekonomi & Bisnis)
Yuniningsih
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Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Mechanical Engineering Public Health Social Sciences Other

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Prespektif Kebijakan Hutang Pada Perusahaan Indeks LQ45 Yang Terdaftar Di Bursa Efek Indonesia (BEI) Ari, Kavita; Yuniningsih
Jurnal Manajemen dan Inovasi (MANOVA) Vol. 3 No. 2 (2020): Juli
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/manova.v3i2.298

Abstract

Kebijakan hutang merupakan keputusan yang sangat penting dalam perusahaan. Hutang merupakan salah satu bagian dari pendanaan perusahaan yang akan mengurangi konflik agensi dan meningkatkan nilai perusahaan. Penelitian ini bertujuan untuk mengetahui apakah Free Cash Flow, Keputusan Investasi, Profitabilitas dan Kepemilikan Institusional berpengaruh terhadap kebijakan hutang. Sampel dalam penelitian ini adalah perusahaan yang secara konsisten masuk dalam Indeks LQ45 yang terdaftar di Bursa Efek Indonesia(BEI) selama 2015-2018 dengan jumlah 132 sampel perusahaan. Teknis analisis penelitian ini menggunakan metode analisis regresi linier berganda. Metode analisis data yang digunakan yaitu dengan menggunakan uji asumsi klasik, analisis regresi linier berganda, uji koefesien determinasi, uji t dan uji f. Hasil analisis menunjukan bahwa free cash flow tidak berpengaruh terhadap kebijakan hutang, Keputusan Investasi dan Profitabilitas berpengaruh negatif signifikan terhadap kebijakan hutang, sedangkan Kepemilikan Institusional berpengaruh positif signifikan terhadap kebijakan hutang.
Menciptakan Merek dan Logo Produk Untuk Meningkatkan Daya Saing UMKM Nasabah BTPN Syariah di Kecamatan Cepu Yunieq Prakusya, Diva; Yuniningsih
PADMA Vol 4 No 1 (2024): JURNAL PENGABDIAN KEPADA MASYARAKAT (PADMA)
Publisher : LPPM Politeknik Piksi Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56689/padma.v4i1.1337

Abstract

Pengembangan merek dan identitas visual produk adalah aspek penting dalam meningkatkan daya saing Usaha Mikro, Kecil, dan Menengah (UMKM) di era globalisasi saat ini. Fokus pada keunikan merek dan logo produk tidak hanya menciptakan identitas yang kuat untuk produk atau layanan, tetapi juga menjadi kunci untuk membangun kesetiaan konsumen, meningkatkan penjualan, dan memperluas pangsa pasar. Namun kendala yang banyak di hadapi oleh nasabah UMKM BTPN Syariah adalah kurangnya pengetahuan dan keterampilan dalam hal kewirausahaan. Oleh karena itu, pihak BTPN Syariah membuat program pemberdayaan untuk nasabah-nasabah mereka yang memiliki usaha. Program pemberdayaan ini biasa disebut dengan program Bestee. Program Bestee adalah salah satu usaha BTPN Syariah untuk meningkatkan kemampuan sumber daya manusia, kapasitas, dan kualitas nasabahnya secara berkelanjutan dengan memberikan wadah atau program berupa Aplikasi Bestee yang mencakup berbagai macam materi kewirausahaan untuk mengasah kemampuan nasabah dalam mengembangkan usahanya. Program Bestee ini dijalankan oleh Fasilitator Pendamping yang mana akan terjun ke lapang secara langsung untuk memberikan pemberdayaan kepada nasabah BTPN Syariah yang merupakan pelaku usaha.
IMPLEMENTASI KOMUNIKASI PEMASARAN TERHADAP PEMULIHAN PIUTANG PADA PERUMNAS KARAWANG Lia Nurhalijah Amini; Yuniningsih
EKBIS (Ekonomi & Bisnis) Vol 12 No 2 (2024): Desember 2024
Publisher : POLITEKNIK PIKSI GANESHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56689/ekbis.v12i2.1480

