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IMPLIKASI KEBIJAKAN RELAKSASI KREDIT OLEH OJK SELAMA PANDEMI COVID-19 DENGAN DAMPAK BAGI BANK Viviani, Olinda; Jaya, Febri
Maleo Law Journal Vol. 6 No. 2 (2022): Oktober 2022
Publisher : Fakultas Hukum Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/mlj.v6i2.2316

Abstract

Early March 2020, there were more than 100,000 confirmed cases of the CoronavirusDisease 2019 (Covid-19) outbreak in 114 countries with a total death toll of more than 4,000cases. The development of the spread of COVID-19 has a direct or indirect impact on theperformance and capacity of Debtors, including Micro, Small, Medium Enterprises (MSMEs),in fulfilling credit or financing payment obligations, thus potentially disrupting bankingperformance and financial system stability which can affect economic growth. Therefore, toencourage the optimization of the banking intermediation function, maintain financial systemstability, and support economic growth, an economic stimulus policy is needed as acountercyclical impact of the spread of COVID-19. The policies implemented for thepandemic conditions had an impact on banks in their implications for bank performance. Theproblem approach used in this research is the legal approach (Statue Approach) examiningregulations or regulations related to the legal issues under study
Mengungkapkan Pembelian Impulsif Pengguna Marketplace Shopee: Peran Potongan Harga, E-WOM dan Motivasi Belanja Hedonis Viviani, Olinda; Aries Setiawan; Mahmud Mahmud; Herry Subagyo
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 17 No 2 (2024): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : LPPM Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v17i2.1988

Abstract

This study aims to analyze the effect of Price Discount, E-WOM, Hedonic Shopping Motivation on Impulse Buying at Marketplace Shopee (Study case of Dian Nuswantoro University). The population of this research is Dian Nuswantoro University who have purchased at marketplace Shopee. Sampling technique used is questionnaire method and amounted to 100 respondents. The data analysis technique in this study used multiple linear regression analysis. The results of this study indicate that the variables of Price Discount doesn’t have a significant influence on Impulse Buying, while E-WOM and Hedonic Shopping Motivation have a significant influence on Impulse Buying partialy. Variables of Price Discount, E-WOM and Hedonic Shopping Motivation have a significant influence on Impulse Buying simultaneously.