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Analisis Data Panel Pengaruh PDRB, BI Rate dan IPM Terhadap Tabungan Bank Harahap, Muhammad Arfan; Hafizh, Muhammad; Alam, Anjur Perkasa
Jurnal EMT KITA Vol 5, No 2 (2021): Journal EMT KITA
Publisher : Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v5i2.465

Tabungan berperan penting dalam peningkatan ekonomi nasional maupun regional. Penelitian ini bertujuam menganalisis pengaruh PDRB, BI Rate dan IPM terhadap tabungan pada Bank baik secara parsial maupun simultan. Analisis data panel digunakan terhadap data di Provinsi Sumatera Utara dengan variabel penelitian yang identic. Penggunaan data skunder pada penelitian ini berdasarkan pada data time series dan cross section dari tahun 2010-2020. Selain itu, untuk melihat pengaruh variabel penelitian khusus di Kabupaten Langkat digunakan model regresi linier berganda. Data diolah dengan bantuan program eviews versi.11 dan lulus uji masalah asumsi klasik serta uji normalitas data. Temuan awal dalam penelitian ini adalah variabel IPM berpengaruh signifikan pada tabungan pada bank di Sumatera Utara, Sedangkan variabel BI Rate dan PDRB tidak berpengaruh terhadap tabungan, namun pada taraf signifikansi 10% untuk variabel BI Rate berpengaruh. Temuan lanjutan yaitu terdapat pengaruh signifikan variabel PDRB dan IPM terhadap Tabungan masyarakat di Kabupaten Langkat. Sedangkan variabel BI Rate tidak berpengaruh terhadap Tabungan masyarakat Kabupaten Langkat. Secara simultan seluruh variabel bebas penelitian berpengaruh terhadap variabel terikat.

Analisis Fundraising Melalui Unit Pengumpul Zakat: Mengukur Minat Berdonasi Harahap, Muhammad Arfan; Hasibuan, Sri Wahyuni; Daud, Ahmad
Jurnal EMT KITA Vol 7 No 4 (2023): OCTOBER 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v7i4.1428

Fundraising activities through zakat collection units still have problems and need to be analyzed. This research aims to measure the interest in donating through the Zakat Collecting Unit of STAI Jam’iyah Mahmudiyah, Langkat (UPZ STAI-JM). To analyze research data, which is a latent variable, it is carried out using the Structural Equation Modeling-Partial Least Square (SEM-PLS) method with the help of the SmartPls 4.0 tool. The research sample of 100 respondents provided data via a questionnaire which was distributed directly. The results of the study revealed that the interest in donating through UPZ STAI-JM was influenced by the variables of trust, income, and convenience by 71.4%. Where the trust variable gives the strongest influence and is followed by the income variable on the interest in donating. Meanwhile, the convenience variable does not influence the interest in donating.

Path Analysis Tingkat Pengangguran Terbuka dan Kemiskinan di Kabupaten Langkat Harahap, Muhammad Arfan; Hasibuan, Sri Wahyuni
Jurnal EMT KITA Vol 8 No 3 (2024): JULY 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v8i3.2689

Unemployment and poverty remain persistent issues that governments, especially regional administrations, continuously strive to address. The analysis of unemployment and poverty varies across regions due to different datasets. This study reveals the latest data related to research variables in Langkat Regency. Path analysis was employed to accurately measure the influence of variables through intervening variables with dynamic macroeconomic data. The regression model in sub-structural 1 indicates a direct influence of economic growth and inflation on unemployment, showing a combined effect of 65%. Furthermore, the sub-structural regression model 2 reveals a direct influence of unemployment on poverty, while economic growth and inflation do not directly affect poverty. However, collectively, economic growth, inflation, and unemployment show an influence of 85%. Other findings using path analysis demonstrate an indirect influence of economic growth and inflation on poverty through unemployment. These results enrich the literature on unemployment and poverty and provide new data for similar studies across various regions in Indonesia. These findings are expected to contribute to the literature on policy-making related to unemployment reduction and poverty alleviation in the macroeconomic context of Langkat Regency.

The Influence of the Project Based Learning Model on Science Learning Outcomes in Class V Students at MIS Al Huda Langkat Pandiangan, Enda Lovita; Harahap, Muhammad Arfan
ALACRITY : Journal of Education Volume 4 Issue 2 Juni 2024
Publisher : LPPPI Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/alacrity.v4i2.353

This research aims to determine the science learning outcomes of students by applying the project based learning model in class V MIS AL Huda, Langkat. This type of research is quasi-experimental with a pretest and posttest control group design. The population of this study was all students in class V of MIS AL Huda, Langkat, totaling 30 students. The sampling technique used was probability sampling with a stage random sampling technique, namely 30 students were sampled as part of the population. The instrument used is a test sheet to measure student learning outcomes. The data analysis technique used is descriptive statistical analysis and inferential statistical analysis with the independent sample test. Based on the results of the descriptive analysis, the average obtained for the two groups, in the control class before and after implementing the project based learning model, was a pretest score of 54.33 and a posttest score of 76.33. In the experimental class by applying the project based learning model, the pretest average was 43.33 and the posttest average was 71.33. Based on the results of the independent sample-test, it shows that the t test value with a sig value < a = 0.05 (0.000 < 0.05) indicates that H1 is accepted. The results of the research show that there is a significant difference between the experimental class (VA) applying the project based learning model and the control class (VB) on science learning outcomes for MIS AL Huda, Langkat students.