Abstract

Penelitian ini bertujuan untuk menganalisi Implementasi Komunikasi Pemasaran dalam Upaya Pemulihan piutang baik KUM (Kekurangan Uang Muka) dan KLT (Kelebihan Luas Tanah) pada Perum Perumnas Proyek Karawang. Pada dunia bisnis saat ini penagihan piutang merupakan tantangan besar bagi beberapa industri, yang membutuhkan pendekatan komunikasi yang efektif untuk memastikan kelancaran arus kas dan stabilitas keuangan Perusahaan. Piutang usaha sendiri adalah sejumlah tagihan yang timbul karena adanya transaksi jual-beli barang atau jasa secara kredit yang kemudia akan dibayarkan oleh konsumen sesuai dengan termin waktu yang sudah disepakati oleh 2 pihak. Dampak dari adanya piutang bagi sebuah Perusahaan adalah dapat beresiko timbulnya kerugian bagi Perusahaan dan mempengaruhi profitabilitas dari sebuah Perusahaan. Metode yang digunakan dalam penilitian ini adalah metode deskriptif kualitatif dengan penggunaan data sekunder melalui observasi secara langsung ke lapangan, wawancara collection staff dan dokumentasi, hasil dari penelitian menunjukan bahwa strategi komunikasi yang jelas, responsif, agresif dan personal memiliki pengaruh terhadap Tingkat pemulihan piutang. Hasil penelitian ini memberikan informasi kepada Perum Perumnas dan Perusahaan lainnya dalam industri yang sama tentang cara terbaik untuk mengoptimalkan metode komunikasi mereka untuk meningkatkan efisiensi penagihan piutang. Kata kunci : strategi komunikasi pemasaran_penagihan piutang_tingkat pemulihan piutang
The Influence of Competence and Work Experience on The performance of The People's Economy Bank With Democratic Leadership as an Intervening Variable Yudiarsa, I Nyoman; Yuniningsih; Swasti , Ika Korika
Economics and Business Journal (ECBIS) Vol. 3 No. 6 (2025): September
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v3i6.242

Abstract

This study aims to analyze the influence of leadership and work motivation on lecturer performance, both directly and indirectly through job satisfaction as a mediating variable at Nazhatut Thullab Al-Muafa University, Sampang. This study used a quantitative approach with the SEM-PLS method. The study population was all 66 permanent and non-permanent lecturers, using a census method (total sampling). The primary theory underlying this study is Goal Setting Theory. This study used a quantitative approach with the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method. The results show that leadership can contribute to lecturer performance. Work motivation contributes to lecturer performance. Leadership contributes to lecturer performance through job satisfaction. Similarly, motivation contributes to lecturer performance through job satisfaction. These findings theoretically sharpen and expand the concepts discussed, and practically can serve as guidelines for Nazhatut Thullab Al-Muafa University, Sampang, in improving lecturer performance, evaluating, and driving institutional progress. Kata Kunci: Leadership, Work Motivation, Job Satisfaction, Lecturer Performance
The Influence of Competence, Reward System, and Training on the Performance of BPRS Executive Officers with Job Satisfaction as an Intervening Variable Kartiko, Cahyo; Yuniningsih; Purwanto, Sugeng
Economics and Business Journal (ECBIS) Vol. 3 No. 6 (2025): September
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v3i6.255

Abstract

This study aims to analyze the effects of competence, reward systems, and training on the performance of executive officers in Sharia Rural Banks (BPRS), with job satisfaction as an intervening variable. The primary focus is to assess the extent to which these factors influence executive performance within the context of Islamic microfinance institutions. Employing a quantitative, explanatory design, primary data were collected via a Likert-scale questionnaire and analyzed using structural equation modeling–partial least squares (SEM–PLS) with SmartPLS. The study population consists of executive officers of BPRS in Indonesia. Using purposive sampling, 121 responses were obtained from multiple BPRS across several regions. The results show that (1) competence has a positive effect on performance; (2) job satisfaction positively affects performance; (3) the reward system influences performance primarily through job satisfaction (partial/competitive mediation), while its direct effect on performance tends to be negative; and (4) training does not exhibit a significant effect on performance, and its indirect path via job satisfaction is not significant. These findings highlight the importance of strengthening competence and redesigning reward systems in alignment with executive expectations to enhance job satisfaction and performance.
The Effect Of Trust And Commitment On Customer Loyalty Of Bprs Botani Bina Rahmah With Customer Satisfaction As a Mediation Variable Faizin, Ayi Hilman; Yuniningsih; Anwar, Muhadjir
Economics and Business Journal (ECBIS) Vol. 4 No. 2 (2026): January
Publisher : PT. Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ecbis.v4i2.291

