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All Journal Management Science Research Journal Jurnal Ekonomi Lembaga Layanan Pendidikan Tinggi Wilayah I
Hardiyanti, Siti Epa
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Management Science Research Journal

 1 
The ROLE OF MICRO SMALL MEDIUM ENTERPRISES (MSMES) GROWTH ON THE INDONESIAN ECONOMY Hardiyanti, Siti Epa; Wai Si, Hnin
Management Science Research Journal Vol. 1 No. 3 (2022): August 2022
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v1i3.29

Abstract

The purpose of this research is to analyze the role of micro, small and medium scale (MSMEs) growth on Indonesian economy. The data has been taken from the data secunder of Biro Pusat Statistik (BPS) and Kementerian Koperasi dan UKM (Kemenkop UKM). The data analyze using regression analyze to determine the role of micro, small and medium scale (MSMEs) growth on Indonesian economy. The results show that a micro, small and medium scale (MSMEs) growth on Indonesian economy have a role but does not have much impact because there are a lot of a factors which have an impact on Indonesian Economy. This result has an implication that the increasing Indonesia’s economic growth on various factors including the increase the number of MSMEs if the increasing of quality products for MSMEs in Indonesia
The impact of macroeconomic variables and the volatility index (VIX) on the Indonesian Composite Index Winarno, Dwi; Manurung, Adler Haymans; Sembel, Roy; Hardiyanti, Siti Epa
Management Science Research Journal Vol. 2 No. 3 (2023): August 2023
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v2i3.61

Abstract

This study investigates the relationship and influence between variables in the context of the Indonesian Composite Stock Price Index (IHSG). The Vector Error Correction Model (VECM) is estimated using a dataset with a complete sample size of 32 and a final sample size of 27. The results of the study show that the IHSG has a significant influence on its own movement in each period, indicating a self-reinforcing pattern. The VIX index shows a significant negative influence on changes in IHSG in the previous period, indicating the impact of market volatility on the IHSG. On the other hand, variables such as Gross Domestic Product (GDP), Inflation, and Bank Indonesia's Middle Exchange Rate (Middle Rate BI) do not show a significant influence on changes in IHSG in the previous period. Furthermore, the analysis of long-term influence indicates that changes in IHSG in the previous period have a significant negative influence on changes in IHSG in the current period, reflecting a tendency towards long-term equilibrium. The VIX index also shows a significant positive influence on changes in IHSG in the current period, indicating short-term volatility effects. However, GDP, Inflation, and Middle Rate BI do not have a significant influence on changes in IHSG in the current period
The Expertise of Entrepreneur that must have on Increasing the Business Profit Hardiyanti, Siti Epa; Nemat, Masihullah
Management Science Research Journal Vol. 1 No. 4 (2022): November 2022
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v1i4.62

Abstract

This research was conducted to see the effect of qualification an entrepreneur (education level, financial literacy, and gender) on increasing business profits. The population on this study were MSMEs in the Kalongan Village area, totaling 116 MSMEs and the sampling technique used was an observation. The research method using multiple regression analysis to explore the effect of education, gender, and financial literacy on business profits. The results of the analysis found that (1) the level of education has a positive and significant effect on business profits; (2) gender has a positive and significant effect on business profits; (3) Financial literacy has a positive and significant effect on business profits. The implication of the research is Business profits can be determined by several skill qualifications that must be owned by an entrepreneur, including the level of education, gender, and financial literacy knowledge.
INVESMENT DESIRE : THE UTILIZATION TECHNOLOGY CHALLENGES AND THE INDIVIDUAL PERSONAL PERCEPTION Hardiyanti, Siti Epa
Management Science Research Journal Vol. 2 No. 4 (2023): November 2023
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v2i4.85

Abstract

The research aims to test empirically: 1) the effect of perceived usefulness of technology use, perceived ease of use technology and individual perception towards investment desire on the people of Banten. 2) the effect of perceived usefulness of technology use and perceived ease of use technology on individual perception in the people of Banten, 3) the effect of perceived usefulness of technology use and perceived ease of use technology on investment desire in the people of Banten with the individual perception as an intervening variable. The object of research is the millennial generation in the people of Banten Province. In this study, the determination of the sample using the Slovin formula, a number of 123 respondents who have knowledge about investment and utilize technology to search investment information. This study uses Path Analysis techniques and data processing uses SPSS version 26. The results show that the perceived usefulness of technology use have effects on individual perception but does not effect to desire investment of the people of Banten Province. The results of hypothesis testing prove that the perceived ease of use technology does not effect on individual perception and desire investment on the people of Banten Province. The results of hypothesis testing prove that individual perception have an effect on investment desire at the people of Banten Province. The results of hypothesis testing prove that individual attitude can mediate the perceived usefulness of technology use on investment desire, but individual perception are not be able to mediate perceived ease of use technology on investment desire at the people of Banten Province.
Analysis of Interest Rate Policy on Bank Financial Performance Hardiyanti, Siti Epa
Management Science Research Journal Vol. 3 No. 1 (2024): February 2024
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v3i1.103