Analisis Kinerja Kepemimpinan dan Produktivitas Kerja Karyawan Pada Bank Syariah Indonesia Cabang Stabat Hapsyah, Hapsyah; Harahap, Muhammad Arfan; Badar, As’ad
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Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almultazim.v3i1.14228

Based on this background, the authors formulate the objectives of this study, namely: To determine the performance of leadership in the Stabat Branch of Bank Syariah Indonesia. To find out the performance of leadership and work productivity of Bank Syariah Indonesia Stabat Branch employees. To find out the obstacles in maximizing leadership and employee work productivity at the Stabat Branch of Bank Syariah Indonesia. The method used in this study is qualitative research using data collection techniques through observation, interviews and documentation. After carrying out a series of stages of the research above, it can be concluded that leadership performance in increasing employee work productivity at the Stabat Branch of Islamic Bank Indonesia, namely carried out by employee development and compensation in an Islamic economic perspective, both are overall very good. This can be seen from the development program that is applied to provide increased understanding of employees so that they have kafa'ah properties or have expertise in work, are trustworthy or can be trusted in carrying out their duties and himaatulah charity or have good work behavior and compensation that is based on agreement and willingness, have met basic needs and are given in a transparent manner in accordance with their respective positions which are said to be quite fair and proper, thereby encouraging employee enthusiasm to further increase their work productivity at Bank Syariah Indonesia KCP Stabat

The Influence of the Project Based Learning Model on Science Learning Outcomes in Class V Students at MIS Al Huda Langkat Pandiangan, Enda Lovita; Harahap, Muhammad Arfan
ALACRITY : Journal of Education Volume 4 Issue 2 Juni 2024
Publisher : LPPPI Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/alacrity.v4i2.353

This research aims to determine the science learning outcomes of students by applying the project based learning model in class V MIS AL Huda, Langkat. This type of research is quasi-experimental with a pretest and posttest control group design. The population of this study was all students in class V of MIS AL Huda, Langkat, totaling 30 students. The sampling technique used was probability sampling with a stage random sampling technique, namely 30 students were sampled as part of the population. The instrument used is a test sheet to measure student learning outcomes. The data analysis technique used is descriptive statistical analysis and inferential statistical analysis with the independent sample test. Based on the results of the descriptive analysis, the average obtained for the two groups, in the control class before and after implementing the project based learning model, was a pretest score of 54.33 and a posttest score of 76.33. In the experimental class by applying the project based learning model, the pretest average was 43.33 and the posttest average was 71.33. Based on the results of the independent sample-test, it shows that the t test value with a sig value < a = 0.05 (0.000 < 0.05) indicates that H1 is accepted. The results of the research show that there is a significant difference between the experimental class (VA) applying the project based learning model and the control class (VB) on science learning outcomes for MIS AL Huda, Langkat students.

Measuring Muslim Welfare: A Falah-Based Index Harahap, Muhammad Arfan; Sukiman, Sukiman; Harahap, Isnaini
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 12 No. 2 (2023)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v12i2.19191

The concept of welfare remains a subject of ongoing debate, and the prevailing frameworks for assessing welfare need to be adapted to align with Islamic principles. This study delves into the concept of falah, a state of well-being rooted in Islamic values, to develop a 'falah welfare index' and analyze it within a Muslim community in Langkat Regency, Indonesia. Additionally, the study explores the variables that influence falah welfare. Employing a mixed-methods approach with an exploratory sequential design, this research qualitatively constructs a falah welfare index and quantitatively measures both community welfare levels and the impact of predictor variables on the criterion variable of falah welfare. A key finding of this study is the establishment of a falah welfare index comprising three categories: fakir (extreme poverty), miskin (poor), and falah (well-being). Moreover, the results reveal a positive influence of religiosity, Islamic work ethics, Islamic consumption ethics, Islamic investment patterns, and Islamic wealth management on falah welfare. The implications of this research offer a novel approach to measuring welfare within Muslim societies and solidify the concept of falah as a cornerstone of welfare evaluation from an Islamic economic perspective.==============================================================================================================ABSTRAK – Pengukuran Kesejahteraan Muslim: Analisis Indeks Berbasis Falah. Kesejahteraan masih menjadi fenomena yang terus diperdebatkan dan pengukuran kesejahteraan seorang Muslim perlu disesuaikan dengan karakteristik ke-Islaman. Tujuan penelitian ini untuk mengeksplorasi konsep falah dalam membangun ‘Indeks Kesejahteraan Falah’ dan menganalisis tingkat kesejahteraan masyarakat Muslim di Kabupaten Langkat, Sumatera Utara, Indonesia. Selain itu, penelitian ini juga menganalisis variabel yang mempengaruhi variabel kesejahteraan falah. Penelitian ini menggunakan metode campuran (mixed method) dengan desain exploratory sequential. Indeks kesejahteraan falah diinisiasi dengan metode kualitatif sementara metode kuantitatif digunakan untuk pengukuran terhadap tingkat kesejahteraan masyarakat dan pengujian pengaruh dari masing-masing variabel predictor terhadap variabel criterion. Analisis data dilakukan dengan pendekatan Structural Equation Modeling-Partial Least Square (SEM-PLS). Temuan utama penelitian ini adalah terbangunnya indeks kesejahteraan falah dengan tiga kategori tingkatan yaitu fakir, miskin dan falah. Kajian ini juga menunjukkan adanya pengaruh positif variabel religiositas, etika bekerja Islami, etika konsumsi Islami, pola investasi Islami dan pengelolaan harta Islami terhadap variabel Kesejahteraan Falah. Hasil ini berimplikasi dalam memberikan alternatif baru dalam pengukuran tingkat kesejahteraan masyarakat Muslim dan membuktikan soliditas konsep falah sebagai metode pengukur kesejahteraan dalam perspektif ekonomi Islam.

