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Lesmana, Ceta Indra
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Journal : Multifinance

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SHARIA CREDIT RISKS: WOMEN'S ROLE IN REDUCING POVERTY Lesmana, Ceta Indra
Multifinance Vol. 1 No. 3 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v1i3.111

Abstract

Alleviation poverty, especially among women, is a serious challenge in Indonesia. Finance microsharia emerged as a potential solution. For empowerment, women should approach sharia credit. This article discusses necessary risks noticed, like credit traffic jams, fraud, and risk reputation, in development finance microsharia. Management good risk has become a key continuity business. Apart from that, the importance of education and literacy finance, supporting the government, and partnerships with various parties in increasing the contribution of women to overcome poverty through Sharia credit is highlighted. Utilisation of the potential for zakat, waqf, and Islamic values is also a crucial aspect. Inclusionary and sustainable microfinance models are expected to positively impact women's economic empowerment. With a holistic, inclusive, and sustainable approach, it is hoped that women can play a significant role in alleviating poverty and positively impacting various layers of society in Indonesia.
Co-Authors Ardiansyah, Norick Azkiya, Ziana Budianto, Lestari Dwi Puji Lestari, Dwi Puji Eko Suprayitno Garijati Arkiang, Rochdal Ilahi, Yuwan Ferdiana Marsa, Dinda Munirul Abidin Sa’niyah, Jumrotus Wahib, Mahasinul