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All Journal Indonesian Financial Review Jurnal REP (Riset Ekonomi Pembangunan) Jejak: Jurnal Ekonomi dan Kebijakan
Prijanto, Whinarko Juli
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Economics, Econometrics & Finance

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Determinants of the poor household decision to own Micro-Small Enterprise (MSEs) Prijanto, Whinarko Juli; Sugiharti, Rr. Retno; Khabibah, Nibras Anny; Astutik, Erni Puji
JEJAK Vol. 17 No. 1 (2024): March 2024
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v17i1.3160

Abstract

Household empowerment is an effort to increase family income, especially for poor households. Entrepreneurial activities in the household are expected to encourage independence and social mobility in poor households. This novel research analysed the decision-making behaviour of households owning a business through the probability function of micro and small business owners in poor households in Magelang City. The study will have implications for the design of policy planning related to poverty alleviation, especially regarding increasing entrepreneurship in poor households. Using the 2019 SUSEE database obtained from the Government of Magelang, this study can be concluded that the higher the age and education of the head of a household the greater the opportunity to decide to own a business. The main factor that encourages poor households to own a business is the ease of access to capital. The research findings show that households that have access to credit are proven to be more motivated to own a business. In addition, the more dominant family members have cell phones, the more likely a household is to own a business. From this research, the policy implications that can be carried out are intensifying and ease of providing business capital for micro-enterprises, providing training and coaching, especially in starting businesses for poor households based on simple technology. Owning MSEs has the potential and opportunity to improve the welfare of poor households through business ownership in the form of micro and small businesses.
Modeling Entrepreneurial Intentions among University Students: A Behavioral Finance Perspective Using PLS-SEM Prijanto, Whinarko Juli; Sugiharti, Retno; Septiani, Yustirania
Indonesian Financial Review Vol. 5 No. 1 (2025)
Publisher : Yayasan Pendidikan Penelitian Pengabdian Al-amsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55538/ifr.v5i1.56

Abstract

This study investigates the factors influencing entrepreneurial interest among university students, focusing on the roles of self-esteem, entrepreneurial knowledge, and self-efficacy. Using a structural modeling approach, entrepreneurial interest is analyzed as the dependent variable influenced by these psychological and cognitive constructs. A key aim of the study is to examine the mediating role of entrepreneurial knowledge between self-efficacy and entrepreneurial interest. The results reveal that both self-esteem and entrepreneurial knowledge have direct and significant effects on entrepreneurial interest. Notably, self-efficacy does not influence entrepreneurial interest directly but exerts its effect indirectly through entrepreneurial knowledge, indicating a full mediation. This finding challenges the assumption that self-belief alone is sufficient to foster entrepreneurial motivation and highlights the importance of knowledge acquisition as a cognitive pathway toward entrepreneurial engagement. The study offers practical implications for improving entrepreneurship education—particularly in developing strategies that integrate confidence-building with knowledge-focused learning.
NAVIGATING ECONOMIC TIDES: ASSESSING THE IMPACT OF EXPORTS, EXCHANGE RATES, AND CORRUPTION ON INDONESIA'S FOREIGN EXCHANGE RESERVES Prijanto, Whinarko Juli; Laksono, Bagus Adhi
Jurnal REP (Riset Ekonomi Pembangunan) Vol. 8 No. 2 (2023): Oktober 2023
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rep.v8i2.1362

Abstract

One indicator that reflects the stability of the economy in a country is foreign exchange reserves. Foreign exchange reserves serve as the savings and accumulation of a country's income over a specific period. This research study is conducted with the aim of elucidating the phenomena and the impact of exports, exchange rates, and corruption on foreign exchange reserves. The ECM model analysis is employed because it is suitable for the type of data used, namely time series data from 1998 to 2022. The results of this research indicate that, from a long-term perspective, the main factors influencing foreign exchange reserves are exports and corruption, while in the short term, exports and exchange rates are the primary factors affecting foreign exchange reserves.
Co-Authors Astutik, Erni Puji Laksono, Bagus Adhi Nibras Anny Khabibah Septiani, Yustirania Sugiharti, Retno Sugiharti, Rr. Retno