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All Journal Management Studies and Entrepreneurship Journal (MSEJ) Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis Journal of Economics and Business (JECOMBI)
Pattilouw, Djufri Rays
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Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science

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The Impact of the Capture Fisheries Management Program on the Welfare Level of Fishermen Wailissa, Ruslan Yusuf; Pattilouw, Djufri Rays; Sangadji, Maryam
Public Policy Jurnal Aplikasi Kebijakan Publik dan Bisnis
Publisher : Lembaga Penelitian & Pengabdian Masyarakat (LPPM) STIA Said Perintah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51135/PublicPolicy.v5.i2.p884-902

Abstract

The study aims to assess how assistance from the capture fisheries management program has influenced the welfare of fishermen in Masohi City and Amahai sub-districts, Central Maluku Regency. Findings reveal that before receiving assistance, 20% of fishermen earned less than Rp.1 million monthly, while 80% earned between Rp.1 million to Rp.5 million. Post-assistance, there was a noticeable increase in both production and income, attributed to factors such as improved fishing gear, skills, and increased work hours. Consequently, incomes rose, with 10% earning Rp.1 million to Rp.5 million, 40% earning Rp.5 million to Rp.10 million, and 50% earning over Rp.10 million monthly. Thus, the capture fisheries management program significantly enhances fishermen's welfare.
Analisis Pengaruh Bantuan Stimulan Perumahan Swadaya (BSPS) Terhadap Kesejahteraan Masyarakat Berpenghasilan Rendah Di Kabupaten Buru Selatan Paunno, Jacob; Rumerung, Dientje; Pattilouw, Djufri Rays
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 4 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i4.8356

Abstract

This study aims to see the effect of Self-Help Housing Stimulant Assistance (BSPS) on the welfare of low-income people. The data used is primary data obtained from a population of 84 beneficiaries of the self-help housing stimulant assistance program. The analysis method used is multiple linear regression. The results showed that food access and self-help housing stimulant assistance had a positive and significant effect on the welfare of low-income people in South Buru Regency
Performance Analysis of Regional Original Income in Maluku Province and its Optimization Strategy Pattilouw, Djufri Rays
Journal of Economics and Business (JECOMBI) Vol. 3 No. 02 (2023): Journal of Economics and Business (JECOMBI) : January 2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/jecombi.v3i03.61

Abstract

Regional autonomy on the one hand has had a positive impact in the form of opening opportunities for regions to regulate and manage the interests of local communities according to their own initiatives. However, on the other hand, regional autonomy also gave birth to a number of serious consequences, including the still high dependence of local government finances on the central government because the regional fiscal capacity has not been able to finance the growing demand for development needs in the regions. High regional fiscal dependence also occurs in Maluku Province, where the contribution of Local Own Revenue (PAD) to the total regional revenue of Maluku Province in 2018 is only 15.2 percent. This figure even decreased compared to previous years which averaged around 18 percent. Meanwhile, the role of PAD in achieving Gross Regional Domestic Product (GDP) is also still relatively low, reflected in the elasticity of GRDP to PAD which is still inelastic at around 0.8. This implies that the optimization of Regional Original Income (PAD) as the main source of revenue in self-financing government activities, development and services to the community is still quite low. Of course, this condition can have an impact on fiscal stress and is homework for the Maluku Provincial Government to further empower regional revenue sources.
Dampak Penggunaan Digital Banking dan Kepuasan Nasabah serta Implikasinya Terhadap Tingkat Tabungan Letlora, Ingrid Julia; Metekohy, Stellamaris; Pattilouw, Djufri Rays
Public Policy Jurnal Aplikasi Kebijakan Publik dan Bisnis
Publisher : Lembaga Penelitian & Pengabdian Masyarakat (LPPM) STIA Said Perintah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51135/PublicPolicy.v5.i1.p626-645

Abstract

Public interest in using digital banking is increasing every month so banks need to maintain and increase customer satisfaction because that is also the main factor in increasing the use of digital banking applications. Digital banking is a banking service that facilitates customers to carry out all their financial activities via smartphone, from opening an account to electronic banking. Electronic banking, also called e-banking, is provided by banks to fulfill important services in carrying out banking transactions. This research aims to find out how digital banking influences the savings rate at PT. Bank Rakyat Indonesia (Persero) Tbk, Masohi Branch Office, Central Maluku Regency. The data analysis method uses path analysis (Path Analysis). The results of this research show that there is a direct influence between digital banking on customer satisfaction and it is significantly positive, there is a positive influence between customer satisfaction and increasing the amount of savings. Meanwhile, the indirect influence of digital banking on the amount of savings through customer satisfaction is also positive and significant
Strategi Pengembangan Industri Kecil dan Menengah di Kabupaten Maluku Tengah Marasabessy, Fitria Komalasari; Ramly, Fahrudin; Pattilouw, Djufri Rays
Public Policy Jurnal Aplikasi Kebijakan Publik dan Bisnis
Publisher : Lembaga Penelitian & Pengabdian Masyarakat (LPPM) STIA Said Perintah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51135/PublicPolicy.v5.i1.p663-683

Abstract

Small and Medium Industries (SMEs) are one of the business sektors that have an important role in the regional economy. However, in its development, SMEs have various potentials, weaknesses, opportunities and even threats so that they cannot develop optimally like other business sektors. This research aims to provide an analysis of its development strategy. The method used is the SWOT method and Analysis Hierarchy Process (AHP) with the aim of identifying various potentials, weaknesses, opportunities and threats as well as priority development strategies in the future. The results of the SWOT analysis show that the strategy that needs to be used is a growth strategy by optimizing strengths to take advantage of emerging opportunities. Meanwhile, the results of the AHP analysis show that the priority policies in the growth strategy are policies in developing human resources.
Co-Authors Letlora, Ingrid Julia Marasabessy, Fitria Komalasari Maryam Sangadji Paunno, Jacob Ramly, Fahrudin Rumerung, Dientje Stellamaris Metekohy Wailissa, Ruslan Yusuf