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Journal : Tintamas: Jurnal Pengabdian Indonesia Emas

Sosialisasi literasi keuangan bagi generasi muda di kalangan mahasiswa Universitas Muhammadiyah Klaten Putri, Arie Rachma; Husna, Faizah Khotimatul; Ismail, Habib; Indraswati, Tutik; Sulistya, Safira Nur
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 1 No. 3 (2024): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v1i3.1214

Abstract

Financial literacy is crucial for helping individuals manage money effectively. The target of this activity is all students from the Faculty of Social Sciences and Humanities at Universitas Muhammadiyah Klaten. This event aims to provide students with knowledge and insights on financial literacy and prevent them from falling into scams and online loan traps. Additionally, students will better understand saving, investing, and utilizing financial technology (fintech). The methods used in this activity include delivering material, discussions, and evaluations through questionnaires distributed after the event. It is hoped that participants will become more prudent in managing their finances and avoiding harmful practices through this activity. The outcome of this event is that participants have a better understanding of financial literacy, with the expectation that the knowledge gained can be applied in their daily lives. With strong financial literacy, individuals can better navigate economic changes, optimize financial opportunities, and achieve their goals more effectively.
Sosialisasi pengelolaan keuangan keluarga sebagai upaya meningkatkan kesejahteraan Putri, Arie Rachma; Al Hakim, Humairoh; Nurfika, Dita; Syifa, Dea
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 2 No. 2 (2025): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v2i2.2285

Abstract

This Community Service Activity aimed to enhance financial literacy and family financial management skills among mothers in the Klaten Pimpinan Daerah Aisyiyah Economic and Employment Council. The program was motivated by the low level of understanding regarding financial planning, recording, and control, which affects family welfare. Thirty participants joined enthusiastically, engaging in lectures, discussions, case studies, and hands-on budgeting and financial training. Pre-and post-test evaluation revealed improvements across all indicators, with the most significant increases in preparing regular budgets (15.7%) and recording income and expenses (8.3%). More minor improvements were noted in prioritizing basic needs (4.1%) and managing expenses (0.9%), likely because many participants, as housewives, were already accustomed to these practices in daily life. In terms of effectiveness, the activity successfully improved participants’ knowledge and skills. From an efficiency perspective, it was carried out optimally despite limited time. Moving forward, this initiative is expected to foster positive financial habits within families and strengthen household economic resilience through ongoing mentoring.