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KARAKTERISTIK RUMAH TANGGA DAN AKSES KEUANGAN DALAM STATUS PENGUASAAN RUMAH Nugraha, Galih; Wikarya, Uka
Jurnal Ekonomi Vol 24, No 1 (2021)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47896/je.v24i1.230

Abstract

The house is one of the basic needs for humans and plays an important role in supporting family activities. A decent, safe and affordable home is the desire of every household. However, according to various empirical results in a number of countries, it still faces several obstacles. Therefore, this research discuss the effect of household characteristics and financial access on the status of home ownership in Indonesia using the multinomial logistics method and 2 years of data from the Indonesia Family Life Survey (IFLS). The results of this study found that households have a higher chance of choosing the status of ownership of their own home if the location of the household is further from urban areas and the age of the head of the household is getting older. Likewise with the status of other home ownership, has a higher chance if the location of the household is getting further from urban areas and the age of the head of the household is getting older. In addition, in terms of financial access it is not statistically significant in influencing households to choose the status of ownership of their own home or the status of other home ownership.Keywords: financial access; IFLS; home ownership; household characteristics Rumah merupakan salah satu kebutuhan dasar bagi manusia dan berperan penting dalam mendukung aktivitas keluarga. Rumah yang layak, aman dan terjangkau menjadi keinginan setiap rumah tangga. Namun, menurut berbagai hasil empiris di sejumlah negara, masih menghadapi beberapa hambatan. Oleh karena itu, penelitian ini membahas mengenai pengaruh karakteristik rumah tangga dan akses keuangan terhadap status penguasaan rumah di Indonesia dengan menggunakan metode multinomial logistik dan 2 tahun data dari Indonesia Family Life Survey (IFLS). Hasil penelitian ini menemukan bahwa rumah tangga berpeluang lebih tinggi untuk memilih status penguasaan rumah milik sendiri bila lokasi rumah tangga semakin jauh dari perkotaan dan usia kepala rumah tangga semakin tua. Begitu juga dengan status penguasaan rumah lainnya, memiliki peluang lebih tinggi bila lokasi rumah tangga semakin jauh dari perkotaan dan usia kepala rumah tangga semakin tua. Selain itu, dari sisi akses keuangan secara statistik tidak signifikan dalam mempengaruhi rumah tangga untuk memilih status penguasaan rumah milik sendiri maupun status penguasaan rumah lainnya.Kata kunci: akses keuangan; IFLS; karateristik rumah tangga; penguasaan rumah 
Pengaruh Kebijakan Tariff Adjustment Listrik terhadap Konsumsi Listrik Rumah Tangga di Indonesia Agustin, Rima; Wikarya, Uka
Jurnal Kebijakan Ekonomi Vol. 15, No. 1
Publisher : UI Scholars Hub

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Abstract

In determining electricity tariffs in Indonesia, it has changed since 2015, namely by the policy of tariff adjustments or adjustments to electricity tariffs by adjusting to macro indicators namely ICP, exchange rates and inflation. This paper will examine the impact of the tariff adjustment policy on Indonesia's household electricity consumption. By using the Ordinary Least Square (OLS) regression method, the results show that the effect of electricity prices on electricity consumption is negative and insignificant, which means that the effect of changes in electricity prices on household electricity consumption is very small. From this study also added control variables from the social, economic and building aspects that can affect household electricity consumption pattern. Keywords : tariff adjustment, electricity, policies, exchange rate
Kepatuhan Pajak Perusahaan Terbuka Modal Asing berdasarkan Laporan Keuangan Wajib Pajak Mantiri, Jefry Rentje Durand; Wikarya, Uka
Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Vol 9 No 1 (2024): Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan
Publisher : Direktorat Jenderal Perbendaharaan, Kementerian Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33105/itrev.v9i1.661

Abstract

Taxes are the largest source of state revenues to finance the public expenditures. However, since 2010 the tax revenue target has never been achieved. This is partly due to the low level of tax compliance. For this reason, it is necessary to audit the submitted SPT. This study analyzes the factors in the Financial Statements that can be indicators in determining audit priorities. The data used are SPT data and audit results for the 2015-2019 Fiscal Year, with a sample of 87 PMA companies listed on the IDX until 2015. This study uses panel data regression method with random effect model. The results of the study found that in determining the prioritized WP PMA in the audit, DGT needs to pay attention to indicators, namely: WP with large ROA and DER. In addition, WP PMA in the manufacturing sector can also be an indicator of priority audit.
Pengaruh Produksi Batubara terhadap Indeks Pembangunan Manusia di Provinsi Penghasil Batubara Sembiring, Thomas Robiana; Wikarya, Uka
Jurnal Manajemen Bisnis dan Keuangan Vol 6 No 2 (2025): Oktober 2025
Publisher : https://jurnal.binamandiri.ac.id/

