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Journal : Al-Muqayyad

Analisis Kepuasan Pelayanan Aplikasi Maxim pada Pengguna Mahasiswa Institut Agama Islam (IAI) Diniyyah Pekanbaru Irwandi, Irwandi; MZ, Nurse Fatimah
AL-Muqayyad Vol. 6 No. 2 (2023): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v6i2.1186

Abstract

The title of this study is "Analysis of Maxim Application Service Satisfaction on Users of Islamic Religious Institute (IAI) Diniyyah Pekanbaru Students". The purpose of this study is motivated by the author's observations to determine the extent of customer satisfaction with the maxim application. In order to collect, compile and process the data in this study, the authors used field research methods (field research). Based on the results of the research that the authors have done, it can be concluded that the Maxim Application Service Satisfaction Analysis for Islamic Religious Institute (IAI) Diniyyah Pekanbaru Student Users is good and quite developed. Meanwhile, the Islamic Economics review of the Maxim Application Service Satisfaction analysis for Diniyyah Pekanbaru Islamic Institute (IAI) Student Users has not applied Islamic sharia principles, because the system sometimes harms both drivers and customers.
Penerapan akad hiwalah dalam praktik pada perbankan syariah Nurhasanah, Nurhasanah; Mz, Nurse Fatimah
AL-Muqayyad Vol. 8 No. 1 (2025): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v8i1.2633

Abstract

This research aims to examine how the implementation of hiwalah is practiced in the contemporary era in sharia financial institutions, especially sharia banking. This research is of the type of library research or library research using qualitative methods by conducting content analysis using the Content Analysis model. The results of the research show that the conversion of classic hiwalah to contemporary hiwalah is a form of sharia banking product. The hiwalah contract can be applied to factoring, post-date checks and bill discounting. The hiwalah changes from a tabarru' character with a qard hiwalah contract to a mu'waddah using a bil ujrah hiwalah contract with the provisions of using the muthlaq hiwalah type. The bank will determine additional fees or fees for transferring customer debts based on MUI Fatwa NO:12/DSN-MUI/IV/2000 and Fatwa NO:58/DSN-MUI/V/2007. SE OJK No. 36/SEOJK.03/2015