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All Journal IMPROVEMENT: Jurnal Ilmiah untuk peningkatan mutu manajemen pendidikan Jurnal Ilmu Dakwah EconBank : Journal Economics and Banking EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Assoeltan: Indonesian Journal of Community Research and Engagement JIFA (Journal of Islamic Finance and Accounting)
Irsyad, Mohamad
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Project Based Learning Pada Mata kuliah Kewirausahaan Dalam Membentuk Kemandirian Mahasiswa Dalam Berwirausaha: Project Based Learning Pada Mata kuliah Kewirausahaan Dalam Membentuk Kemandirian Mahasiswa Dalam Berwirausaha Irsyad, Mohamad
Improvement: Jurnal Ilmiah untuk Peningkatan Mutu Manajemen Pendidikan Vol. 6 No. 1 (2019): Improvement: Jurnal Ilmiah Untuk Peningkatan Mutu Manajemen Pendidikan
Publisher : Program Studi Manajemen Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/improvement.v6i1.15896

Abstract

This article aims to find ou how project based learning in entrepreneurship courses applied in IAIN Surakarta in shaping students independence in entrepreneurship. This study uses a Classroom Action Research method. This research is describing data, facts and circumstances that occur in the field. The object of this research is 38 students the Arabic Language and Literature, Faculty of Adab and Language IAIN Surakarta. Data collection is done by instruments of student performance and learning outcomes. Performance instruments by assessing student activity in carrying out assignments, conducting business consultations, presenting products, and reporting results. Data from observations were analyzed using qualitative descriptive techniques. In this study it was produced that the application of the project-based learning model could create student independence in producing a product that would ultimately be able to make students economically independent. However, the researchers hope that further research will not only discuss how to apply it, and success in producing products, but also can discuss the business continuity that has been born and create by students.
Pengaruh Intellectual Capital, Islamicity Performance Index Pada Kinerja Bank Umum Syariah Indonesia Isnaini, Maheswari Nur; Irsyad, Mohamad
EconBank: Journal of Economics and Banking Vol 6 No 2 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i2.420

Abstract

Islamic Commercial Banks are experiencing quite rapid development. In its implementation, financial performance experiences ups and downs as measured by profitability ratios. There are several indicators that affect financial performance such as intellectual capital, profit sharing ratio, zakat performance ratio, and Islamic income vs non-Islamic income. This research aims to understand several indicators that affect financial performance through the proxy of return on assets in Islamic commercial banks between 2015-2023. This research uses data sources in the form of secondary data related to financial statements with quantitative methods. This research takes a population of all Indonesian Islamic commercial banks in the 2015-2023 timeframe. The sample in this research was obtained by purposive sampling method. This research data analysis technique is multiple liner regression analysis. This study found that intellectual capital has a positive effect in improving the financial performance of Islamic banks. Meanwhile, the Profit Sharing Ratio, Zakat Performance Ratio and Islamic Income ratio were unable to affect the performance of Islamic commercial banks. so that if there is an increase in these indicators, it does not increase financial performance
Da’wah management in halal tourism development: Implementing Pentahelix Synergy and the ACES 3.0 framework Irsyad, Mohamad; Mursyid, Achmad Yafik
Jurnal Ilmu Dakwah Vol. 44 No. 1 (2024)
Publisher : Faculty of Dakwah and Communication, Walisongo State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jid.v44.1.20223

