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Pengaruh Penerapan Manajemen Risiko Terhadap Kinerja Keuangan Triwulan 2016 – 2020 Pada Bank Pembangunan Daerah Jawa Timur Harun Al Rasyid; Syukron Sazly
Owner : Riset dan Jurnal Akuntansi Vol. 5 No. 2 (2021): Article Research Volume 5 Number 2, Agustus 2021
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v5i2.432

Importance The role of banking is currently very dominant with the financial system. A good financial system will have a positive effect on banking performance. This study aims to determine the effect of banking risk which is analyzed using the ratio of NPL, NIM, LDR, BOPO on financial performance with ROA at the Regional Development Bank of East Java. The data used in this study were obtained from annual published financial reports from the website ojk.go.id. The number of samples is 20 East Java Regional Development Banks with a quarterly period from 2016-20202. This study uses the SSS method where the results of the research show that the determinant coefficient (R2) shows the Adjusted R Square number of 0.988 or 98.8%, which means that variations in the level of financial performance can be explained by NPL, NIM, LDR and BOPO on ROA, the remaining 1.2 % can be explained from other variables outside the research variables. For the research results simultaneously, NPL, NIM, LDR, and BOPO have a significant effect on ROA. The effect partially for NPL Risk (X1) does not have a significant negative effect partially on ROA (Y), for NIM risk (X2) has a partially significant positive effect on ROA (Y), for LDR risk (X3) does not have a significant negative effect partial to the level of ROA (Y), and for the risk of OEOI (X4) a significant negative effect partially on the level of ROA (Y). It is better if the Regional Development Bank of East Java, must be able to identify the risks that may occur in its business activities. In connection with the results of research where the Bank must minimize NPL, LDR and OEOI ratio because it has a negative effect on ROA. Then maximize NIM because it has a positive effect on ROA.

Pengaruh Return On Assets(ROA) Dan return On Equity(ROE) terhadap Kinerja Kesehatan Capital Adequacy Ratio(CAR) Pada Bank BTPN harun Al Rasyid Al Rasyid; Suryanto Sosrowidigdo
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 1 (2022): Artikel Volume 6 Nomor 1 Januari 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i1.634

Banking is currently being demanded to be able to increase its profitability because profitability is the net end result of various management policies and decisions. This ratio describes the level of effectiveness in managing banking assets if the profit generated by the bank is high it will also have an impact on own capital which can improve the health of the bank related to the Capital Adequacy Ratio (CAR). The research method used is multiple linear regression analysis method. The type of research used is quantitative research. Source of data is secondary data. The data collection technique is a documentation technique. Data processing using SPSS 16. Data analysis used included descriptive test, classical assumption test, multiple linear regression test, hypothesis test, and coefficient of determination test. Hypothesis testing using t test shows that: 1) Return on Assets (ROA) has a positive and significant effect on the Capital Adequacy Ratio (CAR); 2) Return On Equity (ROE) does not have a positive effect on the Capital Adequacy Ratio (CAR); and 3) the F test is known that simultaneously Return On Assets (ROA), Return On Equity (ROE) have a significant positive effect on the Capital Adequacy Ratio (CAR). Then the coefficient of determination (R2) is 0.172 or 17.2%. This means that the contribution of Return On Assets (ROA), Return On Equity (ROE) to Bank BTPN's Capital Adequacy Ratio (CAR) is 84.1%, while the remaining 15.9% is explained by other variables.

Pengaruh Return On Assets(ROA),Return On Equity(ROE) Dan Net Interest Margin(NIM) Terhadap Harga Saham Pada Bank BCA Tbk Agus Tri Indah K; harun Al Rasyid
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 3 (2022): Artikel Volume 6 Issue 3 Periode Juli 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i3.965

This study was conducted to analyze the effect of Return On Assets (ROA), Return On Equity (ROE) and Net Interest Margin (NIM)) on Stock Prices with the object of PT Bank Central Asia, Tbk for the period 2015 to 2021 quarterly. The independent variables in this study are represented by Return On Assets (ROA), Return On Equity (ROE), Net Interest Margin (NIM)). The data collection method used is the library research method. The data analysis technique used is multiple linear regression and hypothesis testing using t-statistics to partially test each variable. The results of the t-test can be seen in the coefficients table in the sig column (significance), as well as F-statistics to test the effect of the independent variables simultaneously (simultaneously) on the dependent variable with a significance level of 5 percent. The data is processed using the SPSS program. The results show that partially ROA(X1) is Tcount(3.129) > Ttable(2.064), then it has a positive effect on Stock Price(Y), For ROE(X2) is Tcount(-2.677) < Ttable(2.064), then it has no effect negative to the Stock Price (Y). and for NIM(X3) is Tcount(0.708) < Ttable(2.064), then it has no positive effect on Stock Price(Y). For Simultaneous calculation (Test Statistics F), then t table of simultaneous test results Fcount(4.418) > Ttable(2.99) , then the conclusion ROA(X1), ROE(X2)d and NIM(X3) simultaneously affect stock prices (Y). For the Coefficient of Determination (R²), the independent variable affects the health level of BCA Bank as much as 35.6%, and the remaining 64.4% is affected by other variables. And it can be seen that the adjusted R square is 0.275, which means that 27.5% has an effect on stock prices while 72.5%% is determined by other variables that are not explained by this research model, which is summarized in the error.

