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All Journal Inkubis: Jurnal Ekonomi dan Bisnis Equivalent: Jurnal Ilmiah Sosial Teknik Journal of Village Development Innovation Journal of Global Tourism
Prabowo, Oxy Hendro
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Perceptions and Practices of Sharia-Based Finance in Post-Pandemic MSMEs: A Qualitative Study in Urban-Rural Areas Ela, Nur; Prabowo, Oxy Hendro; Himawan, Muhammad Fadil; Karsa, Aldo Hermaya Aditya Nur
Journal of Village Development Innovation Vol. 2 No. 1 (2025): Journal of Village Development Innovation
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jvdi.v2i1.8

Abstract

The COVID-19 pandemic has affected the financial stability of MSMEs in Indonesia, especially in terms of financial management and access to financing. In the context of post-pandemic economic recovery, sharia-based financial systems are gaining traction as a more ethical and sustainable alternative. This study aims to explore the perceptions and practices of MSMEs towards Islamic finance, by comparing the dynamics in urban and rural areas. This research uses a qualitative approach with a phenomenological method. Informants were purposively selected from MSME players who have used or been exposed to Islamic financial services. Data collection techniques were conducted through in-depth interviews and field observations, and analyzed using the Miles and Huberman thematic model. The results showed that urban MSME players have a higher understanding of sharia principles and are more active in utilizing Islamic financial products, such as murabaha financing and Islamic savings. In contrast, rural MSME players rely more on informal systems based on community trust, and face more access barriers. Differences in motivation, literacy and social context are key factors that influence financial behavior in both regions. In conclusion, Islamic financial inclusion among MSMEs requires a participatory and contextual approach, taking into account local characteristics and structural challenges faced by businesses.
Tourists' Perceptions of Religious Tourism Experience at the Tomb of Sunan Ampel Surabaya Prabowo, Oxy Hendro
Journal of Global Tourism Vol. 2 No. 1 (2025): Journal of Global Tourism
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jht.v2i1.12

Abstract

This study aims to examine tourists' perceptions of the religious tourism experience at the tomb of Sunan Ampel, Surabaya, which is one of the most important religious tourism destinations in Indonesia. This research uses a qualitative approach with a descriptive method to describe in depth the experiences of tourists visiting the tomb. Data were collected through in-depth interviews with tomb managers, questionnaires distributed to licensed employees, and direct observation at the site. The results showed that the majority of tourists were satisfied with the spiritual aspects they experienced, but many complained about the limited facilities, such as inadequate seating and narrow worship space. In addition, the lack of clear historical information is also one of the factors that reduce the quality of the tourist experience. The implication of this study is the need to improve facilities, develop training programs for staff, and provide more educative information for visitors. This research is expected to provide input for the manager of Sunan Ampel tomb in improving the quality of service and management of religious tourism in Indonesia.
Pengaruh Gaya Kepemimpinan, Motivasi dan Disiplin Kerja terhadap Kinerja Karyawan. Prabowo, Oxy Hendro
Inkubis : Jurnal Ekonomi dan Bisnis Vol. 1 No. 2 (2019): INKUBIS: Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/inkubis.v1i2.19

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh gaya kepemimpinan, motivasi dan disiplin kerja terhadap kinerja karyawan. Metode penelitian ini menggunakan analisis desktrtif dengan pendekata korlasi. Hasil uji t diperoleh bahwa nilai thitung variabel motivasi (X2) memiliki nilai p-value sebesar 0,000 <0,05 artinya signifikan, sedangkan thitung 7,287 > dari ttabel 1,987 artinya signifikan. Hal tersebut berarti 7,287 (X2) motivasi secara parsial berpengaruh terhadap Kinerja Karyawan (Y). Besarnya pengaruh motivasi terhadap Kinerja karyawan adalah sebesar 37,6%. 3) Terdapat pengaruh disiplin terhadap Kinerja karyawan. Hasil uji t diperoleh bahwa nilai thitung variabel motivasi (X3) memiliki nilai p-value sebesar 0,000 <0,05 artinya signifikan, sedangkan thitung 4,794 > dari ttabel 1,987 artinya signifikan. Hal tersebut berarti 4,794 (X3) disiplin secara parsial berpengaruh terhadap Kinerja Karyawan (Y). Besarnya pengaruh disiplin terhadap Kinerja karyawan adalah sebesar 20,7%. 4) Terdapat pengaruh yang signifikan antara Gaya Kepemimpinan (X1), Motivasi (X2) dan disiplin (X3) terhadap Kinerja Karyawan (Y) sebesar 0,739, hal ini menunjukkan bahwa keempat variabel tersebut mempunyai pengaruh yang kuat berada pada batasan tafsiran nilai R antara 0,60 – 0,799.
Analisis Strategi Pemasaran Mangga Gedong Gincu Melalui Media Sosial di Kecamatan Greged Kabupaten Cirebon Prabowo, Oxy Hendro; Komara, Siti
Equivalent: Jurnal Ilmiah Sosial Teknik Vol. 2 No. 2 (2020): Equivalent: Jurnal Ilmiah Sosial Teknik
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jequi.v2i2.3

Abstract

Penelitian ini bertujuan untuk mengetahui strategi yang harus dilakukan oleh Kelompok Tani Mangga Gedong Gincu I dalam menjalankan usahanya dengan mempertimbangkan kondisi internal dan eksternal yang dihadapi kelompok tersebut. Penelitian ini merupakan jenis penelitian deskriptif kualitatif. Subjek penelitian ini adalah Kelompok Tani Mangga Gedong Gincu I Kecamatan Greged. Sumber data adalah data primer dan sekunder. Pengumpulan data penelitian melalui metode dokumentasi dan wawancara. Hasil penelitian menunjukkan bahwa strategi yang disarankan akan diterapkan oleh Kelompok Tani Mangga Gedong Gincu I, yaitu mendukung kebijakan strategi agresif dengan cara: 1) Memenuhi dan meningkatkan peluang pasar yang tersedia serta mempertahankannya dengan melakukan promosi yang baik, 2) Memanfaatkan kemajuan teknologi untuk pengembangan produk, 3 ) meningkatkan kualitas produk.
Co-Authors Ela, Nur Himawan, Muhammad Fadil Karsa, Aldo Hermaya Aditya Nur Komara, Siti Komara, Siti Merthayasa, Alit Saebah, Nur