Abstract

Purpose – This research aims to explore strategies using the criteria used in the Global Muslim Travel Index 2023, namely the ACES 3.0 framework with pentahelix synergy.Method – This research uses a qualitative method. Data collection techniques were carried out using two processes: literature review and documentation review.Results – This study shows that the Access and Environment criteria need much attention from stakeholders. The recommended suggestion is to increase collaboration between parties. While the implementation of communication and service criteria has been going quite well, it still requires the attention of stakeholders, especially regarding the provision of halal food.Implications – This research suggests further improving stakeholder collaboration to develop halal tourism to increase state revenues that can contribute to Indonesia's economic development.Originality/Value – Research on pentahelix synergy within the ACES 3.0 Framework reveals a novel approach where academia, business, government, community, and media collaborate to foster sustainable innovation and resilience. This collaborative model leverages interdisciplinary strengths to address complex societal challenges, enhancing the impact and reach of each stakeholder’s contribution.***Tujuan – Penelitian ini bertujuan untuk mengeksplorasi strategi menggunakan kriteria yang digunakan dalam Indeks Perjalanan Muslim Global 2023, yaitu kerangka ACES 3.0 dengan sinergi pentahelix.Metode – Penelitian ini menggunakan metode kualitatif. Teknik pengumpulan data dilakukan dengan dua proses: tinjauan literatur dan tinjauan dokumentasi.Hasil – Studi ini menunjukkan bahwa kriteria Akses dan Lingkungan memerlukan perhatian yang besar dari para pemangku kepentingan. Saran yang direkomendasikan adalah meningkatkan kerja sama antara pihak-pihak. Sementara implementasi kriteria komunikasi dan pelayanan telah berjalan cukup baik, namun masih memerlukan perhatian dari para pemangku kepentingan, terutama mengenai penyediaan makanan halal.Implikasi – Penelitian ini menyarankan untuk meningkatkan kerja sama pemangku kepentingan untuk mengembangkan pariwisata halal guna meningkatkan pendapatan negara yang dapat berkontribusi pada pengembangan ekonomi Indonesia.Originalitas/Nilai – Penelitian tentang sinergi pentahelix dalam Kerangka ACES 3.0 mengungkap pendekatan baru di mana akademisi, bisnis, pemerintah, masyarakat, dan media bekerja sama untuk mendorong inovasi dan ketahanan yang berkelanjutan. Model kolaboratif ini memanfaatkan kekuatan lintas disiplin untuk mengatasi tantangan-tantangan sosial yang kompleks, meningkatkan dampak dan jangkauan kontribusi masing-masing pemangku kepentingan.
Pengaruh GCG, DPK, NPF, dan Ukuran Bank terhadap Kinerja Bank Umum Syariah Alfi, Rini Nur; Irsyad, Mohamad
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 4 (2025): May 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i4.7340

Abstract

Islamic banking has existed in Indonesia since 1992, the increasing development of Islamic bank can be seen from the bank’s performance, namely profitability, which is measured using Return On Equity (ROE). ROE shows that the development of Islamic bank fluctuated from 2019 – 2023. This study was conducted to analyze the effect of the implementation of Good Corporate Governance (GCG),third party funds (DPK), non-performing financing (NPF), and bank size on the performance of commercial banks as measured by by return on equity (ROE). This study uses a quantitative approach, with secondary data referring to 16 Islamic commercial banks registered with the Financial Services Authority (OJK) 2019-2023 Sampling was done using purposive sampling, with the criteria of Sharia Commercial Banks registered with the OJK in 2019 – 2023 and issuing annual reports and GCG reports from 2019 to 2023. Based on these criteria, 50 data from 10 Islamic commercial banks were obtained as a sample of this study. The method used was panel data regression with the Eviews 10 analysis tool.The results of this study indicate that the variable GCG and DPK do not have a significant effect on ROE, the NPF variable has a significant negative effect on ROE and the bank size variable does not effect on ROE. However, simultaneously the variables GCG, DPK, NPF, bank size has a Prob. value of 0,020234 < 0.05, has a significant effect on ROE.
Determinants of Efficiency of Islamic Commercial Banks in Indonesia Anggraini, Dita; Irsyad, Mohamad
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 4 No. 3 (2025): JUNE
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v4i3.1701

Abstract

Islamic banking plays a crucial role in Indonesia's economy and faces risks that impact the sustainability of bank performance as a mediator in the financial system. For the sake of the bank's sustainability, it is necessary to measure efficiency and control risk, measuring the level of efficiency is better than measuring profitability because it is measured by various outputs and inputs, so it does not only focus on company profits. This research aims to investigate the influence of NPF, FDR, BOPO, and CAR on the efficiency of Islamic commercial banks. The research employs quantitative techniques and is based on data obtained from the annual reports of Islamic commercial banks released by the OJK from 2019 to 2023. With the first test using DEAP (VRS) to assess the efficiency level of Islamic commercial banks, then measuring between variables using Eviews 12 (tobit regression). The sampling technique with purposive sampling (sample of 11 banks from 13 population banks). The results indicate that FDR positively impacts the efficiency of Islamic commercial banks, while CAR has a negative impact. However, NPF and BOPO calculations do not influence the efficiency of Islamic commercial banks. In summary, FDR positively affects efficiency, while CAR negatively impacts it in Islamic commercial banks, with NPF and BOPO having no effect.
The Impact of Financing Profit Sharing Ratio, Murabahah, and Non-Performing Finance on the Performance of Islamic Banks in Indonesia Agustina, Lia; Irsyad, Mohamad
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 4 No. 3 (2025): JUNE
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/marginal.v4i3.1736

