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Kuasa Menjual Jaminan Pada Pembiayaan Akad Murabahah Bil Wakalah (Studi Analisis Perkara Nomor : 0001/Pdt.G.S/2020/PA.Pwt) Wati, Endang Eko; Fatorina, Fetri
At-Turost : Journal of Islamic Studies Vol 8 No 1 (2021): Februari 2021
Publisher : STAI Nurul Huda Kapongan Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52491/at.v8i1.61

Adanya peraturan yang begitu komplek secara konsep dan mudah dilaksanakan pada prakteknya terkait pelaksanaan akad murabahah khususnya murabahah bil wakalah belum bisa menjadi jaminan tidak akan timbul sengketa dalam pelaksanaan akad tersebut. Satu demi satu permasalahan muncul dalam pelaksanaan akad murabahah bil wakalah pada produk pembiayaan yang ada di perbankan syariah. Salah satu contohnya adalah pelaksanaan akad murabahah bil wakalah dalam perkara sengketa ekonomi syariah nomor perkara 0001/Pdt.G.S/2020/PA.Pwt. Hal yang menarik dalam perkara tersebut, yang diajukan oleh bank syariah terhadap debiturnya adalah ketika akad murabahah bil wakalah terjadi ternyata bank syariah mengikat jaminan benda tidak bergerak (tanah milik orang tua debitur) dengan surat kuasa menjual. Penelitian ini merupakan penelitian kepustakaan (library research) dengan pendekatan yuridis- normatif. Berdasarkan penelusuran penulis sampai saat ini belum ada fatwa yang mengatur secara rinci terkait pelaksanaan akad murabahah bil wakalah sehingga pelaksanaan dari akad murabahah bil wakalah masih menginduk pada fatwa DSN-MUI nomor DSN-MUI Nomor 04/DSN-MUI/IV/2000 tentang murabahah. Melihat prosesnya ada perjanjian pokok berupa akad murabahah disertai dengan perjanjian accesoir berupa perjanjian penjaminan dimana jaminan baru bisa dilakukan tindakan pengalihan apabila debitur wanprestasi. Sehingga apabila pada waktu yang bersamaan ada perjanjian pokok berupa akad murabahah dan kuasa menjual jaminan maka disini ada penyelundupan hukum yang dilarang oleh undang-undang dan menjadikan akad tersebut tidak jelas.

IMPLEMENTASI ALTERNATIVE DISPUTE RESOLUTION (ADR) DALAM PENYELESAIAN SENGKETA WARIS DI DESA BEJI KEDUNGBANTENG Fatorina, Fetri; Abdurrahman, Fahmi
Economics, Social, and Humanities Journal (Esochum) Vol. 4 No. 1 (2024): Economics, Social, and Humanities Journal (Esochum)
Publisher : Faculty of Social, Economics and Humanities

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In Indonesia, inheritance law consists of Islamic inheritance law, western civil inheritance law, and customary inheritance law. Dispute resolution is generally divided into two, namely litigation dispute resolution and non-litigation channels. Generally, inheritance disputes are resolved through litigation. In contrast to Beji village, inheritance dispute resolution can be done through non-litigation channels. This research aims to find out how alternative dispute resolution is implemented in resolving inheritance disputes in Beji Kedungbanteng Village. This type of research was field research using a normative-empirical approach. The data collection techniques used in this research were observation and documentation. The research results state that Alternative Dispute Resolution (ADR) is a non-litigation dispute resolution solution. The application of ADR in resolving inheritance disputes starts from consultation, negotiation and mediation. Consultations are carried out by the disputing parties with religious leaders or local community leaders. After consultation, negotiations are then carried out with the parties to the dispute. If negotiations are unsuccessful then mediation is carried out. Mediators in resolving inheritance disputes in Beji Village are religious leaders, community leaders, or the village government. If mediation is unsuccessful, the dispute will be resolved through litigation.