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jmbk.v6i2.371

Abstract

Coal mining is an essential component of natural resource (NR) management that supports Indonesia’s economy. However, as a non-renewable resource, its utilization must be optimized to contribute to human resource (HR) development. This study aims to examine the effect of coal production on the Human Development Index (HDI) as a benchmark for HR development. The objective is to assess the extent of the mining sector’s contribution and to identify further measures that can be taken to promote HDI improvement. Accordingly, this research seeks to ensure that coal-producing regions can develop high-quality human resources capable of sustaining post-mining economic growth. The study employs coal production, reflected in the Gross Regional Domestic Product (GRDP) of the coal and lignite mining sector, as the independent variable. Control variables include non-coal GRDP, local government expenditure on economic functions, health functions, and education functions, while HDI serves as the dependent variable. Using panel data from 2011 to 2020, the analysis applies a panel regression approach with the Least Square Dummy Variable (LSDV) estimation model. The findings reveal that coal production has a negative effect on HDI, whereas non-coal GRDP and local government expenditure on health functions have a positive effect on HDI.
The Economic Impact of the Induction Stove Conversion Program in Indonesia Febrian, Raden Prima Hari; Wikarya, Uka
Economics Development Analysis Journal Vol 13 No 1 (2024): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

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Abstract

The Indonesian government has been facing problems related to LPG subsidies for households, domestic supply shortages, and electricity oversupply for nine years. Increasing LPG stoves to induction stoves is an alternative policy to overcome these problems. The research was conducted by calculating the net benefits households, the government, and companies received due to the conversion of LPG stoves to induction cookers. Then, it becomes a stimulus for the national economy, calculated through input-output analysis. Calculations are made based on two program scenarios: the conversion of households receiving electricity and gas subsidies (scenario I) and soft selling schemes (scenario II) from 2023 – 2030. The analysis shows that households participating in the program can save energy expenditure between IDR 260,011 – IDR 2,163,452, energy subsidies of IDR 22.65 trillion, and imports of 10% - 18.90% per year. The impact of the national economy in scenario I through input-output analysis creates a GDP of IDR 71.01 trillion and a labour income of IDR 21.88 trillion. Meanwhile, scenario II creates a GDP of IDR 52.85 trillion and a labour income of IDR 19.76 trillion. The soft selling scheme minimizes government costs and significantly impacts the national economy so that it can be implemented as a national program.
Pengaruh Kebijakan Tarif Listrik Adjustment terhadap Konsumsi Listrik Rumah Tangga di Indonesia Agustin, Rima; Wikarya, Uka
Jurnal Kebijakan Ekonomi Vol. 15, No. 2
Publisher : UI Scholars Hub

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Abstract

In determining electricity tariffs in Indonesia, it has changed since 2015, namely by the policy of tariff adjustments or adjustments to electricity tariffs by adjusting to macro indicators namely ICP, exchange rates and inflation. This paper will examine the impact of the tariff adjustment policy on Indonesia's household electricity consumption. By using the Ordinary Least Square (OLS) regression method, the results show that the effect of electricity prices on electricity consumption is negative and insignificant, which means that the effect of changes in electricity prices on household electricity consumption is very small. From this study also added control variables from the social, economic and building aspects that can affect household electricity consumption pattern.
Pengaruh Kebijakan Harga Obat terhadap Peluang Peredaran Obat Substandar dan Palsu Agusriana, Rafika; Wikarya, Uka
Jurnal Kebijakan Ekonomi Vol. 16, No. 1
Publisher : UI Scholars Hub

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Abstract

The implementation of National Health Insurance (NHIS; or Jaminan Kesehatan Nasional/JKN)’s policy, increasing patient access to medicine while keeping its budget under tight control, has the potentiality to result in compromising the safety and efficacy of the medicine. Budget constraint and the existing asymmetry information in terms of quality and price of medicines could lead to a moral hazard situation where pharmaceutical companies may produce substandard and falsified medicines to secure their profit. The result of this research using logistic regression analysis showed that despite previous assumptions, medicines included in JKN list are actually having lower probability of falsified or substandard compared to their counterparts, non-JKN medicines. In terms of the relation between price and quality of the medicines, the probability of falsified or substandard medicines increases up to a price level where for the poor qualified medicines does not have the ability to copy the original medicines while still making profit out of it. As a result, this research recommends full implementation of JKN to include all essential medicines into its list to avoid asymmetry information and maintain medicines quality. JKN also needs to have a price-differentiation policy which allows pharmaceutical companies to maintain quality of their medicines, even to innovate for a better one, while still maintaining a good profit and their ability to compete in the JKN era.