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Penerapan Digital Banking Bank Syariah Sebagai Upaya Customer Retantion Pada Masa Covid-19 Mawarni, Rika
AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol 9 No 2 (2021): Juli 2021
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/al iqtishod.v9i2.233

Abstract

Penelitian ini berusaha untuk memberikan gambaran mengenai penerapan digital banking yang dilakukan bank syariah sebagai salah satu langkah dalam mempertahankan nasabahnya dimasa pandemi covid-19 ini. Perlambatan ekonomi akibat Covid-19 menurunkan aktivitas pembayaran, namun mendorong akselerasi adopsi teknologi keuangan digital. Metode yang digunakan dalam penelitian ini adalah teknik analisis deskriptif kualitatif, yang berusaha memaparkan kondisi perbankan digital pada bank syariah dimasa pandemi covid-19 dimana seluruh data yang dihasilkan dan disajikan berbentuk deskripsi. Hasil dari penelitian ini bank syariah berupaya untuk mempertahankan nasabah dengan mengoptimalkan penerapan digital banking dalam operasionalnya dimasa pandemi covid-19 ini. Sejalan dengan maraknya penggunaan instrumen digital dimasa pandemi, membuat transaksi ekonomi dan keuangan digital terus tumbuh. Pada Desember 2020, volume transaksi digital banking mencapai 513,7 juta transaksi, atau tumbuh 41,53% (yoy) dengan nilai transaksi digital mencapai Rp2.775,5 triliun, atau tumbuh 13,91% (yoy).
Penerapan Digital Banking Bank Syariah Sebagai Upaya Customer Retantion Pada Masa Covid-19 Mawarni, Rika
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol 9 No 2 (2021): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v9i2.233

Abstract

Penelitian ini berusaha untuk memberikan gambaran mengenai penerapan digital banking yang dilakukan bank syariah sebagai salah satu langkah dalam mempertahankan nasabahnya dimasa pandemi covid-19 ini. Perlambatan ekonomi akibat Covid-19 menurunkan aktivitas pembayaran, namun mendorong akselerasi adopsi teknologi keuangan digital. Metode yang digunakan dalam penelitian ini adalah teknik analisis deskriptif kualitatif, yang berusaha memaparkan kondisi perbankan digital pada bank syariah dimasa pandemi covid-19 dimana seluruh data yang dihasilkan dan disajikan berbentuk deskripsi. Hasil dari penelitian ini bank syariah berupaya untuk mempertahankan nasabah dengan mengoptimalkan penerapan digital banking dalam operasionalnya dimasa pandemi covid-19 ini. Sejalan dengan maraknya penggunaan instrumen digital dimasa pandemi, membuat transaksi ekonomi dan keuangan digital terus tumbuh. Pada Desember 2020, volume transaksi digital banking mencapai 513,7 juta transaksi, atau tumbuh 41,53% (yoy) dengan nilai transaksi digital mencapai Rp2.775,5 triliun, atau tumbuh 13,91% (yoy).
Analisis Penjabaran Transaksi Valuta Asing Pada PT Bank Central Asia Tbk Tahun 2022 Dan 2023 Ayu, Nurmaya Ade Kresna; Kamilatuzzahirah, Siti Alifany; Mawarni, Rika; Pitriyani, Putri Rahayu; Rizki, Novia
Jurnal Riset Mahasiswa Akuntansi Vol. 4 No. 4 (2024): Jurnal Riset Mahasiswa Akuntansi, Desember 2024
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v4i4.1541

Abstract

In practice, foreign currency transactions have the potential to generate foreign exchange differences (foreign exchange gain or loss) which can affect the company in terms of financial statements. Fluctuations This study aims to analyze the translation of foreign exchange transactions that occurred at PT BCA in 2022 and 2023. This research uses descriptive research methods using a quantitative approach, which is carried out by analyzing the financial statements of PT Bank Central Asia Tbk. in the period 2022 and 2023. The data in this study comes from secondary data obtained from the financial statements of PT Bank Central Asia. The results of this study are the determination of the functional currency and the translation process that occurs in the PT BCA company causing exchange rate differences presented in the equity group in the consolidated financial position in accordance with PSAK 221 regulations.
Pemanfaatan Limbah Sayur Sebagai Desain Ecoprint Pada Totebag Untuk Anak Sanggar Yatim Kutilang Tembung Azhari, Cut Latifah; Hutasoit, Putri Ramauli; Diah, Rahmi; Sitompul, Ratna Sari; Nainggolan, Resi Febrina; Mawarni, Rika; Melati, Rima Rizky
Amaliah: Jurnal Pengabdian Kepada Masyarakat Vol 9 No 1 (2025): Amaliah Jurnal: Pengabdian kepada Masyarakat
Publisher : LPPI UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v9i1.4816

Abstract

pollution while providing added value through artistic approaches. This community engagement project aimed to educate and train children at the Kutilang Tembung Orphanage Studio to utilize vegetable scraps as the main material in ecoprint techniques applied to totebags. The method included awareness sessions on recycling, demonstrations of the ecoprint process, and hands-on activities where children printed vegetable waste such as mustard greens and pakcoy onto canvas totebags using acrylic paint. The results showed increased understanding of waste management, enhanced creativity, and improvement in children's fine motor skills. Participants displayed high enthusiasm, joy in expressing themselves artistically, and pride in their finished products. Beyond the artistic experience, this activity instilled important values related to environmental conservation and sustainable living from an early age. In conclusion, the ecoprint program effectively empowered children through environmentally themed art and introduced the concept of a circular economy within the community setting.
PERLINDUNGAN HUKUM BAGI PARA PIHAK DALAM TRANSAKSI E-COMMERCE MELALUI FACEBOOK Mawarni, Rika
PROGRESIF: Jurnal Hukum Vol 10 No 1 (2016): PROGRESIF: Jurnal Hukum
Publisher : Fakultas Hukum Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/progresif.v10i1.180

Abstract

Information technology and communication has developed so vast and one of the results is the convenience of e-commerce, a form of electronic transaction. Electronic transaction brings good and bag impacts to the parties involved. Both consumers and business owners are entitled to legal protection for their losses. Based on the result, it is concluded that there are four processes in the transaction implementation which are proposal, order, payment, and delivery. One of the benefits of doing transactions electronically is that the cost of marketing good and services is reduced considerably. The problems that can disrupt the transaction are swindles by irresponsible business owners and torts incurred by consumers that have made a deal in electronic transactions. Legal protection for parties in online transactions covers legal protection for consumers in the form of compensation and legal protection for business owners in the form of compensation and legal protection for business owners in the form of advance payment by consumers that have entered the online transactions.