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All Journal Jurnal Pendidikan Ekonomi (JUPE) Syntax Literate: Jurnal Ilmiah Indonesia E-JRM
Hotijah, Hotijah
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Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Perbandingan Perilaku Konsumen Dalam Pengambilan Keputusan Berbelanja Di Toko Madura dan Minimarket Di Kabupaten Bangkalan Hotijah, Hotijah; Septiana, Aldila
Jurnal Pendidikan Ekonomi (JUPE) Vol. 12 No. 3 (2024)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v12n3.p475-484

Abstract

This research aims to determine differences in consumer behavior in making shopping decisions at Madura Stores and Minimarkets in Bangkalan Regency. This type of research is quantitative research. The population in this research is all consumers who shop at Madura Stores and Minimarkets in Bangkalan Regency, an unknown number. Meanwhile, for the sample in this study, researchers used 50 respondents. The data collection techniques used were questionnaires and observation. Data analysis techniques in this research used validity tests, reliability tests, Kolmogov-Smirnov normality tests, and paired sample t-tests using IBM SPSS 23. Based on the results of research that has been carried out, it is known that there is no significant difference between consumer behavior in making shopping decisions at Madura Stores and Minimarkets in Bangkalan Regency. With this information, it is hoped that it will be able to provide insight to the entire community in making policy decisions regarding the existence of Madura Shops and Minimarkets for shopping for necessities.
Pengaruh Literasi Keuangan, Persepsi Kemudahan Dan Persepsi Risiko Terhadap Minat Investasi Di Platform Financial Technology (Fintech) Peer to Peer Lending (Studi Kasus pada Mahasiswa di Kota Malang) Hotijah, Hotijah; Malikah, Anik; Bastomi, Muhammad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract

Abstract Acting as a middleman between lenders and borrowers, financial technology (Fintech) lending combines technical innovations with financial institutions to enable various financial services. The fast spread of fintech offers investors great chances to improve the efficiency of their investments. The objective of this paper is to investigate the elements influencing investment interest in peer-to-peer (P2P) fintech lending platforms: financial literacy, perceived simplicity of usage and perceived risk.    This study uses a quantitative approach using information from 150 respondents, Malang City students familiar with fintech lending services. SPSS program was used for analysis of the collected data.    Investment interest is shown to be favorably influenced by financial knowledge, perceived ease of usage, and perceived risk. Under close inspection, financial literacy has no appreciable effect on investing interest.    The results imply that students' desire to invest in fintech loan platforms is much influenced by their perceived risk and simplicity of usage. Keywords: Financial Technology, Fintech Lending, Financial Literacy, Investment Interest.
Penguatan Peran Orang Tua dalam Mengontrol Penggunaan Gawai Peserta Didik TK Islam Terpadu Padang Kemangi Ajat, Ajat; Rahayu, Tutin; Hotijah, Hotijah; Mardiyanti, Entri; Hakim, Annisa
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v7i9.14176

Abstract

Orang tua memiliki peran krusial dalam mengontrol penggunaan gawai anak. Mereka perlu membimbing, mengawasi, dan membatasi akses anak terhadap media dan aplikasi. Pembimbingan dan pendampingan orang tua saat anak menggunakan gawai membantu mengurangi dampak negatif yang akan terjadi pada anak. Pada lingkungan pendidikan Islam, tantangan terbesar bukan hanya terletak pada bagaimana memperkenalkan teknologi pada anak, tetapi juga sejauh mana penguatan yang diberikan oleh pihak sekolah dalam mengedukasikan para orang tua supaya dapat mengontrol dan mengarahkan penggunaan gawai terhadap anak, sehingga dampak negatif yang mengancam bisa cegah sejak awal. Penelitian ini dilakukan melalui observasi, wawancara, dan dokumentasi. Teknik analisis data yang digunakan adalah penyederhanaan data, penyajian data dan penarikan kesimpulan. Melalui program kegiatan dan pembinaan sosial emosional, anak-anak mampu menciptakan keseimbangan antara bermain gawai dan aktivitas luar ruangan, memberikan pengalaman yang lebih beragam. orang tua berhasil mengontrol penggunaan gawai dilakukan secara konsisten menjadi tanggung jawab bersama antara ayah dan ibu serta didukung oleh pihak TK Islam Terpadu Padang Kemangi dengan berbagai upaya terutama dengan program kegiatan full day school dengan memberikan rangsangan tambahan dengan melakukan berbagai kegiatan, seperti bermain permainan tradisional atau berkebun, memberikan pengalaman berkualitas yang memperkuat hubungan keluarga
Co-Authors Ajat, Ajat Aldila Septiana, Aldila Anik Malikah Bastomi, Muhammad Hakim, Annisa Mardiyanti, Entri Rahayu, Tutin