Diniyah, Fellasufah
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TRANSPARANSI DAN TINGKAT RELIGIUSITAS TERHADAP KEPERCAYAAN MEMBAYAR ZAKAT PADA MUZAKKI GENERASI Z DI ERA SOCIETY 5.0 Widjaja, Muhammad Yusuf Aria; Diniyah, Fellasufah; Fitriana, Afifah; Maghfiroh, Lutfiyatul
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).18456

Abstract

Generasi Z merupakan kelompok generasi muda yang baru menyelesaikan pendidikan tinggi dengan pengetahuan terbatas mengenai zakat. Penelitian ini memiliki perbedaan dari penelitian sebelumnya dengan menggunakan pembahasan subjek Generasi Z di era society 5.0. Penelitian kuantitatif ini menggunakan kuesioner yang diolah program SPSS dimana pengambilan sampel secara purposive sampling sebanyak 100 responden. Analisis data yang digunakan adalah analisis regresi berganda, uji asumsi klasik normalitas, heteroskedastisitas, dan multikolinieritas serta uji hipotesis secara parsial dan simultan. Hasil penelitian menunjukkan bahwa variabel transparansi (X1) dan tingkat religiusitas (X2) secara simultan dan parsial berpengaruh terhadap kepercayaan membayar zakat pada muzakki generasi Z. Rekomendasi dalam penelitian ini adalah peneliti selanjutnya menambahkan variabel lain dalam mempengaruhi tingkat kepercayaan muzakki. Sedangkan lembaga penghimpun dana zakat dapat terus meningkatkan transparansi secara online dan ajakan dalam meningkatkan religiusitas masyarakat agar mendapatkan kepercayaan dari calon muzakki diberbagai kalangan masyarakat.
Faktor Penentu Aksesibilitas Pembiayaan Bank Wakaf Mikro pada Pelaku Usaha Mikro di Jawa Timur Diniyah, Fellasufah; Widjaja, Muhammad Yusuf Aria; Syafira, Suci Reza
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2767

Abstract

This study aims to determine the factors that determine the accessibility of financing at Micro Waqf Banks. The method used is a quantitative method, using primary data distributed to micro-entrepreneurs around Islamic boarding schools where Micro Waqf Banks (BWM) are located in East Java. The sample in this study consisted of 100 respondents, namely 75 respondents received financing accessibility and 25 respondents did not receive financing accessibility. Data analysis used in this study was logistic regression using Stata 16. The results of this study indicate that factors that influence financing accessibility at BWM are influenced by the variables of age, education, and assets, while the variables of household size, income, length of business, network or recommendation, and business mentoring do not affect micro-entrepreneurs in financing accessibility at BWM. The limitations or implications of this study are limited to data obtained from two districts or cities in East Java. However, the novelty in this study lies in the accessibility of financing at Micro Waqf Banks, which are LKMS whose funding sources come from social funds, namely waqf.
Kontribusi Sektor Keuangan Syariah Terhadap Pertumbuhan Ekonomi di Indonesia Diniyah, Fellasufah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10876

Abstract

This paper aims to explain the relationship between the contribution of the financial sector which consists of the development of Islamic banks, the development of sukuk, the development of Islamic stocks, and the development of Islamic mutual funds to Indonesia's economic growth. This study uses quarterly time series data for the period between 2013Q1 – 2020Q4 and the analysis model used is the Vector Error Correlation Model (VECM) by carrying out unit root tests, cointegration tests, Granger causality tests, this study also uses the impulse Response Function, and Variance Decomposition. The results of this study indicate that the development of Islamic banking, the development of sukuk, the development of the Islamic stock market, and the development of Islamic mutual funds have a long-term influence on economic growth. while the development of the Islamic Banking and the development of the Islamic stock market have a short-term influence on economic growth. This research is expected to provide an overview of the condition of Islamic finance in Indonesia so that it can become a reference for relevant authorities in formulating or determining future policies for the development of Islamic finance.