Transformasi Kebijakan Moneter Islam dalam Menghadapi Tantangan Keuangan Global dan Digitalisasi Ekonomi Nasional Syariah Modern Ardianti, Putri Fania; Nasution, Allya Zahra Putri; Harahap, Muhammad Arfan
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 6 (2026): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18290154

This research aims to analyze the transformation of Islamic monetary policy in responding to global financial challenges and the acceleration of digitalization within the modern national sharia economy. Changes in the global economic landscape, instability in the international financial system, and rapid technological advancement require adaptive and sustainable Islamic monetary policy innovations. This study employs a qualitative approach using a literature review of scientific journals, regulations, and official reports from national and international Islamic financial institutions. The findings indicate that Islamic monetary policy in Indonesia has undergone significant transformation through the strengthening of sharia-based monetary instruments, optimization of the role of Islamic banking, and the integration of digital technology into the Islamic financial system. The digitalization of the sharia economy plays a crucial role in improving the efficiency of monetary policy transmission, enhancing financial inclusion, and maintaining national financial system stability. Nevertheless, several challenges remain, including regulatory harmonization, digital infrastructure readiness, and public literacy in Islamic finance. This research concludes that the transformation of Islamic monetary policy based on sharia principles and digital innovation is a strategic approach to safeguarding economic stability, enhancing competitiveness, and supporting inclusive and sustainable national economic growth.

Peran Uang dalam Ekonomi Islam sebagai Sarana Mencapai Keadilan Sosial Harahap, Azzahra Mufida; Hartallah, Jessica; Kinanti, Vanya Dwi; Harahap, Muhammad Arfan
Journal of Golden Generation Economic Vol. 2 No. 1 (2026): April 2026 : Journal of Golden Generation Economic
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggeconomic.v2i1.294

Penelitian ini bertujuan menganalisis peran uang dalam ekonomi Islam sebagai sarana mencapai keadilan sosial, dengan membandingkan pandangan konvensional melalui penekanan fungsi uang sebagai alat tukar dan satuan hitung sambil melarang komodifikasi uang. Pendekatan kualitatif dengan tinjauan pustaka deskriptif-analitis digunakan, mengumpulkan data sekunder dari sumber primer Islam (Al-Quran, Hadis, ushul fiqh) dan literatur sekunder (buku, jurnal) melalui analisis konten tematik dan triangulasi sumber. Uang dalam ekonomi Islam bersifat konsep aliran untuk mencegah penimbunan dan spekulasi, didukung larangan riba, zakat (2,5% redistribusi), infaq, sedekah, dan wakaf, yang memupuk distribusi kekayaan adil, stabilitas ekonomi, serta pengurangan ketimpangan, dengan potensi besar di Indonesia (misalnya zakat Rp300 triliun per tahun).

Strategi Pengendalian Inflasi melalui Zakat dan Infak dalam Sistem Moneter Syariah Modern Siregar, Gustina Choirunnisa; Harahap, Naila Husnayati; Siregar, Nisa Istiqomah; Harahap, Muhammad Arfan
Journal of Golden Generation Economic Vol. 2 No. 1 (2026): April 2026 : Journal of Golden Generation Economic
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggeconomic.v2i1.333

Penelitian ini bertujuan menganalisis strategi pengendalian inflasi melalui zakat dan infak dalam sistem moneter syariah modern. Menggunakan pendekatan deskriptif-kualitatif berbasis tinjauan literatur, data sekunder dari jurnal terkini (2019-2024) dikumpul melalui database seperti Google Scholar, disaring, dan dianalisis secara tematik dengan triangulasi sumber. Hasil menunjukkan zakat meredistribusi kekayaan untuk mengendalikan inflasi demand-pull, sementara infak meningkatkan produktivitas pasokan melawan cost-push; bukti empiris Indonesia mengindikasikan potensi zakat Rp300 triliun per tahun menekan volatilitas CPI hingga 1-2%, dengan sistem syariah 40% lebih rendah volatilitasnya daripada konvensional.

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