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All Journal JAM : Jurnal Aplikasi Manajemen Riwayat: Educational Journal of History and Humanities
Wicaksana, Pramudya
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Humanities Decision Sciences, Operations Research & Management Education Social Sciences

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FINANCIAL LITERACY AND RISK PROFILE: AN EXTENSIVE OBSERVATION ON BANK EMPLOYEES Damayanti, Sylviana Maya; Wicaksana, Pramudya
Jurnal Aplikasi Manajemen Vol. 19 No. 1 (2021)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2021.019.01.16

Abstract

People with a high level of financial literacy tend to have better financial management skills to realize their financial well-being through effective financial decisions including investing according to their risk profile. The banking industry is an industry that has the highest inclusive level selected because it can represent financial literacy conditions. On the other hand, the gap between financial inclusion and financial literacy leads to a large number of investment (illegal) cases and complaints to regulators. The purpose of this research is to find out the level of financial literacy and type of risk profile, factors that affect it with bank employees in Bandung as research objects. The sampling technique used is a non-probability sampling technique that is purposive sampling with a total of 408 respondents. Data collection is through online questionnaires. There are three sections questionnaire, demographic factors, financial literacy, and risk profile. The data processing techniques used are descriptive statistical analysis and multiple regressions. The results showed that bank employees in Bandung had financial literacy indexes categorized as "medium" or "sufficient" (66.7%) with a risk profile index of "moderate" type (60%). Demographic factors that affect financial literacy are age, education level, and organizational position. While the factor that affects the risk profile is age and gender. Research has also revealed a strong correlation between financial literacy and risk profile.
Hubungan Kecemasan dengan Prokrastinasi Akademik pada Mahasiswa Fakultas Psikologi Universitas Prima Indonesia Siburian, Elizabeth Debora Debora; Wicaksana, Pramudya; Rezeki, Sabrini Mentari; Tarigan, Beby Astri
Riwayat: Educational Journal of History and Humanities Vol 8, No 2 (2025): April, Culture and Identity
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i2.45670

Abstract

The study aims to examine the relationship between anxiety and academic procrastination in students of the Faculty of Psychology, Universitas Prima Indonesia. Using a quantitative correlational method. The population consists of 837 students of the Faculty of Psychology, Universitas Prima Indonesia with a sample size of 263 students selected using the disproportionate stratified random sampling technique. This study uses a quantitative method with data collection using an academic anxiety scale and an academic procrastination scale. The research data analysis test includes a normality test, a linearity test and data analysis in this study using Pearson product moment with the IBM SPSS Statistics 26 for Windows program. From the results of this study, a correlation of r = 0,221 and a significance of P = 0,000 (P 0,05) was obtained, so it can be concluded that the high and low levels of student anxiety at the Faculty of Psychology at Universitas Prima Indonesia have a unidirectional nature, which means that if the value of the dependent variable leads to an increase, then the independent variable will also have similar properties and vice versa.
Co-Authors Beby Astri Tarigan Sabrini Mentari Rezeki Siburian, Elizabeth Debora Debora Sylviana Maya Damayanti