Abstract

This research aims to analyze the influence of interest rate policy on bank financial performance in developing countries. Through case studies involving a number of large or representative banks in certain developing countries, historical data on interest rate policies and bank financial performance are collected and analyzed. Statistical and econometric methods, including linear regression, are used to evaluate whether changes in interest rate policy have a significant impact on banks' financial performance, including profitability, liquidity and credit growth. In addition, control variables such as bank size, capital structure, and macroeconomic conditions are taken into account in the analysis to ensure the accuracy of the results. This research aims to provide in-depth insight into the effectiveness of interest rate policy in regulating bank financial performance in developing countries and its implications for monetary policy and banking supervision.
Analysis of Volatility and Factors Affecting Cryptocurrency Prices: A Case Study of Bitcoin and Ethereum Hardiyanti, Siti Epa
Management Science Research Journal Vol. 3 No. 2 (2024): May 2024
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v3i2.107

Abstract

The volatility of cryptocurrency prices, particularly Bitcoin and Ethereum, has become a major concern for investors and researchers due to high price fluctuations and influencing factors. This study aims to analyze the volatility and factors affecting the prices of Bitcoin and Ethereum. The methods used include descriptive analysis, ARCH and GARCH models, and linear regression to identify the impact of macroeconomic factors, cryptocurrency-specific factors, regulation, and market sentiment on price volatility. The results show that Ethereum has higher volatility compared to Bitcoin, with inflation, interest rates, and market sentiment being significant factors affecting volatility. Cryptocurrency-specific factors, such as mining costs and technological developments, also play an important role. The implications of these findings emphasize the importance of risk management for investors and the need for supportive regulation to create a stable investment environment. This study makes a significant contribution to understanding the dynamics of cryptocurrency price volatility and provides insights for policymakers and technology developers.
The Impact of Fintech Technology on Traditional Banking Industry Hardiyanti, Siti Epa; Thota, Abraham
Management Science Research Journal Vol. 3 No. 3 (2024): August 2024
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v3i3.118

Abstract

The rapid evolution of fintech technology has significantly disrupted the traditional banking industry, posing both challenges and opportunities for banks. This study aims to analyze the impact of fintech adoption on the operational and financial performance of traditional banks, focusing on key metrics such as profitability, operational efficiency, and risk. Utilizing a quantitative approach with a descriptive and causal research design, the study collects primary data through surveys and secondary data from financial reports of banks and fintech companies. Panel data regression and ANOVA are employed to assess the relationships between fintech adoption and bank performance. The results indicate that fintech adoption positively influences bank profitability and efficiency, while also introducing new risks that require strategic management. These findings highlight the need for traditional banks to adapt swiftly to remain competitive and secure in an increasingly fintech-driven market. The study contributes to the financial literature by providing empirical evidence on the long-term impacts of fintech on the banking sector, offering valuable insights for both academics and industry practitioners.
TREND ANALYSIS OF FINANCIAL RATIOS FOR ASSESSMENT FINANCIAL STABILITY LONG-TERM ON PT AGUNG PODOMORO LAND TBK Hardiyanti, Siti Epa; Arthawati, Sri Ndaru
Management Science Research Journal Vol. 4 No. 2 (2025): May 2025
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v4i2.155

Abstract

This study aims to evaluate the long-term financial stability of PT Agung Podomoro Land Tbk by analyzing the trends in its financial ratios over the period 2018–2024. As a leading real estate developer in Indonesia, the company faces financial challenges that require consistent monitoring, especially considering macroeconomic fluctuations and sector-specific risks. The research employs trend analysis of key financial ratios, including liquidity, solvency, profitability, and efficiency indicators. The results show notable fluctuations influenced by the COVID-19 pandemic and post-pandemic recovery phases. The study concludes that while the company demonstrates signs of improvement in operational efficiency and profitability, concerns remain regarding solvency and capital structure. The findings provide valuable insights for management, investors, and financial analysts regarding the company’s long-term financial health.
Financial Statement Analysis to Assess Corporate Resilience in Facing Global Economic Crises Hardiyanti, Siti Epa
Management Science Research Journal Vol. 4 No. 1 (2025): February 2025
Publisher : PT Larva Wijaya Penerbit

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56548/msr.v4i1.157

Abstract

This study explores the application of financial statement analysis to evaluate corporate resilience during global economic crises. The research focuses on identifying key financial indicators that influence a firm's ability to endure and recover from external economic shocks. Utilizing data from companies across five strategic sectors, the study develops a composite Resilience Index incorporating liquidity, solvency, profitability, and efficiency ratios. The findings reveal that firms with strong cash flows, low leverage, and high liquidity exhibit superior crisis performance and faster post-crisis recovery. The study contributes to the existing literature by proposing an integrated resilience assessment framework and provides practical insights for managers, investors, and policymakers in enhancing financial preparedness.
Co-Authors Adler Haymans Manurung Arthawati, Sri Ndaru Dwi Winarno, Dwi Nemat, Masihullah Roy Sembel Thota, Abraham Wai Si, Hnin