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All Journal Jurnal Manajemen Bisnis Jurnal Locus Penelitian dan Pengabdian
Gadi, Aiman Fauzi
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Aerospace Engineering Automotive Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Mathematics

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Mobile Payment Products in Indonesia: Is it a Lifestyle or a Need? Setiobudi, Auditia; Sudyasjayanti, Christina; Singgih, Kevin Julianto; Gadi, Aiman Fauzi
Jurnal Manajemen Bisnis Vol 12, No 1: March 2021
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v12i1.9440

Abstract

Research aims: This study aims to explore consumers’ preferences and perceptions of the use of mobile payments in Indonesia.Design/Methodology/Approach: This study used a comparison of Cronbach's Alpha and Cronbach’s Alpha if Item Deleted to find items preferred by mobile payment users. Factor analysis was employed to get consumers' perceptions of using mobile payment.Research findings: The results of this study found that consumer preferences for the use of mobile payments were compatible with their needs, helped complete work/needs, were used by the social environment, were easy to use, and made consumers happy. Meanwhile, consumers’ perceptions of mobile payment were formed from three factors: perceived ease of use, intention to use mobile payment, and mobile payment self-efficacy.Theoretical Contribution/Originality: This study examines the use of mobile payments in Indonesia further.Practitioners/Policy Implications: Mobile payments are not only a lifestyle because the products’ benefits are increasingly numerous and varied.Research Limitations/Implications: This research was only conducted in Java.
Mobile Payment Products in Indonesia: Is it a Lifestyle or a Need? Setiobudi, Auditia; Sudyasjayanti, Christina; Singgih, Kevin Julianto; Gadi, Aiman Fauzi
Jurnal Manajemen Bisnis Vol 12, No 1: March 2021
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v12i1.9440

Abstract

Research aims: This study aims to explore consumers’ preferences and perceptions of the use of mobile payments in Indonesia.Design/Methodology/Approach: This study used a comparison of Cronbach's Alpha and Cronbach’s Alpha if Item Deleted to find items preferred by mobile payment users. Factor analysis was employed to get consumers' perceptions of using mobile payment.Research findings: The results of this study found that consumer preferences for the use of mobile payments were compatible with their needs, helped complete work/needs, were used by the social environment, were easy to use, and made consumers happy. Meanwhile, consumers’ perceptions of mobile payment were formed from three factors: perceived ease of use, intention to use mobile payment, and mobile payment self-efficacy.Theoretical Contribution/Originality: This study examines the use of mobile payments in Indonesia further.Practitioners/Policy Implications: Mobile payments are not only a lifestyle because the products’ benefits are increasingly numerous and varied.Research Limitations/Implications: This research was only conducted in Java.
Pengaruh Privacy Concern dan Trust Terhadap Intention to Use E-Commerce dengan Information Transparency Sebagai Variabel Moderasi Gadi, Aiman Fauzi; Teofilus, Teofilus
Jurnal Locus Penelitian dan Pengabdian Vol. 4 No. 11 (2025): JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v4i11.4956

Abstract

Penelitian ini bertujuan untuk menyelidiki pengaruh Kekhawatiran Privasi dan Kepercayaan terhadap Niat untuk Menggunakan platform e-commerce, dengan memperhatikan peran Transparansi Informasi sebagai variabel moderasi. Konsumen semakin terlibat dalam transaksi online, dan kekhawatiran privasi serta tingkat kepercayaan terhadap platform e-commerce menjadi hal yang krusial. Faktor kekhawatiran privasi dapat mempengaruhi niat pengguna untuk menggunakan platform e-commerce, sementara tingkat kepercayaan juga memainkan peran penting dalam aktivitas ini. Transparansi informasi dianggap sebagai faktor kunci yang dapat memoderasi pengaruh kekhawatiran privasi dan kepercayaan terhadap niat untuk menggunakan e-commerce. Penelitian ini menggunakan pendekatan kuantitatif dan melibatkan partisipasi dari konsumen yang menggunakan platform e-commerce. Data dikumpulkan melalui kuesioner online yang mencakup aspek kekhawatiran privasi, kepercayaan, transparansi informasi, dan niat untuk menggunakan e-commerce. Hasil penelitian ini menunjukkan bahwa hubungan kekhawatiran privasi berpengaruh signifikan terhadap niat untuk menggunakan, sementara kepercayaan tidak berpengaruh signifikan terhadap niat untuk menggunakan, dan transparansi informasi memoderasi hubungan kekhawatiran privasi dan kepercayaan terhadap niat untuk menggunakan. Implikasi praktis dari penelitian ini akan memberikan panduan bagi penyedia platform e-commerce dalam membangun kepercayaan dan meningkatkan niat untuk menggunakan melalui tindakan yang berkaitan dengan transparansi informasi.
Co-Authors Auditia Setiobudi Christina Sudyasjayanti Singgih, Kevin Julianto Teofilus Teofilus, Teofilus