Abstract

This research centers on the impact of Profit Sharing Ratio scheme, murabaha financing, and Non-Performing Finance (NPF) on the financial performance of Islamic banks in Indonesia, specifically focusing on the Return on Assets (ROA) metric. Utilizing a quantitative methodology, data from 12 Islamic Commercial Banks from 2014-2023 is analyzed using multiple linear regression techniques with EViews 10 software. The findings show that the Profit Sharing Ratio has no significant effect on the Return on Assets of Islamic Commercial Banks. Although Profit Sharing Ratio is a factor that can reflect the profit sharing between banks and customers, this finding indicates that the volatility of profit sharing schemes does not directly affect the profitability of banks, which could be due to the volatile and uncertain nature of the Islamic market itself. On the other hand, murabaha financing shows a significant effect on Return on Assets, indicating that fixed-margin financing is more effective in increasing bank profitability. Murabaha financing, which is based on the principle of sale and purchase with a clear margin, provides stability and predictability in cash flows, which is important in managing the financial performance of Islamic banks, compared to profit-sharing-based financing products that depend on market fluctuations. In addition, Non-Performing Finance has a significant impact on the financial performance of banks. High Non-Performing Finance indicates a high risk of non-performing financing, which can reduce profits and strain the financial stability of the bank. Hence, improved risk management is essential for Islamic banks to stay profitable and financially healthy.
Membangun Kesadaran Remaja melalui Kegiatan Penyuluhan untuk Desa Ramah Perempuan dan Anak : Building Youth Awareness through Outreach Activities for Women and Child-Friendly Villages Mashitoh, Aristawati; Nisa , Siti Nazilatun; Wahyuningsih, Nadia Destiana; Irsyad, Mohamad
Assoeltan: Indonesian Journal of Community Research and Engagement Vol. 3 No. 2 (2025): Assoeltan: Indonesian Journal of Community Research and Engagement
Publisher : Edujavare Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70610/assoeltan.v3i2.951

Abstract

Juvenile delinquency is a social phenomenon that arises due to the complex interaction between internal and external factors in an individual's life. The phenomenon of juvenile delinquency is a serious concern because its impact is not only felt by individuals, but also by families, schools, and communities in Kalikebo Village, Dukuh Karakan and Brijokidul. This study aims to determine the factors causing juvenile delinquency and the forms of preventive efforts that can be carried out by families, schools, and the community regarding the dangers of juvenile delinquency in Kalikebo Village, especially in Dukuh Karakan and Brijokidul. The method used is descriptive qualitative, with data collection through interviews and observations. Research informants consisted of adolescents involved in delinquency, parents, and related parties in the community. The results of the study indicate that the factors causing juvenile delinquency include internal factors such as identity crises and weak self-control, as well as external factors such as lack of communication within the family, environmental influences, and peers. Positive activities such as volleyball tournaments and mutual cooperation held by KKN UIN Raden Mas Said Surakarta students have proven effective in preventing juvenile delinquency by channeling energy, forming character, increasing awareness, and strengthening social relationships. This study recommends the need for collaboration between families, schools, and communities in creating an environment that supports positive adolescent development.
Exploring the predictors of zakat compliance in the community of farmers Eka Setianingsih, Hesti; Irsyad, Mohamad; Velayati, Ajib Akbar
JIFA (Journal of Islamic Finance and Accounting) Vol. 5 No. 1 (2022)
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v5i1.5295

Abstract

Zakat plays an important role in reducing poverty. This study scrutinizes the influence of individual factors as proxied by attitude, subjective norm, and perceived behavioral control, demographic factors as proxied by Islamic educational background and gender, knowledge of zakat, and religiosity on farmers’ compliance in paying agricultural zakat in Ngawi Regency. Primary data were collected through questionnaires. The population in this study is farmers in Ngawi Regency Indonesia. 100 respondents were selected with a sampling technique carried out through purposive sampling. The result of Partial Least Squares Structural Equation Modeling (PLS-SEM) shows that attitude has no significant influence on zakat compliance. On the other hand, subjective norms, perceived behavioral control, Islamic educational background, knowledge of zakat, and religiosity have a positive influence on zakat compliance. This study indicates that gender is proven to have a negative influence on zakat compliance. This research contributes to providing valuable insight for zakat institutions to establish zakat collection policies based on individual perspectives.
Co-Authors Alfi, Rini Nur Anggraini, Dita Eka Setianingsih, Hesti Isnaini, Maheswari Nur Lia Agustina, Lia Mashitoh, Aristawati Mursyid, Achmad Yafik Nisa , Siti Nazilatun Velayati, Ajib Akbar Wahyuningsih, Nadia Destiana