Keabsahan Alat Bukti Surat Berupa Hasil Cetak Media Sosial dalam Perspektif Hukum Acara Perdata Ekowati, Endang; Fatorina, Fetri; Mukhtarzain, Abdullah Akhmad; Asriana, Anisa Yuni
As-Syar i: Jurnal Bimbingan & Konseling Keluarga Vol. 7 No. 2 (2025): As-Syar’i: Jurnal Bimbingan & Konseling Keluarga
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/as.v7i2.8573

In civil procedural law, documentary evidence plays a central role. This evidence is not only in the form of authentic deeds or private deeds, but also includes other documents that can be used to prove the truth of a fact in court. The development of social media raises new issues regarding the validity of printouts from the platform as evidence. This is because social media is very susceptible to editing, manipulation, and digital engineering, which can ultimately raise doubts about the authenticity of the evidence submitted. The problem becomes more complex when evidence in the form of printouts from social media is submitted without a statement from a digital forensic expert. This research is a juridical-normative research. The approaches used are the legislative approach, the conceptual approach, and the case approach. The methods used in this research are library and documentation methods. The results of his research, the Regulations Governing Evidence of Letters in the Form of Printed Results from Social Media Until now are still contained in Article 164 HIR and Article 284 RBg, have not explicitly regulated evidence of letters in the form of printed results from social media. However, the existence of Law Number 11 of 2008 concerning Electronic Information and Transactions (UU ITE), which has been updated by Law Number 19 of 2016, provides recognition of the validity of electronic documents and their printouts as valid legal evidence. In addition, Supreme Court Regulation (PERMA) Number 1 of 2019 concerning Electronic Administration of Cases and Trials in Court also serves as a technical guideline in the use of electronic evidence. The validity of evidence in the form of printed results from social media depends on the judge's consideration based on the principle of free evidence (freies beweis system). The judge will assess the evidence based on its authenticity, integrity, relevance, and supported by other consistent evidence. While social media print evidence may be admissible without forensic expert testimony under certain circumstances, the presence of a digital forensic expert remains the ideal standard in complex cases, particularly to ensure the integrity of evidence that is susceptible to manipulation

Implementasi Hibah Waris di Kecamatan Bobotsari Kabupaten Purbalingga Perspektif Hukum Waris Islam Fatorina, Fetri; H, Imam Labib; Fajariyani, Ainun; Ulinnuha, Ulinnuha
Matan : Journal of Islam and Muslim Society Vol 7 No 2 (2025): Matan: Journal of Islam and Muslim Society Vol 7 (No 2) 2025
Publisher : Institute of Research and Public Service Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.matan.2025.7.2.16395

Inheritance grants can be used to resolve issues that are not specifically regulated in faraid law or to provide better justice according to individual needs. In some communities, a lack of understanding of the concept of grants and the sharia provisions governing the provision of grants can be an obstacle. Likewise, the implementation of inheritance grants in Bobotsari District has drawn pro and contra. The method of writing this article uses an empirical-normative approach. The nature of this article's research is qualitative. Data is presented using a descriptive-analytical method. Data collection techniques used in this article are using observation, interviews, and documentation. Data analysis in writing this article uses inductive-deductive (effect-cause). The implementation of inheritance grants that occurred in Bobotsari District began with the grantor or heir gathering all members of the nuclear family, consisting of husband or wife and children for a consensus. The process of distributing inheritance grants must fulfill the elements of justice and agreement of the grantees or heirs. The pattern of distribution of inheritance grant assets includes; 1) divided equally; 2) divided based on the closeness of the grantor to the recipient; 3) divided based on the layout of the gift assets. In the view of Islamic inheritance law, this practice applies the concept of takharruj or removing or resigning as an heir.

Hak Hadhanah Anak belum Mumayyiz kepada Ayah Kandung dan Kepentingan Terbaik Anak Albab, Muhamad Ulil; Imron, M.; Fatorina, Fetri
Matan : Journal of Islam and Muslim Society Vol 8 No 1 (2026): Matan: Journal of Islam and Muslim Society Vol 8 (No 1) 2026 on progress
Publisher : Institute of Research and Public Service Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.matan.2026.8.1.18323