Pengaruh Produk Domestik Regional Bruto dan Upah Minimum Kabupaten Terhadap Penyerapan Tenaga Kerja Di Kabupaten Bogor Dari Tahun 2010 - 2020 Harun Al Rasyid; Agus Tri Indah K
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 4 (2022): Artikel Volume 6 Issue 4 Periode Oktober 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i4.1157

Penelitian ini bertujuan untuk mengetahui pengaruh produk domestik regional bruto, tingkat upah, terhadap penyerapan tenaga kerja di Kabupaten Bogor tahun 2010 -2020. Pendekatan yang digunakan adalah pendekatan kuantitatif dengan metode deskriptif. Jenis data dalam penelitian ini adalah data panel berupa sampel dari tahun 2010 - 2020 kabupaten Bogor dengan penyerapan tenaga kerja tertinggi pada tahun 2019 dengan jumlah 2,791,651 pekerja. Dalam penelitian ini digunakan analisis regresi linear berganda , dengan sistem komputerisasi menggunakan SPSS. Setelah melakukan penelitian dengan data sekunder, dapat disimpulkan ada dua variabel yang mempengaruhi Penyerapan Tenaga Kerja yaitu Produk Domestik Regional Bruto dan Upah Minimum Kabupaten. Hasil penelitian secara simultan atau bersama-sama dalam Uji F, Kedua variable independen yaitu Produk Domestik Regional Bruto dan Upah Minimum Kabupaten secara bersama-sama mempengaruhi Penyerapan Tenaga Kerja di Kota Kabupaten Bogor. Kemudian dengan uji t, Produk Domestik Regional Bruto tidak berpengaruh Positif dan signifikan terhadap Penyerapan Tenaga Kerja di Kabupaten Bogor. Upah Minimum Kota berpengaruh Positif signifikan terhadap Penyerapan Tenaga Kerja di Kota Kabupaten Bogor. maka diperoleh kesimpulan bahwa upah minimum Kabupaten berpengaruh terhadap Penyerapan tenaga kerja dan secara simultan terdapat pengaruh terhadap variabel bebas yaitu PDRB(X1) dan variabel UMK(X2) terhadap variabel terikat yaitu PTK(Y) dengan nilai adjusted R Square (R2) = 88%, serta 12% sisanya terpengaruh variabel lainnya.

Pengaruh Sektor Pariwisata Terhadap Pendapatan Asli Daerah (PAD) Di Kabupaten Bogor Dari Tahun 2014-2021 Dengan Metode Regresi Linier Berganda Agus Tri Indah K; Harun Al Rasyid
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 3 (2023): Vol. 7 No. 3 (2023): Research Artikel Volume 7 Issue 3: Periode Juli 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i3.1723

Local governments now have the freedom to organize and manage their own government affairs and the interests of the local community in accordance with statutory regulations since the regional autonomy system came into force on January 1, 2001 as stipulated in Law Number 22 of 1999, which has been amended by Law no. 32 of 2004. The purpose of this study was to examine the impact of tourism on local revenue in Bogor Regency, tourist visits on local revenue and the impact of tourist-oriented accommodation facilities on local revenue in Bogor Regency. The time of this research was conducted in May 2021. This study used a quantitative descriptive research methodology, associative research, which is research that aims to find out the relationship between two or more variables. Types and sources of secondary data in the 2014–2021 research period. The results showed that the number of tourist visitors and regional income in Bogor Regency did not have a positive relationship as shown by Tcount(0.827) > Ttable(2.571), so it had no positive effect on Locally-generated revenue. For accommodation and local income in Bogor Regency there is no positive relationship as indicated by accommodation with the results Tcount(0.998) < Ttable(2.571), so it has no positive effect on Locally-generated revenue. while the latest research, with 2 tourist and accommodation variables, has no significant effect on local revenue, because for simultaneous calculations, t table =(2;8-2)=(2;6)=5.14, test results simultaneous Fcount(0.435) > Ttable(5.14) , then the conclusion of tourists and accommodation simultaneously has no effect onLocally-generated revenue

Pengaruh Pendapatan Asli Daerah Dan Belanja Modal Pada Peningkatan Indeks Pembangunan Manusia Provinsi DKI Jakarta Tahun 2015 – 2022 Harun Al Rasyid; Agus Tri Indah K
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 4 (2023): Article Research Volume 7 Nomor 4 Oktober 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i4.1953

The implementation of regional autonomy and fiscal decentralization gives regional governments the authority to increase regional revenues and realize distributive benefits so that they can determine regional development priorities. This human development concept prioritizes four elements, including productivity, equity, sustainability and empowerment. The aim of this research is to understand how capital expenditure and PAD influence increasing the human development index. DKI Jakarta Province was the location for this research. The 2015-2022 APBD Performance Report and 2015-2022 HDI statistics are secondary data sources used in this research. By using multiple regression analysis, the requirements for traditional hypothesis testing and model feasibility testing are met. Regional initial income does not have a positive impact on the human development index. Capital expenditure does not have a negative impact on the human development index. For simultaneous calculations (F statistical testing), the conclusion is that regional sources of income and capital expenditure simultaneously influence the human development index. Based on hypothesis testing, it shows that PAD and capital expenditure have a positive and significant effect on increasing the human development index. This positive and significant influence means that the more PAD and capital expenditure increase, the higher the HDI will be. This increase was due to the allocation of initial regional income and investment expenditure being used well so that planned activities could be carried out smoothly.

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