Abstract

This research is motivated by the importance of building and maintaining customer loyalty at the Botani Bina Rahmah Sharia Rural Financing Bank (BPRS), a financial institution that plays a strategic role in strengthening the sharia-based economy and promoting financial inclusion at the micro level. The phenomenon of increasing account openings without a corresponding increase in customer retention indicates challenges in managing long-term relationships with customers. Trust and commitment are believed to be important factors in creating loyalty, but the effectiveness of both is often influenced by the level of customer satisfaction. Therefore, this study was conducted to analyze satisfaction as a mediating variable in the relationship between trust and commitment and customer loyalty. This study aims to analyze: (1) the effect of trust on customer loyalty, (2) the effect of commitment on customer loyalty, (3) the effect of trust on loyalty through customer satisfaction as a mediating variable, and (4) the effect of commitment on loyalty through customer satisfaction as a mediating variable. The research approach used is quantitative with a cross-sectional design. Data were collected by distributing Likert-scale questionnaires to 100 active customer respondents of BPRS Botani Bina Rahmah. Data analysis was carried out using Structural Equation Modeling–Partial Least Squares (SEM–PLS) with the help of SmartPLS software to test the validity and reliability of constructs and the relationships between variables in the structural model. The results of the study indicate that trust has a positive and significant effect on customer loyalty, while commitment does not have a significant direct effect on loyalty. Customer satisfaction is proven to act as a significant mediating variable in the relationship between trust and loyalty, as well as between commitment and loyalty. These findings confirm that BPRS customer loyalty is more influenced by the level of trust and satisfaction built through service quality and conformity to Sharia values. Practically, BPRS management needs to strengthen contract transparency, improve service consistency, and optimize digital channels to strengthen trust, increase satisfaction, and ultimately encourage sustainable customer loyalty.
Pendampingan Visualisasi Infografis “IKPA Maksimal” dengan Canva sebagai Media Informasi Peningkatan Pemahaman Satuan Kerja Marsa Nugraha, Ravi; Yuniningsih
TEKIBA : Jurnal Teknologi dan Pengabdian Masyarakat Vol. 6 No. 1 (2026): TEKIBA : Jurnal Teknologi dan Pengabdian Masyarakat (Januari)
Publisher : Fakultas Teknik, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/tekiba.v6i1.6702

Abstract

The bureaucratic reform process requires the creation of maximum service quality improvement, especially in vertical institutions such as the Type A1 Sidoarjo KPPN. Efforts to improve services still face obstacles in the form of difficulties experienced by Work Units in understanding regulations and information delivery mechanisms. This community service program is designed to provide guidance in developing the digitization of information media in the form of infographics, given that infographics have proven to be effective in simplifying and practicalizing the delivery of complex information. This PKM program uses a collaborative mentoring method throughout the four-month internship period (June 23–October 31, 2025) at KPPN Sidoarjo, with four stages: Orientation, Identification, Implementation, and Evaluation. During the identification stage, critical indicators were found in the performance of IKPA for the second quarter of 2025, namely Supply Money Management and TUP, which then became the main targets of intervention. This program produced educational infographics on strategies to increase IKPA value, which were designed using Canva, printed as banners, and displayed in strategic areas. In conclusion, this program successfully maximized communication between employees and Satker through the use of design visualization, improved the ability of KPPN Sidoarjo employees to use digital design applications, and facilitated the delivery of data and regulations to the Work Unit.
Co-Authors Ari, Kavita Faizin, Ayi Hilman Kartiko, Cahyo Lia Nurhalijah Amini Marsa Nugraha, Ravi Muhadjir Anwar Sugeng Purwanto Swasti , Ika Korika Yudiarsa, I Nyoman Yunieq Prakusya, Diva