This study analyzes the Purworejo Religious Court Decision No. 67/Pdt.G/2025/PA.Pwr, which grants custody (hadhanah) of a non-mumayiz child to the biological fathera decision that deviates from the normative provisions of Article 105 letter (a) of the Compilation of Islamic Law (KHI). This research is normative legal research employing statutory, case, and conceptual approaches. The results indicate that the judge's primary considerations were the principle of the best interest of the child and maslahah mursalah, taking into account the ongoing domestic conflict, the parties' agreement in mediation, and the effort to maintain the child's environmental stability. Although textually contradictory to the KHI, this decision can be philosophically justified through the maqashid al-shari'ah approach (protecting the child's soul and progeny) and is in line with the Child Protection Law, which prioritizes the child's best interests. However, this decision has complex implications for gender equality; on one hand, it deconstructs the stereotype of exclusive female caregiving, but on the other hand, it potentially overlooks the early-age child's developmental need for maternal attachment. This study concludes that the decision represents the dynamic evolution of Islamic family law in Indonesia, which is beginning to adopt a substantive approach oriented towards child welfare, though it requires strengthening aspects of parenting capacity assessment and post-decision monitoring mechanisms.

Gold (Xau) Trading Practices Within The Ronss Elite Community On The Metatrader 5 Platform: A Sharia Economic Law Perspective Wilujeng, Amir Aditia; Fatorina, Fetri; Imron, M.
Jurnal El-Thawalib Vol 7, No 2 (2026)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-thawalib.v7i2.19591

Gold trading (XAU) is a modern form of trading that has developed alongside advances in digital technology and the use of online trading platforms. The practice of gold trading without the direct delivery of physical gold has sparked debate in Islamic economic law, particularly regarding the validity of contracts, delivery mechanisms, and the potential for elements of gharar and maysir. This study aims to analyze the practice of gold trading (XAU) through the MetaTrader 5 platform carried out by members of the Ronss Elite Community and review it from the perspective of Islamic economic law. The research method used is qualitative research with a normative and empirical juridical approach, through a literature review of muamalah fiqh literature, regulations related to futures trading, and field data collection through observation and interviews with community members. The results of the study show that gold (XAU) trading practices by members of the Ronss Elite Community using the MetaTrader 5 platform began with the creation of demo and real accounts, followed by capital deposits. Gold trading was carried out based on technical and fundamental analysis, as well as discipline in planning, recording transactions, and risk management through stop loss and take profit. MetaTrader 5 provides charts, indicators, and analysis tools to support trading decisions. From a Sharia perspective, the practice of trading XAU gold meets the conditions of a salam contract, with mutual agreement between the parties, legal competence, and a clear subject of the contract. Payments are made in advance, with transparent transactions. Although there is a risk of price uncertainty that can lead to elements of gharar and maysir if speculative, this community manages risk with rational analysis. This practice can be considered a contemporary salam contract or bai‘ maushūf fi al-dzimmah, provided that Sharia principles are adhered to.

Gold (Xau) Trading Practices Within The Ronss Elite Community On The Metatrader 5 Platform: A Sharia Economic Law Perspective Wilujeng, Amir Aditia; Fatorina, Fetri; Imron, M.
Jurnal El-Thawalib Vol 7, No 2 (2026)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-thawalib.v7i2.19591

Gold trading (XAU) is a modern form of trading that has developed alongside advances in digital technology and the use of online trading platforms. The practice of gold trading without the direct delivery of physical gold has sparked debate in Islamic economic law, particularly regarding the validity of contracts, delivery mechanisms, and the potential for elements of gharar and maysir. This study aims to analyze the practice of gold trading (XAU) through the MetaTrader 5 platform carried out by members of the Ronss Elite Community and review it from the perspective of Islamic economic law. The research method used is qualitative research with a normative and empirical juridical approach, through a literature review of muamalah fiqh literature, regulations related to futures trading, and field data collection through observation and interviews with community members. The results of the study show that gold (XAU) trading practices by members of the Ronss Elite Community using the MetaTrader 5 platform began with the creation of demo and real accounts, followed by capital deposits. Gold trading was carried out based on technical and fundamental analysis, as well as discipline in planning, recording transactions, and risk management through stop loss and take profit. MetaTrader 5 provides charts, indicators, and analysis tools to support trading decisions. From a Sharia perspective, the practice of trading XAU gold meets the conditions of a salam contract, with mutual agreement between the parties, legal competence, and a clear subject of the contract. Payments are made in advance, with transparent transactions. Although there is a risk of price uncertainty that can lead to elements of gharar and maysir if speculative, this community manages risk with rational analysis. This practice can be considered a contemporary salam contract or bai‘ maushūf fi al-dzimmah, provided that Sharia principles are adhered to.

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